What are the opening hours?

Monday 7:30am - 8:30pm Tuesday 7:30am - 8:30pm Wednesday 7:30am - 8:30pm Thursday 7:30am - 8:30pm Friday 7:30am - 8:30pm Saturday 9am - 6pm Sunday 9am - 6pm

Nectar Mortgages: David Feenan

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Australia
Newcastle, NSW
Nectar Mortgages: David Feenan

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Expert mortgage broker based in Newcastle, NSW. Assisting with home loans and refinances for first home buyers, investors, retirees and more.

Unique loans for unique you! I am a fully qualified mortgage broker operating from our award-winning Hunter branch in Newcastle. My mortgage broking philosophy is all about going the extra mile for every client, whether you’re buying your first home, your second, an investment property or refinancing. With access to over 30 lenders, I seek out the right finance option for your unique situation, and have the backing of a hard-working team behind me to ensure your loan is always top priority!

21/10/2026

💼𝐊𝐞𝐞𝐧 𝐭𝐨 𝐠𝐫𝐨𝐰 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬?
Whether you're eyeing new equipment, hiring staff, or just need a cashflow boost🚀, the right business loan could make a real difference. And that's where I come in. 🙋‍♂️
I can help you explore your options, figure out what suits your goals, and take the guesswork out of the process.
📩 Flick me a message or give me a call - always happy to help.

21/10/2026

𝐒𝐦𝐚𝐫𝐭 𝐬𝐭𝐞𝐩𝐬 𝐟𝐨𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 🪜
Looking to grow your property portfolio? With interest rates, lending criteria and borrowing capacity all playing a part, having the right finance strategy in place is more important than ever.

▶️ Here's how I can help you navigate your investment lending options:

• Compare lending options across multiple lenders based on your circumstances.

• Help you understand your borrowing capacity and how current lending criteria may affect it.

• Guide you through deposit requirements and loan-to-value ratio (LVR) considerations.

• Explore how available equity in existing properties could form part of your finance strategy.

• Provide ongoing lending support as your property portfolio and circumstances change.

Whether you're considering your first investment property or looking to grow an existing portfolio, I can help make the finance side clearer and easier to navigate.

📞 Get in touch for a chat about your investment lending options.

21/10/2026

𝐁𝐮𝐲𝐢𝐧𝐠 𝐚𝐭 𝐚𝐮𝐜𝐭𝐢𝐨𝐧? 𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐬𝐨𝐫𝐭𝐞𝐝 𝐟𝐢𝐫𝐬𝐭.

Auctions move fast 🏃🏽, and if you're the winning bidder, the contract is usually unconditional. That's why it's important to have your finance organised before auction day 🗓️.

▶️ Here's how I can help you prepare:

✔ Understand your borrowing capacity and arrange loan pre-approval (where appropriate).
✔ Set a clear budget so you can bid with confidence.
✔ Help you understand the auction process, deposits and key timeframes.
✔ Help you get everything in place before auction day and guide you through the next steps if your bid is successful.

Thinking about bidding? Don't wait until auction day.

📞 Call me today or 📩 send me a message to get started.

14/10/2026

🏘️ 𝐖𝐡𝐞𝐧 𝐝𝐢𝐝 𝐲𝐨𝐮 𝐥𝐚𝐬𝐭 𝐫𝐞𝐯𝐢𝐞𝐰 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧?
With interest rates changing, it could be a good time to check whether your current loan still suits you.

Here are some common reasons homeowners consider refinancing:

1️⃣ Potentially access a more competitive interest rate.
2️⃣ Restructure your loan to better suit your needs or goals.
3️⃣ Access available equity for renovations or other purposes.
4️⃣ Consolidate debts into one loan, where appropriate.
5️⃣ Or a combination of the above.

Refinancing won't be right for everyone, and it's important to consider the costs and potential benefits before making a change.

Want to know how your current home loan stacks up? Let's review it and see whether refinancing could be right for you. 📲

11/10/2026

𝐒𝐞𝐥𝐟-𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐝? 𝐋𝐞𝐭'𝐬 𝐞𝐱𝐩𝐥𝐨𝐫𝐞 𝐲𝐨𝐮𝐫 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧 𝐨𝐩𝐭𝐢𝐨𝐧𝐬
Getting a home loan can be harder when your income isn't the same every month, but that's exactly where a broker makes life easier.😇

I can help:
• present your income clearly to lenders, even if it fluctuates
• explain add-backs and business expenses to lenders
• find lenders who understand self-employed income

If you're thinking about buying or refinancing this year, chatting to me first can save you a lot of time (and stress). Reach out📲, I'm here to help.

09/10/2026

𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐛𝐮𝐲𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐟𝐢𝐫𝐬𝐭 𝐡𝐨𝐦𝐞? 𝐎𝐫 𝐤𝐧𝐨𝐰 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐰𝐡𝐨 𝐢𝐬? 🏠
With rents still high and rental markets tight across much of Australia, you might be wondering whether it’s time to buy.

And with softer property conditions in some areas, there could be opportunities for first-home buyers. With no property to sell first, you may be well placed if the right opportunity comes along.

💡 This is where I can help:
✔ Work out what you can comfortably afford.
✔ Explore deposit options, government schemes and grants you may be eligible for.
✔ Compare lenders and loan options to find one that suits you.

Buying isn’t right for everyone, but if you’re wondering whether home ownership could be within reach, let’s explore your options. 📩

Know someone thinking about buying their first home? Feel free to share this with them. 🏠

08/10/2026

🌿 𝐆𝐫𝐞𝐞𝐧 𝐦𝐞𝐚𝐧𝐬 𝐠𝐨!🌿

If moving isn't on the cards, making your current home more comfortable and energy-efficient could be worth considering.

Upgrades like solar panels, insulation, energy-efficient appliances, native planting 🌳 or switching from gas to electric 🔌 can all help make your home greener and potentially reduce your energy bills. 🏠

➕ Some lenders even offer Green Loans or discounted rates for eligible energy-efficient upgrades. With access to 50+ lenders, I can help you explore your options. 🔍

Thinking about going greener? Let's chat. 🌱

05/10/2026

𝐆𝐞𝐭 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐍𝐞𝐞𝐝𝐬, 𝐏𝐚𝐲 𝐎𝐯𝐞𝐫 𝐓𝐢𝐦𝐞
Asset finance isn't just for big-ticket purchases. It can be a smart way to fund everyday business essentials like:

🚗 Work vehicles (new or used)
💻 Business technology (laptops, computers and other equipment)
🛠️ Tools and equipment for your trade

If you're eligible, you can start using the asset straight away and pay it off over time, which may help preserve your cash flow.

💡 Bonus: Depending on the asset and your circumstances, you may also be eligible for a tax deduction. Be sure to chat with your accountant about what you may be able to claim.

Curious whether asset finance could work for your business? Let's chat. 📲

05/10/2026

𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐮𝐩𝐬𝐢𝐳𝐢𝐧𝐠? 🏡
If you’ve been considering a bigger home, a softer market could present an opportunity.

While you may get less for the home you’re selling, the property you’re buying may also cost less. And if you’re making a significant step up, it’s the gap between the two that can be worth looking at. 🤔

A lower purchase price could also mean less stamp duty, depending on where you live and your circumstances.

Thinking about making a move? Let’s run through the numbers, including your borrowing capacity and repayments, and see what upsizing could look like for you.

29/09/2026

📢 𝐓𝐡𝐞 𝐜𝐚𝐬𝐡 𝐫𝐚𝐭𝐞 𝐢𝐬 𝐮𝐩 𝐚𝐠𝐚𝐢𝐧
The RBA has increased the cash rate by 0.25% to 4.60% – its highest level since 2011.
Another rate rise certainly isn’t the news mortgage holders wanted to hear, but there is a reason behind the decision.

The RBA says inflation is still running too high. Rising global energy and fuel prices are adding to the pressure, while businesses continue to face higher costs and recent inflation figures have come in stronger than expected📈 .

This latest increase aims to help bring inflation back under control and keep price increases in check over the longer term.

There are also signs the economy is slowing, with consumer spending easing, property prices falling across most capital cities and new home lending declining📉 .

So, what does it mean for your home loan?🏠

While many lenders are expected to review their rates following the increase, each will decide when and by how much to change its rates.

That said, now is a good time to check in on your home loan. ✅

I can help you work out what any rate change could mean for your repayments, check whether your current loan and rate are still competitive, and look at what other options may be available.

If you’d like me to take a look at your home loan, get in touch📲. I’m always happy to help.

Address

1/826 Hunter Street
Newcastle, NSW
2302

Opening Hours

Monday	7:30am - 8:30pm
Tuesday	7:30am - 8:30pm
Wednesday	7:30am - 8:30pm
Thursday	7:30am - 8:30pm
Friday	7:30am - 8:30pm
Saturday	9am - 6pm
Sunday	9am - 6pm

Telephone

+61401872280

Website

https://www.nectarmortgages.com.au/davidfeenan/

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