Astute Financial ‘Renee Ashelford ‘ - Lending Specialist

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Townsville, QLD
Astute Financial ‘Renee Ashelford ‘ - Lending Specialist

Finance Specialist with Astute Financial Townsville Central. Home Loans, Investment Loans, Car Loans/Equipment Finance & Commercial Loans.

14/09/2026

🏡 Your home loan shouldn't be set and forget.

If it's been a while since you've reviewed your home loan, now could be the perfect time to check whether it's still meeting your needs.

Whether you're looking for better features, greater flexibility, or a more competitive rate, a loan review can help keep you on track.

📞 Chat with us today to get started on your review.

11/09/2026

The right equipment can help take your business to the next level. 🔧
From machinery and plant equipment to work vehicles and essential tools, tailored equipment finance can help you secure what you need now without tying up valuable cash flow.
Chat with us today to explore your options.

09/09/2026

Ask anyone about buying a home or getting a mortgage in Australia, and they'll happily share their advice. The trouble is, a lot of what gets shared is outdated, half true, or just plain wrong.
So we’re setting the record straight, busting some of the most common home-buying myths with real facts.
Ready to buy? Contact us today 🏠

06/09/2026

Happy Father's Day!

02/09/2026

Thinking about buying a property in the next year? 🏡

Getting prepared early can make all the difference.
A little preparation now could help put you in a stronger position when you're ready to make your move.

Ready to purchase? Talk to our team today to get started.

31/08/2026

💳 Using Afterpay, Zip Pay or Klarna? These Buy Now Pay Later accounts can impact your borrowing power, even if you don't owe anything right now.
Lenders often assess BNPL limits in a similar way to other forms of credit, so it's worth reviewing your accounts before applying for a loan.

Want to know how much you can really borrow? Contact us for a free consultation.

28/08/2026

Thinking about refinancing? It could be easier than you think. 👇

✅ We compare your current loan against what's available on the market.
✅ We walk you through your options and show you how much you could save.
✅ You make the final decision, and we'll handle the process from there.

Ready to see if your home loan is still working for you? Get in touch today. 📞🏡

26/08/2026

Can your deposit be gifted to you? 🏡

Yes, it can. However, there are a few conditions.
In many cases, the gift must come from an immediate family member, and lenders will typically want to see that you've demonstrated genuine savings and responsible financial behaviour.
Every lender has different requirements, so it's important to understand what's needed before you apply.

Thinking about buying a home? Get in touch to discuss your options. 📞💬

24/08/2026

You hear a lot about RBA announcements, but what do they actually mean for your home loan?

While the RBA doesn’t set your lender’s interest rate, its decisions can have a big influence on borrowing costs. We’ve put together a simple explainer to help make sense of it all.

Been a while since you reviewed your loans? Reach out today!

21/08/2026

We do things differently.
We stay in touch and make sure your loans continue to suit your needs as life changes. Whether you're planning your next move or simply reviewing your finances, we're here to help every step of the way.
📞 Ready to see the difference? Contact us today.

Address

274 Charters Towers Road, Hermit Park
Townsville, QLD
4812

Telephone

+61424757262

Website

https://www.astutefinancial.com.au/members/townsvillecentral/

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