Loan Exchange

20/04/2022

Time to adapt to the new environment!
Know more about interest free electric car loan - https://blog.lonex.com.au/loans-for-electric-vehicles-in-australia-are-now-interest-free/

18/04/2022

Can you buy your first home loan with a 5% deposit?
Saving down payment for your first home isn’t always easy when you’re already paying rent. Trust us, we’ve been there. Don’t give up on your dream home. Even if your deposit is a little on the low side, there are some solutions. Read more
https://blog.lonex.com.au/can-you-buy-your-first-home-loan-with-a-5-deposit/

21/12/2021

UNREALISED CAPITAL GAIN TAX - Billionaire’s tax boom or bust?
View in YouTube - https://youtu.be/SY8lAXR-meY

President Biden's proposal of annual tax on unrealised capital gains has created quite a stir amongst the billionaires. The idea would change the way the gov...

21/12/2021

UNREALISED CAPITAL GAIN TAX - Billionaire’s tax boom or bust?
President Biden’s proposal of annual tax on unrealised capital gains has created quite a stir amongst the billionaires. The idea would change the way the government taxes investments, but only for the wealthiest few hundred people. Read more https://blog.lonex.com.au/accounts-taxation/2021/unrealised-capital-gain-tax-billionaires-tax-boom-or-bust/

UNREALISED CAPITAL GAIN TAX - President's proposal of tax on unrealised capital gains has created quite a stir amongst the billionaires.

10/12/2021

The ultra-low debt has boosted asset prices ranging from houses to stocks. Any indication that borrowing money may become more expensive sooner than expected is significant., It’s also worth wondering how much of a rise in interest rates we’re talking about. And how much of a rate rise can high-debt households withstand before it causes considerable harm?
Read More - https://blog.lonex.com.au/financial/2021/how-much-would-your-mortgage-payments-increase-if-official-interest-rates-rise/

How much would your mortgage payments increase if official interest rates rise? The ultra-low debt has boosted asset prices ranging from houses to stocks. Any indication that borrowing money may become more expensive sooner than expected is significant. It’s also worth wondering how much of a rise...

12/11/2021

If borrowing costs rise before 2024, interest rate hikes in reaction to inflation would improve bank profit margins and be partially backed by the Reserve Bank of Australia. After the RBA lowered the overnight cash rate to 0.1 percent last year and resorted to other unorthodox monetary policies, banks net interest margins have dropped throughout the pandemic recession.

Blog link - https://blog.lonex.com.au/financial/news/2021/rate-hikes-by-the-reserve-bank-of-australia-rba-are-expected-to-improve-bank-profitability/

Video link - https://www.youtube.com/watch?v=1eqZeK2qD7U

Rate hikes by the Reserve Bank of Australia (RBA) are expected to improve bank profitability. If borrowing costs rise before 2024, interest rate hikes in reaction to inflation would improve bank profit margins and be partially backed by the Reserve Bank of Australia. After the RBA lowered the overni...