Ann Arnesen, Sr. Mortgage Banker

Ann Arnesen, Sr. Mortgage Banker NMLS # 453374
Licensed in VA & NC

Atlantic Bay Mortgage Group, LLC
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender What does that mean to you?

Have you dreamed about owning your first home, but just don't know where to start? Are you looking to upgrade to a bigger home? How about buying a vacation home? With over 19+ years of experience in the mortgage industry, I've helped thousands of families in Hampton Roads achieve their dreams of owning a home. Every one has different needs. We offer Conventional, FHA, VA, First Time Homebuyer programs, and Renovation mortgages. All of our loan processing and underwriting is done in-house. It means faster loan approvals, timely status updates, and on time loan closings. Getting a mortgage does NOT have to be stressful! Work with an expert that is knowledgeable of current loan programs and guidelines. Whether you're looking to purchase a new home or refinance an existing mortgage, call me today for a FREE consultation and I will help you find a mortgage to fit your needs.

Going through a divorce doesn't inherently mean your mortgage will too.Here's what actually happens to a joint loan when...
09/14/2026

Going through a divorce doesn't inherently mean your mortgage will too.
Here's what actually happens to a joint loan when a marriage ends.
https://myoc.io/teamarnesen/vyxKs



NMLS # 453374

Check out the latest national average mortgage rates, and remember, they're just one part of the conversation. Want to c...
09/11/2026

Check out the latest national average mortgage rates, and remember, they're just one part of the conversation. Want to chat about all the paths to homeownership? Call me!



NMLS # 453374

Remembering and honoring the lives lost on September 11, 2001, and the courage of those who responded with strength and ...
09/11/2026

Remembering and honoring the lives lost on September 11, 2001, and the courage of those who responded with strength and service. We will never forget.

NMLS # 453374

It's back-to-school season, but for some families it's actually "back under our roof" season. More people are buying mul...
09/08/2026

It's back-to-school season, but for some families it's actually "back under our roof" season.
More people are buying multigenerational homes than ever, whether it's adult kids returning, parents moving in, or everyone deciding one mortgage beats three rent checks.
We broke down what actually matters when you're buying a house for more than one generation.
https://myoc.io/teamarnesen/uQud2



NMLS # 453374

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work...
09/07/2026

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work our team gets to be part of. Enjoy the day off, you've (more than) earned it.



NMLS # 453374

Rates may be trending higher, but serious buyers could have more room to negotiate, ask for seller concessions, and avoi...
09/04/2026

Rates may be trending higher, but serious buyers could have more room to negotiate, ask for seller concessions, and avoid some of the bidding-war pressure we saw in lower-rate markets.

Don't think "the perfect rate," think "the right monthly payment." I can help - DM and let's start the conversation!



NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Anita S - Ann  was  so  accommodating and  patient.  Made ...
08/31/2026

5.0 star review received on Experience.com for Ann Arnesen by Anita S - Ann was so accommodating and patient. Made one of the biggest and most important decisions of my life feel effortless!

Click to see all 578 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

If you're waiting for rates to drop but want to buy a home this year, it's time to talk. Rates are just one part of a lo...
08/28/2026

If you're waiting for rates to drop but want to buy a home this year, it's time to talk. Rates are just one part of a loan. We can look at other options for getting you a comfortable monthly payment. You might be surprised! DM or call me to find out.



NMLS # 453374

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way i...
08/25/2026

It was Property Tax, in the Escrow Account, with your Insurance Premium. Case closed on why your payment looks the way it does.
https://myoc.io/teamarnesen/XGqlX



NMLS # 453374

Check out this week's national average mortgage rates. I'm here to run the numbers - DM me or give me a call!NMLS # 4533...
08/21/2026

Check out this week's national average mortgage rates. I'm here to run the numbers - DM me or give me a call!

NMLS # 453374

Address

600 Lynnhaven Pkwy, Ste 100
Virginia Beach, VA
23452

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