Astute Kylie Gomes

Call Directions Website

Astute Kylie Gomes 26+ years as a trusted family business. It’s a family business that has been in operation for over 15 years, we have 30 years of lending experience.

Helping Australians with home loans, refinancing, investment and commercial finance through straightforward advice and personalised solutions.

📩 Get in touch today. We specialise in Residential Mortgages and Investment loans, Business and Commercial loans including leases and debt consolidation. We also lend to Self-Managed Super Funds. Our strength in the industry is our knowledge of lending products and our customer service. We are a member of the MFAA.

03/11/2026

🚨🏡 ANOTHER INTEREST RATE RISE — WHAT DOES IT MEAN FOR YOU?

The RBA has officially increased the cash rate to 4.85%, the highest level since 2008! 📈

That's the fifth increase this year, and Australian homeowners are feeling the pressure.

💙 Have you reviewed your mortgage lately?

With lenders reviewing their interest rates, now is a good time to check:

🏡 Your current home loan rate
💰 Your monthly repayments
🔑 Your refinancing options
📋 Whether your loan still suits your circumstances

You may have more options than you realise!

Kylie Gomes | Astute Mortgage Brokers

📍 Penrith | Western Sydney
📞 0411 107 776

💬 Send me a message for a friendly, no-obligation chat.

❤️ Share this with someone who has a home loan!

29/10/2026

🚨🏡 INTEREST RATE WARNING — INFLATION IS RISING AGAIN!

Just when homeowners thought things couldn't get much tougher...

📈 Australia's annual inflation rate has climbed to 4.3%, up from 4.0% in August.

With the RBA meeting again on 3 November, another interest rate increase is now looking more likely.

💙 What does this mean for your mortgage?

If you're already feeling the pressure of higher repayments, now could be a good time to review your home loan and understand what options may be available.

You don't have to navigate changing interest rates alone.

🏡 Kylie Gomes | Astute Mortgage Brokers
📞 0411 107 776

💙 Know someone with a mortgage? Share this post with your friends and family!

13/10/2026

🏡📈 COULD INTEREST RATES RISE AGAIN?

The RBA has released its latest meeting minutes, and there's an important message for Australian homeowners.

With the cash rate currently sitting at 4.60%, the RBA has indicated that further increases remain possible if inflation pressures continue.

💙 What does this mean for your home loan?
Now could be a good time to review your interest rate, repayments and available options.

You don't necessarily need to refinance — sometimes understanding your current loan is the best place to start.

🏠 Kylie Gomes | Astute

📩 Get in touch today.

10/10/2026

🏡 NEW SYDNEY HOME LOAN UPDATE — 11 OCTOBER 2026

There's a significant new affordability story worth sharing on Kylie's page.

New research from [Canstar](https://www.canstar.com.au/?utm_source=chatgpt.com), published today, estimates that buyers now need approximately $245,000 in annual pre-tax income to afford Sydney's median-priced house under its modelling assumptions.

That's almost $11,000 more income than a year ago, despite falling property prices. Higher interest rates are reducing borrowing capacity faster than declining house prices are improving affordability.

📱 Facebook post — Ready to publish

🏡📈 SYDNEY HOME BUYERS: THE NUMBERS HAVE CHANGED!

Did you know that falling house prices don't necessarily make buying a home more affordable?

New Canstar research estimates that buyers would need approximately $245,000 in annual income to purchase Sydney's median-priced house under its modelling assumptions.

That's nearly $11,000 more than last year!

💙 But remember, every buyer's situation is different.

Your borrowing capacity depends on your income, expenses, deposit, existing debts and the lender's requirements.

Whether you're buying your first home or planning your next property move, understanding your borrowing options is a great place to start.

🏠 Kylie Gomes

📩 Get in touch to discuss your home loan options.

29/09/2026

📢 RBA RATE UPDATE — CASH RATE RISES

The Reserve Bank of Australia has today increased the official cash rate by 0.25%, taking it from 4.35% to 4.60%. 📈

For homeowners with a variable home loan, this could mean higher repayments if lenders pass the increase on.
If you’re wondering what today’s decision means for your mortgage, whether your current rate is still competitive, or what other options may be available, now could be a good time to review your home loan.

📩 Kylie Gomes | Astute Mortgage Brokers
📞 0411 107 776

💙 Know someone with a home loan? Tag them below or share this post with your friends and family.

23/09/2026

🏡 All four major banks are now expecting another interest rate rise.

The RBA meets again next week, and Australia’s four major banks are now forecasting a 0.25% cash-rate increase.
While nothing is confirmed until the RBA makes its announcement, it’s a timely reminder to know what rate you’re currently paying.

If you haven’t reviewed your home loan recently, are considering refinancing, or simply want to understand your options before rates potentially move again, now could be a good time to have a chat.

📩 Kylie Gomes | Astute Mortgage Brokers

21/09/2026

🏡 Interest rates are moving again — before the RBA has even made its next decision.

More Australian lenders have increased their fixed home-loan rates this month, while the RBA Governor has warned that some inflation risks are starting to materialise.

The next RBA cash-rate decision is due 29 September.

If you have a home loan, are coming off a fixed rate, or you're thinking about buying, now could be a good time to understand where you stand and what options may be available.

📩 Kylie Gomes | Astute Mortgage Broker

17/09/2026

🏡 Some home loan rates are already starting to move.

Ahead of the RBA’s next cash-rate decision, a number of Australian lenders have started increasing their fixed home-loan rates.

It’s another reminder that lenders don’t always wait for an RBA announcement before changing their pricing.

If your fixed rate is ending soon, you’re considering refinancing, or you simply haven’t reviewed your home loan for a while, it may be worth understanding what options are currently available.

📩 Kylie Gomes | Astute

14/09/2026

🏡 Buying a property? Be careful where you send your money.

Property settlement scams are becoming increasingly sophisticated, with scammers impersonating agents, solicitors and other professionals to try to redirect deposits and settlement funds.

Before transferring a large amount of money:
✔️ Double-check bank details
✔️ Be cautious of unexpected changes to payment instructions
✔️ Verify details using a trusted phone number — not just by replying to an email
✔️ If something doesn’t feel right, stop and check first

Buying a home is exciting, but protecting your money along the way is just as important.

14/09/2026

🏡 Want to refinance but worried you don’t have enough equity?

With property values and interest rates changing, some homeowners are finding they have less equity in their property than they expected.

That doesn’t automatically mean you have no options.

Different lenders have different policies, and before assuming you’re stuck with your current loan, it can be worth having someone look at your situation properly.

📩 Message Astute Kylie Gomes for a chat about your home loan options.

💙 Know someone who might find this helpful? Feel free to share it with friends and family.

Address

3B 401 High Street Penrith
Sydney, NSW
2750

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61411107776

Website

Alerts

Be the first to know and let us send you an email when Astute Kylie Gomes posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category

Nearby finance companies

Other Financial Services in Sydney

Show All