Ann Arnesen, Sr. Mortgage Banker

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Ann Arnesen, Sr. Mortgage Banker NMLS # 453374
Licensed in VA & NC

Atlantic Bay Mortgage Group, LLC
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender What does that mean to you?

Have you dreamed about owning your first home, but just don't know where to start? Are you looking to upgrade to a bigger home? How about buying a vacation home? With over 19+ years of experience in the mortgage industry, I've helped thousands of families in Hampton Roads achieve their dreams of owning a home. Every one has different needs. We offer Conventional, FHA, VA, First Time Homebuyer programs, and Renovation mortgages. All of our loan processing and underwriting is done in-house. It means faster loan approvals, timely status updates, and on time loan closings. Getting a mortgage does NOT have to be stressful! Work with an expert that is knowledgeable of current loan programs and guidelines. Whether you're looking to purchase a new home or refinance an existing mortgage, call me today for a FREE consultation and I will help you find a mortgage to fit your needs.

Parental tax is a real thing. 🍬😉 Happy Halloween!   NMLS # 453374
10/31/2026

Parental tax is a real thing. 🍬😉 Happy Halloween!



NMLS # 453374

Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best...
10/30/2026

Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best for you. Don't let mortgage rates keep you on the sidelines - I'm here to help! Call or DM me, and let's run the numbers!



NMLS # 453374

Debt-ermined to buy a home? 🏡 If you’re paying down balances and saving up at the same time, every extra dollar comes wi...
10/23/2026

Debt-ermined to buy a home? 🏡 If you’re paying down balances and saving up at the same time, every extra dollar comes with a choice. We broke down how to decide based on what your debt costs, your timeline, and your DTI.
🔗 atlanticbay.com/knowledge-center/pay-off-debt-or-save-down-payment/
https://myoc.io/teamarnesen/Tqrz7



NMLS # 453374

New products, fall buying trends, and tricks to treat sellers with more offers. Tap the link for a scary-good October Ro...
10/23/2026

New products, fall buying trends, and tricks to treat sellers with more offers. Tap the link for a scary-good October Round-Up! Want more news and tips? Ask me about my monthly email!
https://myoc.io/teamarnesen/76rTp

NMLS # 453374

The housing market may seem a little scary, but there may be more options than you think! From rate buydowns to differen...
10/23/2026

The housing market may seem a little scary, but there may be more options than you think! From rate buydowns to different loan programs, we can explore tricks and treats to help make your homeownership goals possible. Send me a message, and we can chat!



NMLS # 453374

October is fall buying season, which can have a lot of advantages over the busy spring. I'd love to tell you why. Give m...
10/16/2026

October is fall buying season, which can have a lot of advantages over the busy spring. I'd love to tell you why. Give me a call, and let's see what we can do!



NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Alyssa C - Ann was a dream!  she  made  the entire  proces...
10/15/2026

5.0 star review received on Experience.com for Ann Arnesen by Alyssa C - Ann was a dream! she made the entire process very easy to not only understand but also to get through!

Click to see all 582 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to...
10/14/2026

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to breathe. We put the numbers side by side so you can see which fits your goals.
https://myoc.io/teamarnesen/T3L0K



NMLS # 453374

Taking time today to recognize Indigenous Peoples' Day and the Nativecommunities whose history is part of the places we ...
10/12/2026

Taking time today to recognize Indigenous Peoples' Day and the Native
communities whose history is part of the places we all call home.



NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Katherine V - Thank you  so much for your help!
10/10/2026

5.0 star review received on Experience.com for Ann Arnesen by Katherine V - Thank you so much for your help!

Click to see all 581 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

Address

600 Lynnhaven Pkwy, Ste 100
Virginia Beach, VA
23452

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