Suman Maharjan - kingslend Financial

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Sydney, NSW
Suman Maharjan - kingslend Financial

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My aim is to ensure your journey to homeownership is seamless and stress-free.

Whether you are purchasing your first home, refinancing, or investing in real estate, I collaborate with major banks and private lenders to provide expert support.

04/11/2026

High inflation, slowing economic growth, and rising living costs could Australia be heading towards stagflation?

For mortgage holders, that could mean continued pressure on repayments and household budgets.

For first home buyers, it could impact borrowing power, deposit savings, and affordability.

But don’t panic or make decisions based on headlines alone!

Mortgage holders, review your current interest rate. First home buyers, understand your borrowing capacity before assuming you can’t buy.

Don’t wait for the market to change. Get financially prepared now.

Let’s review your mortgage or borrowing capacity today!”

03/11/2026

🚨 Another rate rise. Is your mortgage costing you more than it should?

The RBA’s latest rate hike could mean higher repayments and more pressure on your household budget.

But don’t just accept your bank’s rate without checking your options!

🏡 Now is the time to:
✅ Review your current interest rate.
✅ Check how much your repayments could increase.
✅ Explore whether refinancing could put you in a stronger position.

Your bank isn’t going to proactively find you a better deal. That’s why you need to!

📩 Kindly reach out and let’s review your home loan to see if there’s a better option available.

02/11/2026

If the RBA raises interest rates, your home loan repayments and household budget could feel the impact.

🏡 Don’t wait for your repayments to increase before reviewing your mortgage.

A proactive mortgage review today could help you prepare for tomorrow.

27/10/2026

🎉 APPROVED!! APPROVED!! 😇🏡

Another first-home buyer is one step closer to homeownership, with only a 10% deposit and saving 28,000 on Lender mortgage insurance, they have their home loan approved in Pimpama, QLD!

🏡 FIRST-HOME BUYERS: WHAT IF YOU’RE CLOSER THAN YOU THINK? 👀

Here’s what you need to know 👇

🔥 You may not need to wait until you’ve saved a 20% deposit.

🔥 You may be able to avoid thousands in LMI with the right eligible lending option.

🔥 You could be in a stronger position to buy than you realise.

🔥 Stop waiting for the “perfect market”; start by finding out what you can afford today! 🇦🇺

The first step is understanding your borrowing capacity, exploring your options, and having a strategy that suits your circumstances.

Don’t spend another 6-12 months assuming you can’t buy without checking your options first!

📩 Reach out today and let’s explore what’s possible for you.

Lending options and LMI savings are subject to eligibility, lender policies, and loan conditions.

26/10/2026

Our self-employed dentist client just secured a property with only a 5% deposit and no Lenders Mortgage Insurance (LMI) despite having just 2 months of ABN registration, accepted by the bank.

💡 The takeaway? Being newly self-employed doesn’t automatically mean you have to wait years to buy a property. The right lender and loan strategy can make all the difference.

🏡 Self-employed and planning to buy?

Don’t assume you need to wait.

Let’s explore your home loan options!

📩 kindly reach out to discuss your borrowing options.

Every application is assessed on its own merits. Eligibility, deposit, requirements and Lender Mortgage insurance are subject to lending criteria.

21/10/2026

🙏 Happy Vijaya Dashami!

शुभ विजयादशमी! 🪔

May this auspicious occasion bring happiness, prosperity, good health, and success to you and your loved ones. May good always triumph over evil, and may your life be filled with peace, positivity, and new beginnings.

Wishing everyone a blessed and joyful Vijaya Dashami! ❤️🇳🇵

दशैंको हार्दिक मंगलमय शुभकामना! 🌺

#शुभविजयादशमी

15/10/2026

Approved!! Approved!!😇

🏡 JUST 5% DEPOSIT. $26,000 LMI SAVED. DREAM PROPERTY SECURED! 🔑

A dentist with 2 months of ABN registration and a civil engineer just got their loan approved to purchase an off-market property with only a 5% deposit saving $26,000 in Lenders Mortgage Insurance (LMI)! 🎉

They found the right off market property, and we helped structure their finance to make it happen without needing a huge deposit or paying thousands in LMI.

✅ Loan approved with just 5% deposit
✅ $26,000 in LMI waived
✅ Off-market property secured
✅ One step closer to their property goals!

You might not need a 20% deposit to buy your dream property. The right lending strategy could save you thousands and help you get into the market sooner.

📩 Planning to buy with a smaller deposit? Let’s explore your home loan options and see what could work for you!

12/10/2026

Proud to have helped a New Zealand citizen successfully navigate the home-buying process, despite their business being registered for less than 24 months. 🎉
The right strategy, the right lender, and the right home loan guidance can make a difference!

📩 Thinking of buying a property?

Let’s explore your options!

Terms and conditions Applies.

06/10/2026

OFFSET vs REDRAW

what’s better for you?

🔹 Offset: Keep your cash accessible while potentially reducing the interest you pay.
🔹 Redraw: Put extra repayments into your loan and potentially access them later.

If you regularly keep savings or emergency cash, an offset may suit you better. If you’re focused on making extra repayments and don’t need frequent access to the money, redraw may be worth considering.

📩 Not sure which suits your situation? Message me for a mortgage review and I’ll help you compare the numbers.

06/10/2026

🏠 Mortgage Jargon Got You Confused? Let’s Simplify It!

Principal = What you borrow 💰
Interest Rate = What the bank charges 📈
LVR = How much you borrow vs. property value 🏡
LMI = Insurance that may apply with a higher LVR
Offset = Your savings can help reduce interest 💵
Equity = Property value minus your loan balance
Refinance = Reviewing your loan to potentially get a better deal 🔄

Mortgage terms don’t have to be complicated.
Understand your loan. Review your rate. Make your mortgage work harder for you. 💡

Address

Level 45, 680 George Street
Sydney, NSW
2000

Telephone

+61412272873

Website

https://kingslend.com.au/

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