Jarrad Nederpelt - Amplified Lending Solutions

10/11/2023

Catch the latest financial news? The RBA bumped up the cash rate target by 0.25% to 4.35% this week, seeing the first increase since June. Most major lenders have already adjusted their interest rates in line with this.

Stay on top of the game! Secure a free consultation and home loan review to keep your mortgage competitive in today's market.

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

13/10/2023

In today's home loan landscape, where lenders, products, and policies are constantly changing, there's no better time to partner with a broker for your upcoming finance application. Having an expert with current market insights in your corner is essential for securing the right deal.

Whether you're gearing up for a future financial endeavour or seeking a review of your existing debts, connect with us today for a complimentary consultation and receive the right advice.

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

06/10/2023

September saw further increases to Perth property prices...

Housing values continued to rise in September, with CoreLogic’s upgraded national Home Value Index up 0.8% over the month to be 2.2% higher over the quarter.

26/09/2023

Now is the time to review your home loan. With rising costs and interest rates, and many mortgage holders coming to the end of their fixed rate period, refinancing your home loan can potentially lead to savings of thousands of dollars a year.

For instance, if you have a typical $400,000 mortgage at an interest rate of 7.60%, refinancing to a more appealing rate of 5.84% would save more than $7,000 a year in interest costs! Depending on the loan term this could also significantly reduce the required repayments by hundreds of dollars a month.

Of course, it is important to consider other variables such as switching costs, various loan products, and ongoing fees, which can either increase or reduce the amount of savings to be had.

For a comprehensive review of your home loan and to explore ideal options available to you, please don’t hesitate to reach out today.

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

18/09/2023

🏡 Buying a home? Here are some of the key upfront costs to consider:

- Deposit: Most lenders require a 20% deposit making this one of the largest upfront costs. If you don’t have this amount there are still several options available to reduce this, such as government incentive schemes, family guarantor, and paying lenders mortgage insurance.
- Lenders Mortgage Insurance (LMI): protects the lender and generally applies when borrowing more than 80% of the value of the property.
- Stamp Duty: The one-off tax on your property purchase. There are government exemptions and concessions available for first home buyers.
- Conveyancing & Legal Fees: Essential for a smooth process.
- Building & Pest Inspection: Uncover property issues before buying.
- Title Transfer & Registration Fees
- Home Insurance: Required by banks before settlement.
- Bank Fees: Some fees may apply, but many banks waive them.

Contact us today for a breakdown of the costs that may apply to you, and the options available to reduce them!

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

11/09/2023

Deciding whether to build a home or buy an established one? Here are some of the things to consider:

Building a New Home:
 Design your space just the way you want it
 May benefit from government and builder incentives (eg First Home Owner Grant)
 Could be pricier and take longer.
 Location may be limited by land availability (such as new land releases)

Buying an established home:
 Walk through your future home before purchasing
 Location less restrictive
 Limited customization and potential maintenance
 A quicker, more streamlined path to home ownership

Your choice depends on your priorities and lifestyle.
Ready to take the plunge into homeownership? Contact us for expert guidance!

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

04/09/2023

Are you a professional looking for a mortgage? You could save thousands on your home loan with a professional home loan package that comes with no Lenders Mortgage Insurance (LMI).

When borrowing more than 80% of a property’s value, lenders generally require borrowers to pay LMI costs when acquiring a loan. However, there are specific occupations that some lenders allow to borrow an increase amount up to 90% of the property’s value without needing to take out LMI.

This allows a qualified professional to either purchase a property with a lower deposit, or refinance an existing debt with less equity, whilst avoiding thousands of dollars in additional costs.

Eligible professionals typically include Accountants, lawyers, medical professionals, and more.

Get in touch today to find out if you qualify.

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

01/09/2023

Perth Property prices continued to trend upward in the month of August, by 0.9% according to CoreLogic.

CoreLogic’s national Home Value Index (HVI) marked a sixth consecutive monthly rise, up 0.8% in August.

31/08/2023

Optimize your portfolio’s debt structure to lower borrowing expenses, boost cash flow, amplify borrowing potential, and accelerate the growth of your property investments.

Connect with us today to explore how we can help reach your goals sooner!

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

28/08/2023

Stressed about your ability to save? Unlock Greater Savings with a Reduced Interest Rate!

Your home loan is likely your most substantial ongoing household expense. A thorough review of your home loan and other debts has the potential to have a significant impact on your household finances and cash flow. This, in turn, allows you to save more of your income, and reach your goals sooner.

Reach out today to see how we can aid you in comparing the market, identifying the ideal product, and potentially slashing thousands off your home loan costs.

📞 M: 0415996873
✉️ E: [email protected]
🌐 W: jarradnederpelt.com.au

24/08/2023

If you’ve been thinking about renovating, traveling, buying a new car, investing in shares or even another property, the equity in your home could help you achieve your goals!

Home equity is the difference between the value of your home and your remaining balance loan balance. By borrowing against this equity, you could finance your lifestyle goals and make them a reality sooner.

Get in touch with us today to find out how you could use equity to unlock the potential of your home.

M: 0415996873
E: [email protected]
W: jarradnederpelt.com.au

21/08/2023

If you're thinking of buying your first home but don't know where to start, we've got your back! 🤝

As your home loan specialist, we are here to do more than just find you the perfect home loan. We're your partners in this journey, guiding you through every step of the home buying process.
From understanding the ins and outs of mortgages to navigating the complexities of real estate, we're committed to making your path to your first home as smooth as possible. 🌟✨

Get in touch today to find out how we can turn your homeownership dreams into a reality.

M: 0415996873
E: [email protected]
W: jarradnederpelt.com.au