Premium Finance Group Australia

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Premium Finance Group Australia Finance Brokers since 1998, specialises in home loans with No LMI for professionals, car loans, and business loans!

Specialists for finance solutions to support your business, buy property, clean up existing loans, obtain market-leading competitive loans and lower repayments. With competitive rates from a large panel of lenders, we’ll compare loans to save you time and money when obtaining a loan! Contact us by phoning Head office on 07 4720 8888 or Chat with us online!

A profitable business can still have cash flow problems.Why? Because making a profit doesn't necessarily mean the money ...
03/11/2026

A profitable business can still have cash flow problems.

Why? Because making a profit doesn't necessarily mean the money is available when you need it.

You might be waiting on customer payments while wages, suppliers and other expenses are already due.

Sometimes it's a timing problem, not a profitability problem.

Understanding that difference is important when considering working capital or other business finance options.

At Premium Finance, we help business owners assess their funding needs and explore finance that suits their circumstances.

Need to discuss your business cash flow? Get in touch.

Understand fast business loan approval in Australia. We explain realistic timeframes, lender speeds and how to prepare y...
02/11/2026

Understand fast business loan approval in Australia. We explain realistic timeframes, lender speeds and how to prepare your file for quicker funding.

https://www.pfga.com.au

Need an unsecured business loan with no property? We explain limits, risks and eligibility to help you make informed fin...
29/10/2026

Need an unsecured business loan with no property? We explain limits, risks and eligibility to help you make informed finance decisions.

https://www.pfga.com.au

29/10/2026

Is having all your business finance with one bank really the best option?

It might be convenient, but relying on a single lender can leave your business with less flexibility than you realise.

Understanding your lending exposure is an important part of managing your business finances.

At Premium Finance Group Australia, we can help you review your current arrangements and explore your options.

Making a profit doesn't automatically mean your business qualifies for finance.Lenders also want to understand whether y...
28/10/2026

Making a profit doesn't automatically mean your business qualifies for finance.

Lenders also want to understand whether your business can comfortably manage the repayments.

That means looking at cash flow, existing debts, operating expenses and other financial commitments.

This is known as serviceability, and it's an important part of how lenders assess commercial finance applications.

Before applying, it helps to understand your numbers and what your business can realistically afford to borrow.

At PFGA, we help business owners understand their finance options and find lending structures suited to their circumstances.

Considering business finance? Get in touch.

A Business Acquisition Loan Broker in Australia structures funding to match asset mix and lender policy, protecting your...
26/10/2026

A Business Acquisition Loan Broker in Australia structures funding to match asset mix and lender policy, protecting your credit file from declined applications.

https://www.pfga.com.au

Nearly 30 years in commercial finance has taught us that the lowest interest rate isn't always the best deal.When you're...
26/10/2026

Nearly 30 years in commercial finance has taught us that the lowest interest rate isn't always the best deal.

When you're borrowing for your business, the way the loan is structured matters.

Repayments, security requirements and loan terms can all affect your cash flow and flexibility.

At Premium Finance, we look beyond the interest rate to help business owners understand their options and find finance that suits their circumstances.

Get in touch with us if you are considering business finance.

Align business vehicle finance with your cash flow cycle. We help structure repayments around seasonal revenue to protec...
25/10/2026

Align business vehicle finance with your cash flow cycle. We help structure repayments around seasonal revenue to protect working capital and growth.

https://www.pfga.com.au

Compare Equipment Finance vs Chattel Mortgage to match your cash flow. We explain GST credits, ownership and repayment t...
25/10/2026

Compare Equipment Finance vs Chattel Mortgage to match your cash flow. We explain GST credits, ownership and repayment terms for Australian businesses.

https://www.pfga.com.au

Address

20 Heatleys Parade
Townsville, QLD
4810

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+611800413635

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