Sharon Pereira Loan Market

Home
Australia
Perth, WA
Sharon Pereira Loan Market

We can sit down and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic.

Whether you’re a first-time home buyer, looking to invest, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Let me help you consider all your options so you can concentrate on making the best decision for your nee

ds. Home purchasing
Refinancing
Loan applications
Home loans
First home buyers
Investment loans
Repricing
Next home loan
Personal loans

Get Started Online:
https://my.loanmarket.com.au/c72c2682-4c83-4b3d-9a9a-c23812a488ba #/get-started

04/06/2026

While we fully support doing absolutely nothing productive this weekend, can we suggest one small exception? With EOFY just weeks away, now is a great time to check whether your loan structure is still working for you.

The right setup can make a real difference at tax time and it doesn't take long with us in your corner. Talk to us this week.

03/06/2026

Look, we're not going to pretend the property market has been a walk in the park lately. It hasn't. Prices are up, deposits take longer to save, and 'affordable suburb' has become a bit of an oxymoron. But Australia's homeownership rate has held steady at 62.7% for over a decade. The dream is alive, it just looks a bit different now.

We've broken down what that actually means for buyers in 2026 👇

https://broker.loanmarket.com.au/sharon-pereira/blog/the-australian-dream-is-changing-but-still-within-reach//?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

02/06/2026

We get it, reviewing your mortgage feels like homework you never signed up for. But if you haven't looked at your rate in the last year, there's a real chance you're overpaying.

A quick conversation with us could save you thousands.

Talk to us before the financial year wraps up.

30/05/2026

Soft light, desert-inspired palettes, and a touch of the equestrian. 🐎 This is how you do 'Transitional Minimalism.'

It’s a reminder that your home should be a gallery of the things you love most.

All pieces from Adairs.

28/05/2026

It's not a one-size-fits-all solution but for the right person, combining multiple debts into one could mean lower interest, simpler repayments, and more room in your monthly budget.

We've put together a quick, no-jargon guide covering:

✅ What debt consolidation actually means
✅ When it might be worth considering
✅ The traps to watch out for
✅ Why structure matters

And if you're thinking about consolidating your debts or just want to simplify your finances, reach out, we're here to help.

Read our quick guide for more 👇

https://broker.loanmarket.com.au/sharon-pereira/blog/a-quick-guide-to-debt-consolidation/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

26/05/2026

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔

The honest answer: construction costs are rising again and this time, it's being driven by fuel price increases linked to global conflict, supply chain pressure, and rising material costs across steel, concrete and more.

What does that mean for you?
✔️ Shorter quote validity periods
✔️ Bigger contingency buffers needed
✔️ Finance structure matters more than ever

The good news? With the right planning, you can still move forward with real strategies to protect your project.

We've broken it all down on the blog, what's driving costs, what to expect, and how to plan smarter.

https://broker.loanmarket.com.au/sharon-pereira/blog/what-to-expect-with-renovation-and-construction-costs-in-2026/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

21/05/2026

Buying a home involves more than just the purchase price, it’s about your LVR. The Loan to Value Ratio is how banks assess their risk and determine your interest rate. If your LVR is over 80%, you might need to factor in Lenders Mortgage Insurance. Understanding this ratio early can help you plan your deposit strategy more effectively.

Reach out if you want to run the numbers 👇

https://broker.loanmarket.com.au/sharon-pereira/home-loans/first-home-loans/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

19/05/2026

🧛‍♂️💸 Vampire appliances, or devices that stay on standby mode 24/7, can account for up to 10% of your total electricity bill. While a few cents here and there doesn't seem like much, in 2026, every dollar counts toward your mortgage offset or your next deposit.

The usual suspects:

🎮 gaming consoles and TVs

☕ microwaves and coffee machines

💻 laptop chargers left plugged in

By simply flicking the switch at the wall, you could save hundreds of dollars a year.

Follow for more money-saving tips.

18/05/2026

🏠 Shoutout to every parent who let a school catchment map guide their property search 😂 Zero regrets. All heart.

Whatever your ambition, we're here to help you make it happen.

Address

Perth, WA

Telephone

+61414053040

Website

https://broker.loanmarket.com.au/sharon-pereira/

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