Kingslend Financial

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With the end of financial year just around the corner, a lot of people are checking in on their finances… and for some, ...
03/06/2026

With the end of financial year just around the corner, a lot of people are checking in on their finances… and for some, that means dealing with ATO debt.

Here’s the good news 👉 having tax debt doesn’t automatically mean you can’t get a home loan or refinance.

At Kingslend Financial, we help clients:
✔️ Look at ways to roll ATO debt into a manageable structure
✔️ Use equity in their home to tidy things up
✔️ Improve cash flow and reduce stress
✔️ Work alongside existing ATO payment plans

The earlier you explore your options, the more flexibility you’ll have.

If EOFY has got you thinking about your financial position, send us a message! We're always happy to chat and point you in the right direction.

22/04/2026

✨ A simpler way to refinance your SMSF loan

If your SMSF owns property, now could be a great time to review your loan and explore savings.

Refinancing your SMSF loan may help you:
✅ Reduce your monthly repayments
✅ Enjoy a faster, more straightforward process
✅ Skip a lot of the usual paperwork

There’s a new, easier refinance option designed to make saving on your SMSF loan simpler than ever.

For a limited time only, eligible residential SMSF refinances come with no application fee.

💬 Thinking about whether this could work for your SMSF? Send us a message — happy to help.

www.kingslend.com.au/contact

🏡 Thinking about buying sooner than expected?More buyers are jumping into the market with as little as a 5% deposit, tha...
14/04/2026

🏡 Thinking about buying sooner than expected?

More buyers are jumping into the market with as little as a 5% deposit, thanks to the government’s 5% Deposit Scheme – and avoiding costly LMI in the process.

That’s helping many buyers get in years earlier, even with interest rates higher.

We’re also seeing more buyers look at affordable or regional areas, where their money can go further even in a higher‑rate environment.

The scheme can be a great pathway into home ownership — but eligibility rules, lender options and loan structure really matter.

Getting it right can make a big difference now and long term.
If you’re wondering whether this could work for you, we can help you understand your options, check your eligibility and put the right structure in place.

💬 Feel free to message us if you’d like to have a chat.

08/04/2026

Yes, the market has changed - but first home ownership is still achievable with the right plan.

There’s been a big shift in the property market over the past few years, and first home buyers are navigating a very different landscape than before.

In just five years:
- Entry-level house prices have jumped 68% nationally
- Wages have grown only ~22%
- Sydney entry-level homes now sit around $1.15M
- Brisbane, Perth & Adelaide have seen prices double or even triple

While the numbers look daunting, here’s the positive part - more first home buyers are succeeding by being prepared, strategic, and well-advised.

We're seeing buyers move forward by:

✅ Understanding their true borrowing power
✅ Using first home buyer incentives properly
✅ Considering different suburbs or property types
✅ Focusing on progress, not perfection

You don’t need to have it all figured out — you just need a plan that fits your situation.

📩 If buying your first home is on your mind, send us a message.

www.kingslend.com.au/contact

02/04/2026

🐣🌸 Happy Easter! 🌸🐣

Wishing you and your family a relaxing and joyful Easter break. Whether you’re enjoying some well‑earned downtime, quality time with loved ones, or a bit of chocolate, we hope it’s a great one.

We’ll see you after the long weekend—until then, stay safe and enjoy the break!

17/03/2026

The RBA has delivered its second cash rate increase of 2026, lifting the rate by 25 basis points to 4.10%.

The Bank says ongoing inflation and higher fuel costs linked to the Middle East conflict are still putting pressure on prices, even as household budgets are already feeling the strain. Because of this, it’s signalled that tighter conditions are needed.

So what does this mean for homeowners?
Higher rates can lead to higher repayments, and with more rises still being talked about, now’s a smart time to see how your loan stacks up.

A simple review can help you check:
✅ Whether your rate is still competitive
✅ If your repayments are manageable long‑term
✅ Whether a different loan setup could suit you better

If you’d like to talk through your options, we’re here to help.

11/03/2026

Thinking about buying property through your SMSF but not sure where to start?

One of the biggest ways we support our clients is by helping them navigate SMSF lender policies, because every lender has different rules, requirements, and loan structures.

From choosing the right loan setup (like LRBA requirements) to understanding contribution limits and borrowing capacity, we make sure you get a lender who aligns with your SMSF strategy, not the other way around.

If you want to explore how an SMSF loan could work for your fund, we're here to walk you through the process from start to finish. 👋

www.kingslend.com.au/contact

05/03/2026

Great news for property investors! 🙌

Lenders have just made two big changes that could make investing a lot easier:

🔸 Interest‑only periods are now available for up to 15 years
🔸 Investment loans can now go up to 95% LVR

What does this mean for you?
- More breathing room with cash flow, especially during expensive life seasons (like childcare!)
- Easier to grow your investment portfolio without early pressure to pay down the principal
- More flexibility so you can plan repayments on your own timeline

If you’re thinking about your next investment or want to review your current loans, contact us today!

https://kingslend.com.au/contact/

25/02/2026

✨ Buying with a 10% deposit just got easier for more people! ✨

Lenders are now offering 90% LVR home and investment loans with no LMI, and what used to be limited mainly to certain professions like doctors or lawyers is now available more broadly, with no job type restrictions.

That means:
✅ You may only need a 10% deposit
✅ You could save thousands by avoiding LMI
✅ You can get into the market sooner

If you’re exploring your next move - first home, upgrade or investment, this could be a smart opportunity to take advantage of.

Contact us today to learn more: https://kingslend.com.au/contact/

17/02/2026

📈 Australia’s property market is still going strong.

KPMG’s latest outlook shows solid growth in 2025, with house prices up 8.6% and units up 7.3%. And the momentum is expected to continue into 2026.

A big reason? More buyers are entering the market thanks to the expanded 5% Deposit Scheme, which is making lower‑priced homes more accessible. At the same time, tighter borrowing conditions are slowing things down at the higher end.

By 2027, growth is expected to level out a bit as affordability gets tougher and more homes become available.

💡 What this means for you:
• More support for first‑home buyers
• Borrowing may still feel tight
• Having the right broker can make decisions much easier

If you're wondering how these changes might affect your buying or borrowing plans, our team is here to guide you through it with confidence.

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Level 45, 680 George Street
Sydney, NSW
2000

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