Purely Finance

29/09/2026

🚨 RBA Increases Cash Rate by 0.25%

The Reserve Bank of Australia has increased the cash rate by 0.25%, taking it to 4.60%, following its meeting today, 29 September 2026.

The decision comes as inflation remains elevated, with higher fuel prices, rising business costs and ongoing global uncertainty adding to inflationary pressures.

🏦 What does this mean for borrowers?

💰 Higher repayments for many borrowers with variable rates
📈 Increased costs for those coming off fixed rates
🔍 An opportunity to review your current loan and financial position

The RBA has also indicated that further rate increases remain possible, depending on how inflation and the economy evolve.

If you have a home loan, now is a good time to understand what this change means for your repayments and consider whether your current loan still suits your needs.

📩 If you'd like to review your loan or see what this means for you, get in touch with our team for a chat.

11/08/2026

🚨 RBA Holds Interest Rates Steady

The Reserve Bank of Australia has today announced it will leave the official cash rate unchanged at 4.35%. The decision reflects ongoing concerns around inflation, while recognising that higher interest rates are continuing to slow economic activity and moderate housing market conditions.

Key takeaways from today's announcement:

✅ The cash rate remains unchanged at 4.35%
✅ No immediate impact on variable home loan repayments
✅ Inflation remains above the RBA's target range
✅ The RBA has signalled it remains prepared to act if inflation pressures persist

For borrowers, buyers and investors, staying informed is essential as economic conditions continue to evolve. Reviewing your lending structure regularly can help ensure it remains aligned with your goals and current market conditions.

For personalised guidance on your finance options, contact our team today.

16/06/2026

RBA update 📣

The Reserve Bank has held the cash rate steady at 4.35% today.

While rates are on pause for now, inflation is still sitting too high, with fuel costs and global uncertainty continuing to push prices up.

We’re starting to see the impact of earlier rate rises, with consumer spending easing and parts of the housing market softening 🏡 - but the RBA is taking a cautious “wait and see” approach before making its next move.

👉 What this means for you:
• Variable rates should remain stable (for now)
• Some lenders may still make independent changes
• Future rate rises aren’t off the table ⚠️

If anything, this is a reminder that the current environment is still shifting and having the right structure on your loan matters more than ever.

If you’d like us to review your position or help plan your next move, our team is here to help 🤝

05/05/2026

🚨 BREAKING NEWS: RBA increases interest rates by 0.25% 🚨

The Reserve Bank of Australia has today lifted the cash rate by 25 basis points to 4.35%.

The RBA’s decision reflects:
-Inflation increasing again in the second half of 2025
-Ongoing capacity pressures in the economy
-Higher fuel and commodity prices, partly due to conflict in the Middle East
-Early indications that businesses facing higher costs are passing these through to prices
-A rise in short‑term inflation expectations

The Board concluded that inflation is likely to remain above target for some time, and that a further increase in interest rates was necessary to manage these risks.

What this means for borrowers:
-Variable mortgage rates are likely to rise
-Repayments may increase as lenders respond
-Borrowing conditions remain tight for buyers

Rate changes affect households differently depending on loan structure and lender policy.

If you’d like to understand what today’s announcement means for your mortgage - or review your options in the current rate environment - our team is here to help.

17/03/2026

📢 BREAKING NEWS: RBA LIFTS CASH RATE BY 0.25%

The Reserve Bank of Australia has increased the cash rate by 0.25% to 4.10% following today’s Monetary Policy Board meeting.

According to the RBA, inflation - despite easing from its 2022 peak - rose materially in the second half of 2025, driven by stronger‑than‑expected demand and increased capacity pressures. The Bank also highlighted that rising global fuel prices linked to conflict in the Middle East are contributing to renewed inflationary pressure.

Short‑term inflation expectations have moved higher, and the Board noted a material risk that inflation will remain above target longer than previously anticipated, prompting today’s rate rise.

What this means for households and businesses:
-Borrowing costs are expected to rise as lenders review their rates
-Financial conditions may tighten further
-The RBA is maintaining a cautious stance as it works to return inflation to target

Our team will continue monitoring rate movements and lender updates closely. If you require guidance on how this decision may impact loans, repayments, or finance strategies, we’re here to help.

15/01/2026

🚀 We’ve Just Launched Our New Website!

Our brand new website is officially live at
👉 www.purelyfinance.com.au

It’s been designed to make it easier to understand what we do, how we help, and how to get started.

Here’s what you’ll find on the new site:
🏡 Clear info on home loans, refinancing and investment finance
📊 Personal, business and commercial lending options
📈 Financial planning services under one roof - with a mini website for Purely FP
⭐ Real client reviews and success stories
📍 The ability to request a free property report - whether you’re researching a potential purchase or want insights into your current property’s value
📩 Simple ways to get in touch or book a chat

If you’re buying, refinancing, investing, or just gathering information, the new site gives you a clear starting point.

👉 Have a look and let us know what you think.

Purely Finance in provides personalised financial solutions including home loans, business finance, personal loans, and financial planning. Clear advice, tailored support, and guidance for every stage of your financial journey.

23/12/2025

🎄✨ Merry Christmas from Purely Finance ✨🎄

From our team to you and your family, we hope this season brings plenty of joy, rest and time with the people who matter most. It has been a privilege to support so many clients throughout the year and we are grateful for the trust you place in us.

Our office will be closed from 24th December 2025 and we will return on 5th January 2026. If you need support during this time, you are welcome to contact your broker directly and they will assist where possible.

Wishing you a safe and happy holiday period and a wonderful start to the new year.