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Mortgage Choice Peter Baldock

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Australia
Townsville, QLD
Mortgage Choice Peter Baldock

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Guiding you on your home loan process.

31/10/2026

Is your current home loan rate starting to spook you? 😱
Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.
As your home loan expert, I can benchmark your current rate against hundreds of options from over 35 lenders to help you find a better deal. Get in touch today to learn more on 048 999 88 48.

27/10/2026

Refinancing could save you thousands, but knowing if it's worth switching isn't always obvious.

As your expert broker, I can help cut through the complexity for you. Sometimes a complete refinance unlocks major savings, other times a simple rate negotiation with your current lender does the trick. And occasionally? You'll discover you're already in a great spot.

The key is getting expert eyes on your situation so you don't miss out on potential savings. Book an appointment with me today here- https://calendly.com/peter-baldock or call 048 999 88 48.

23/10/2026

Taking that first step onto the property ladder?

While purchasing your very first home is an exciting milestone, navigating deposit requirements, bank policies, and paperwork can quickly get overwhelming. You don't have to figure it out alone.

I can help you compare loan options from over 35 lenders and help make your first home journey clear and straightforward, while saving you hours of paperwork along the way. Contact me today on 048 999 88 48.

20/10/2026

When it comes to your borrowing power, your salary is just the tip of the iceberg. 🧊 Beneath the surface, lenders look at the bigger picture: your debts, expenses, savings, and employment history all play a crucial role.

The more prepared you are, the stronger your position. Contact me today on 048 999 88 48 so I can help you get ready before you even apply.

15/10/2026

If you are purchasing or refinancing a commercial property, you don’t always need to provide years of tax returns.

If you own a commercial property that’s rented out, a Lease Doc loan allows the property’s tenant to effectively ‘qualify’ the loan for you.

A lender will assess the strength of the tenancy and the lease agreement rather than your personal financial history.

Reach out today to learn more on 048 999 88 48.

29/09/2026

🚨 The RBA has increased the cash rate to 4.60%. 🚨

With the cash rate increasing, now is the perfect time to review your home loan options, because you could be paying more than you need to.

Plus, here are 20,000 more reasons to take at look at your options.

When you apply to refinance your loan by 18 October, you’ll automatically go in the draw to win $20,000! 💸

Ready to see if you could be getting a better deal? Send me a DM to get started!

T&Cs apply. Minimum loan amount of $250,000.

29/09/2026

Sticking with the same lender for years could mean you're missing out on lower rates, better features, and opportunities to streamline your debt.

Refinancing puts you back in control of your financial goals, whether that means lowering your monthly repayments or setting up an offset account to pay off your loan faster.

Book an appointment with me today to learn more

https://calendly.com/peter-baldock

26/09/2026

It’s time to kick your home loan into action 🏉

Whether you’re looking to purchase property, invest or refinance, having the right game plan is crucial. With a Mortgage Choice broker on your side, we’ll help you select the MVP from more than 35 lenders to make sure your home loan option is a winner!

Ready to team up? Let’s chat.

Cal me today on 048 999 88 48 or book a meeting here- https://calendly.com/peter-baldock

21/09/2026

Just like servicing your car after a long winter, your mortgage needs a seasonal tune-up to keep running smoothly.

A 15-minute Home Loan Review could help answer three simple questions:

1️⃣ Are you paying more than you should compared to current market rates?
2️⃣ Are your current loan features matching your current lifestyle?
3️⃣ Could another lender offer a better setup for your long-term goals?

We don't charge to find the right loan for you. Your broker is paid by the lender once your loan settles. In some limited circumstances, your broker may charge a fee, which would be discussed with you before proceeding. Talk to me today on 048 999 88 48 or book a meeting here- https://calendly.com/peter-baldock

18/09/2026

What would you do with an extra $20,000? 💭

Apply to refinance your loan by 18 October and you’ll automatically go in the draw to win $20,000!

If you’ve been meaning to review your home loan, this is 20,000 more reasons to choose Mortgage Choice.

Don’t hold off your home loan review any longer! If you want a better deal on your home loan, reach out today to get started.

T&Cs apply. Minimum loan amount of $250,000.

Book a meeting with me here- https://calendly.com/peter-baldock

Address

Townsville, QLD

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm
Saturday	8am - 7pm
Sunday	9am - 5pm

Telephone

+61489998848

Website

https://www.mortgagechoice.com.au/Peter.Baldock/

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