Home Dream With T

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Townsville, QLD
Home Dream With T

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I'm passionate about helping clients achieve their dream homes through hassle-free mortgage options.

02/10/2026

Buying a home comes with a language of its own. Borrowing power, genuine savings, LVR, LMI and stamp duty can all shape how much you can borrow and what your purchase may really cost.

Understanding these terms early can help you prepare with more confidence and avoid surprises later.

At One Focus Finance, we help make the finance side of buying a home clearer, so you can make informed decisions from the start.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

01/01/2025

🌟 Welcoming 2025 with Vision and Purpose! 🌟
As the clock strikes a new chapter, let 2025 be a year of bold ambitions and meaningful achievements. Together, we step into a future fueled by innovation, resilience, and boundless potential.

Here’s to:
✨ New dreams that inspire.
✨ New challenges that empower.
✨ New victories that redefine us.

From all of us, may this year bring you growth, prosperity, and unwavering success.
Let’s make 2025 extraordinary—together!

Happy New Year! 🎉

24/12/2024

This Christmas 🎄, may your heart glow with cheer ✨❤️, your soul be at peace 🕊️, and your days be merry and bright 🎉☀️.
Merry Christmas! 🎁❄️

12/10/2024

Sharing our success stories with love ! 🏡🔑🎊🎉🎀

Start your property journey today..
Home Dream With T

27/09/2024

The Government incentive known as the 🏠 First Home Guarantee enables first home buyers to buy their first home with a deposit as low as 5% without having to pay Lenders’ Mortgage Insurance (LMI).

LMI is typically required when borrowing over 80% of the property value. However, with the First Home Guarantee, the Government will back your home loan and serve as a guarantor, ensuring that you are exempt from paying LMI.

✅ Ready to take the next step towards homeownership? One Focus Finance Solutions is here to guide you through the First Home Guarantee process.

📲 Contact us now to understand more about your eligibility.

31/08/2024

Happy Father's Day to all the incredible dads!
Your love, guidance, and unwavering support make a world of difference.

29/08/2024

🏡 Navigating the current competitive real estate market in Australia to secure your home loan can be quite challenging. Nevertheless, by receiving the appropriate guidance and making the necessary preparations, you can improve your chances of getting approved your dream home.

One Focus Finance Solutions, a prominent mortgage broker in Melbourne, offers valuable insights to aid you in this process.

Teaming up with seasoned mortgage brokers like One Focus Finance Solutions can greatly simplify the home loan process. Our mortgage experts offer personalized advice and guidance, assisting you in:

🔵 Exploring various loan types and interest rates to identify the most suitable option for your financial situation.
🔵 Leveraging our expertise to secure favourable loan terms and conditions.
🔵 Streamlining the application process through expert guidance and support.

Get in touch with us today!

28/08/2024

I feel privileged to have received the Elite Broker Award for 2024/25 from the Commonwealth Bank of Australia. Winning this award reflects my dedication to delivering outstanding service and guaranteeing customer contentment. I appreciate the chance to collaborate with such a renowned organisation and the backing of my clients and peers.
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16/08/2024

Purchasing property while earning a modest income demands thorough preparation.

Improving your credit score, utilizing equity from a different property, and enlisting the services of a trusted mortgage broker can improve your probability of securing preapproval for a loan to invest in property.

Maintaining a practical outlook on your financial limits, highlighting additional sources of income, and exploring more cost-effective properties are also crucial tactics for obtaining approval.

Get in touch with us for a non-obligation consultation today!

27/07/2024

What distinguishes investment property loans from owner-occupied home loans?
Borrowing capacity for an investment property can potentially be higher due to factoring in future rental income, which is not typically applicable for owner-occupied loans.
Interest rates for an investment property loan are slightly elevated compared to an owner-occupied loan.
However, this is counterbalanced by the ability to claim interest on an investment property as a tax deduction, along with other property expenses, while an owner-occupied loan is not tax-deductible.

Which option best fits your requirements?
Let’s explore your choices together!

Address

Townsville, QLD

Telephone

+61424779220

Website

https://www.onefocusfinance.com.au/

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