eXpert Choice Mortgage & Finance

21/10/2026

29/09/2026

📢 RBA Rate Rise — Our Prediction Was Right, Unfortunately!

Yesterday, we shared our prediction that the RBA was likely to increase interest rates at its next meeting.

Unfortunately, that prediction has now come true. 😔

🔴 RBA has increased the cash rate by 0.25%

While we are pleased that our analysis was on the mark, this is not good news for homeowners and borrowers, particularly those already feeling the pressure of higher mortgage repayments.

The big question now is: Will there be another rate rise? 👀

At Expert Choice Mortgage & Finance, we’ll continue to monitor the market closely and help our clients understand what these changes could mean for their home loan.

📩 If you're concerned about your repayments or wondering whether you should review your current home loan, feel free to reach out to us.

Expert Choice Mortgage & Finance
Helping you make smarter mortgage decisions. 🏠

28/09/2026

🚨 HOMEOWNERS — INTEREST RATE WARNING 🚨

Not the news mortgage holders wanted to hear…

🇦🇺 All four major Australian banks — CBA, Westpac, NAB and ANZ — are now forecasting an RBA interest rate increase at the next meeting on 29 September.

📈 The expected move is +0.25%, which would take the RBA cash rate from 4.35% → 4.60%.

And there could be more pressure ahead.

🔴 ANZ is currently forecasting another 0.25% increase in November, potentially taking the cash rate to 4.85%.

Why is this happening?

Inflation is proving more persistent than expected, while the RBA has indicated it remains concerned about inflationary pressure in the economy.

💰 What could this mean for your mortgage?

As an example, a 0.25% increase could add approximately:

🏠 $600,000 loan → +$91/month
🏠 $750,000 loan → +$114/month
🏠 $1,000,000 loan → +$152/month

These are estimates and the actual increase depends on your interest rate, loan balance and remaining term.

👉 But don't panic.

If you're currently on a higher rate, this could be a good time to review your existing loan, compare your options and check whether your lender is still competitive.

Don't wait until the rate rise hits your repayments to find out what you could have done.

📩 Want us to review your current home loan? Send us a message -0420-513-818

14/09/2026

Perfect start of the week.

Conditional approval has been granted, along with a highly competitive variable rate of 5.95% in the current market.

Please contact if you need better interest rate.

03/09/2026

🏡 PRE-APPROVAL SECURED! 🎉

Another client one step closer to owning their next property! 🔑

With property prices remaining competitive, being finance-ready can make all the difference when the right property comes along.

Imagine finding your dream home… only to realise you’re not ready to make an offer. 😟

That’s why getting pre-approved BEFORE you start seriously house hunting can put you in a stronger position.

With a pre-approval, you can:

✅ Know your borrowing capacity
✅ Understand your realistic price range
✅ Search for properties with confidence
✅ Be ready to act when the right opportunity comes up
✅ Avoid unnecessary surprises during your property search

💡 Not sure how much you can borrow?
Every situation is different. We look at your income, expenses, existing debts and overall circumstances to help find a lending solution that suits you.

🏠 First Home Buyer | Home Upgrade | Refinance | Investment Loans



📩 Thinking about buying? Start with a conversation.
📞 Expert Choice Mortgage & Finance
0420 513 818

23/08/2026

21/08/2026

Behind the Scenes 🤝🏦

Another great catch-up today with my St.George Bank BDM — continuing to build strong relationships and stay up to date with lending solutions and opportunities for our clients.

A big part of what we do as mortgage brokers happens behind the scenes — speaking with lenders, understanding policies, exploring options and working through different scenarios to find the right solution for each client.

You may not always see the work that goes on in the background, but we’re constantly working hard to get the best possible outcomes for our clients. 💪🏠
Building relationships. Exploring opportunities. Working hard behind the scenes — always for our clients. ❤️

11/08/2026