Mortgage Choice - Margaret Godfrey

Mortgage Choice - Margaret Godfrey Providing smart home loan advice to the people of Newcastle. Making the complex simple.

Margaret Godfrey is a Smartline Personal Mortgage Adviser in Newcastle (Adamstown). She can look after all your financing needs including home loans, personal loans, leasing and business financing
Credit licence no. 385325

Who doesn't love a lazy long weekend. This will likely be me on Australia Day by late afternoon - a swim, bbq lunch, a f...
24/01/2025

Who doesn't love a lazy long weekend. This will likely be me on Australia Day by late afternoon - a swim, bbq lunch, a few drinks and a nap - sounds like the perfect day. Happy Australia Day long weekend!

Not sure about you, but insurances are the bane of my existence.  Now most people I meet have car and house insurance bu...
22/01/2025

Not sure about you, but insurances are the bane of my existence. Now most people I meet have car and house insurance but many younger people don't have any private health insurance or ambulance cover.

NSW Ambulance charges a call out fee plus a fee per km based on the distance that the ambulances travels based on the round trip between the ambulance station, pick up address, destination and return to the ambulance station.

If you needed an ambulance will you be ending up with a financial headache too.

How inspirational are the Australian Olympic team. All class!
06/08/2024

How inspirational are the Australian Olympic team. All class!

Most people only buy one or two homes in their life time and for some people they are the first in their family to buy a...
19/06/2024

Most people only buy one or two homes in their life time and for some people they are the first in their family to buy a home so it’s stand to reason, if it’s not something you do everyday, that you maybe sure of the process.

As a mortgage broker with more than 14 years of experience I’ve helped hundreds of people to, not just buy a home, but educate them so that they can make empowered decisions about what’s right for them.
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It's always humbling to receive such lovely feedback!  My latest google review!
17/06/2024

It's always humbling to receive such lovely feedback! My latest google review!

As an avid sports fan I am so excited for both the CommBank Matildas and the NRLW Origin players, that Aussies have gott...
03/06/2024

As an avid sports fan I am so excited for both the CommBank Matildas and the NRLW Origin players, that Aussies have gotten behind our girls to sell out both games in the one week. You can’t be what you can’t see.
To those that have tickets to either or both games - good on you, the only way to provide more opportunities to our girls is to put bums on seats or turn on the TV and show those that matter that the demand is there.

Go Tillies
Go NSW

👏👏👏👏👏👏👏👏

It warms my heart to see women taking up the opportunity offered by the First Home Guarantee Scheme to purchase their fi...
23/05/2024

It warms my heart to see women taking up the opportunity offered by the First Home Guarantee Scheme to purchase their first homes. Teachers and Nurses are taking up this opportunity in record numbers. Since its inception 8,800 teachers and 7,200 nurses have purchased their first homes. The 150,000th participant was a single mother who works as a nurse in Victoria.

If you want assistance to access the scheme or just more information about the process get in touch.

For those that know me, you will know that giving back to the community that supports me is a really important and part ...
10/05/2024

For those that know me, you will know that giving back to the community that supports me is a really important and part of my why.

Today is Do It For Dolly Day and I am proud that The Mortgage Choice Charity Foundation is supporting creating a kinder world for our kid.

If you would like to help Mortgage Choice raise $10,000 for the Do It For Dolly Foundation you can do so via the link below. You can also just do a kind act for someone today

https://www.dollysdream.org.au/fundraisers/mortgagechoicecharityfoundationdoitfordollyday2024

Look what’s just arrived!   Pink Blush Rose Sparkling ready to be served as bubbles on arrival at  on the 31st May. Can’...
07/05/2024

Look what’s just arrived! Pink Blush Rose Sparkling ready to be served as bubbles on arrival at on the 31st May. Can’t wait!

On Australia Day we can acknowledge our history, thank our lucky stars that we won the lottery of life - to call Austral...
25/01/2024

On Australia Day we can acknowledge our history, thank our lucky stars that we won the lottery of life - to call Australia home, and be proud of the nation we are all building. However you chose to spend the day - it's going to be hot so don't forget to slip, slop, slap xx

Most people by their early 20’s will become known to credit agencies.Why? Well because it is a reciprocal user model - i...
07/12/2023

Most people by their early 20’s will become known to credit agencies.
Why? Well because it is a reciprocal user model - in order for a potential creditor to receive information about you they must provide the details of the application you are making.
For example if you are applying for a mobile phone plan the provider will want to see that you are a good credit risk and will pay the bill so they will complete a credit check on you and in doing so provide the credit agency with details of the plan you are applying for.
How can you protect your credit file?
Keep your identification safe.

Ensure that you make the payments on any debts on time.

Be careful when you tick a box online agreeing to terms and conditions, that you are not providing permission for a credit check to be completed, multiple enquiries in a short space of time can have a significant impact.
Want to know more. Check the link in my bio.

Address

665B Glebe Road
Newcastle, NSW
2289

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