Janine Harris - Finance and Property Educator at In Financial Services

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Director of In Financial Services
🏠 Guiding family property decisions | 30+ years experience
Sharing education on property & money
👇 Chat with our team
https://linktr.ee/infinancialservices

There will always be a reason to wonder if you should wait.After nearly 25 years in finance, I’d rather focus on what yo...
29/10/2026

There will always be a reason to wonder if you should wait.

After nearly 25 years in finance, I’d rather focus on what you can control: your position, your plans and whether the decision works for your life.

24/10/2026

Sometimes you don’t need years more of saving. You just need to understand the options available to you.

For this first home buyer, a little help from Mum and the right pathway meant he was much closer than he thought.

It’s always worth finding out where you actually stand.

If it were my own child buying their first home, I’d want them to feel informed, comfortable and never pressured to keep...
22/10/2026

If it were my own child buying their first home, I’d want them to feel informed, comfortable and never pressured to keep up with anyone else.

Buying a home is a big step. Make sure it’s the right step for you.

17/10/2026

If you had $250,000 sitting in the bank, what would you do with it?

There are plenty of options. But for me, the ones that can help my kids get ahead while still protecting my own position are worth considering.

What would you do?

Getting approved is one thing. Feeling comfortable with the repayments afterwards is another.I’d always encourage first ...
15/10/2026

Getting approved is one thing. Feeling comfortable with the repayments afterwards is another.

I’d always encourage first home buyers to think beyond settlement and leave themselves room to actually enjoy owning their home.

10/10/2026

If your kids are going to inherit it one day anyway, is there a point where helping them earlier makes more sense?

Not at the expense of your own future. But if you’re in a position to help, seeing them use that support to get ahead while you’re still here to enjoy it with them can be pretty special.

The biggest property lesson I’ve learned has very little to do with picking the perfect property.After decades in proper...
03/10/2026

The biggest property lesson I’ve learned has very little to do with picking the perfect property.

After decades in property and finance, I’ve learned to focus less on what the market is doing today and more on where a good decision could put you years from now.

Time and patience can be powerful.

25/09/2026

For me, the best client relationships are the ones that don’t end at settlement.

It’s about being there as life changes, goals evolve and the next opportunity comes along.

That long-term relationship is something we genuinely value, and seeing our clients benefit from it is why we keep doing what we do. đź’™

Buying your first home should feel exciting, not overwhelming. 🏡A huge thank you to Mackenzy for trusting Ben, Janine an...
18/09/2026

Buying your first home should feel exciting, not overwhelming. 🏡

A huge thank you to Mackenzy for trusting Ben, Janine and the whole IFS team to be part of such a big milestone.

Making the process feel simple and supported from start to finish is exactly what we’re here for. 💙

Your first home doesn’t need to tick every box.It should fit your life now, feel comfortable financially and give you op...
17/09/2026

Your first home doesn’t need to tick every box.

It should fit your life now, feel comfortable financially and give you options for what comes next.

A good first home is a foundation, not the finish line.

Address

2 Dick Street
Newcastle, NSW
2302

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 5pm
Friday 9am - 5pm

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