Purely Finance

05/05/2026

🚨 BREAKING NEWS: RBA increases interest rates by 0.25% 🚨

The Reserve Bank of Australia has today lifted the cash rate by 25 basis points to 4.35%.

The RBA’s decision reflects:
-Inflation increasing again in the second half of 2025
-Ongoing capacity pressures in the economy
-Higher fuel and commodity prices, partly due to conflict in the Middle East
-Early indications that businesses facing higher costs are passing these through to prices
-A rise in short‑term inflation expectations

The Board concluded that inflation is likely to remain above target for some time, and that a further increase in interest rates was necessary to manage these risks.

What this means for borrowers:
-Variable mortgage rates are likely to rise
-Repayments may increase as lenders respond
-Borrowing conditions remain tight for buyers

Rate changes affect households differently depending on loan structure and lender policy.

If you’d like to understand what today’s announcement means for your mortgage - or review your options in the current rate environment - our team is here to help.

17/03/2026

📢 BREAKING NEWS: RBA LIFTS CASH RATE BY 0.25%

The Reserve Bank of Australia has increased the cash rate by 0.25% to 4.10% following today’s Monetary Policy Board meeting.

According to the RBA, inflation - despite easing from its 2022 peak - rose materially in the second half of 2025, driven by stronger‑than‑expected demand and increased capacity pressures. The Bank also highlighted that rising global fuel prices linked to conflict in the Middle East are contributing to renewed inflationary pressure.

Short‑term inflation expectations have moved higher, and the Board noted a material risk that inflation will remain above target longer than previously anticipated, prompting today’s rate rise.

What this means for households and businesses:
-Borrowing costs are expected to rise as lenders review their rates
-Financial conditions may tighten further
-The RBA is maintaining a cautious stance as it works to return inflation to target

Our team will continue monitoring rate movements and lender updates closely. If you require guidance on how this decision may impact loans, repayments, or finance strategies, we’re here to help.

15/01/2026

🚀 We’ve Just Launched Our New Website!

Our brand new website is officially live at
👉 www.purelyfinance.com.au

It’s been designed to make it easier to understand what we do, how we help, and how to get started.

Here’s what you’ll find on the new site:
🏡 Clear info on home loans, refinancing and investment finance
📊 Personal, business and commercial lending options
📈 Financial planning services under one roof - with a mini website for Purely FP
⭐ Real client reviews and success stories
📍 The ability to request a free property report - whether you’re researching a potential purchase or want insights into your current property’s value
📩 Simple ways to get in touch or book a chat

If you’re buying, refinancing, investing, or just gathering information, the new site gives you a clear starting point.

👉 Have a look and let us know what you think.

Purely Finance in provides personalised financial solutions including home loans, business finance, personal loans, and financial planning. Clear advice, tailored support, and guidance for every stage of your financial journey.

23/12/2025

🎄✨ Merry Christmas from Purely Finance ✨🎄

From our team to you and your family, we hope this season brings plenty of joy, rest and time with the people who matter most. It has been a privilege to support so many clients throughout the year and we are grateful for the trust you place in us.

Our office will be closed from 24th December 2025 and we will return on 5th January 2026. If you need support during this time, you are welcome to contact your broker directly and they will assist where possible.

Wishing you a safe and happy holiday period and a wonderful start to the new year.

25/08/2025

🚨 Big News for First Home Buyers 🚨

From 1 October 2025, the Federal Government is rolling out major changes to the First Home Guarantee Scheme:
✅ Unlimited places – all eligible first home buyers with a 5% deposit can apply
✅ No income caps – higher earners now included
✅ Increased property price caps
✅ Simpler access for regional buyers

New WA price caps:
🏠 Metro: $850k (up from $600k)
🌾 Other Areas: $600k (up from $450k)

These changes will make it easier for thousands more first home buyers to enter the property market - but they may also place upward pressure on prices.

If you’re planning to buy your first home, now could be the perfect time to get prepared. 💡

📩 Get in touch with our team to explore your options and take advantage of these changes.

12/08/2025

🚨 Breaking News: RBA Cuts Cash Rate to 3.60% 🚨

The Reserve Bank of Australia has announced a 0.25% reduction to the official cash rate, bringing it down from 3.85% to 3.60%.

This is the third cut in 2025, as the RBA responds to easing inflation, now sitting within its 2-3% target range. While this is welcome news for many borrowers, the Bank remains cautious, with global economic uncertainties still influencing its decisions.

What this could mean for you:
✔ Variable rate home loan repayments may reduce in the coming months
✔ Opportunity to review your current loan or consider refinancing
✔ Potential increase in borrowing capacity for buyers and investors

Every situation is unique - now is the perfect time to review your lending strategy and make sure you’re taking advantage of the changes.

📩 Contact us today to find out how this rate cut could benefit you.

08/07/2025

📢 Breaking News: RBA Holds Cash Rate at 3.85% - What Does This Mean for You?

The Reserve Bank has decided to keep the cash rate steady at 3.85% this month. As they explained:

"With the cash rate lower and economic conditions broadly on track, the Board is waiting for more confirmation that inflation is heading sustainably to 2.5%."

While repayments remain unchanged for now, it’s a great time to consider:

🔍 Is your home loan rate still competitive?
💡 Could your loan be working harder for you?
📉 Are lenders quietly adjusting their rates?

If you’re unsure about your current loan, we're here to help with a quick, no-pressure review.

📩 Message us anytime to get started.

14/04/2025

17/03/2023

Friday Funnies.
Seems legit !