Chris Arthur, Evolution Home Mortgage, NMLS #2166403

Chris Arthur, Evolution Home Mortgage, NMLS #2166403 Providing mortgage financing for clients seeking to purchase a new home or refinance their existing mortgage loan.

04/28/2025

Let’s get real about mortgage rates for a sec.
We’re not in a rate crisis… we’re in a rate comparison trap. 😅

In 1981, people were locking in mortgages at 18% (yes, that’s a real number), and yet homes were still bought, sold, and families moved forward.

Rates don’t stop people—uncertainty does.
But you know what brings clarity? A solid plan tailored to your goals, not just the headlines.

💬 Drop a “PLAN” below or DM me if you’re thinking of buying this year. I’ll show you how to work with the market, not against it.

This is so relatable it honestly hurts 😂
03/19/2025

This is so relatable it honestly hurts 😂

When it comes to mortgaging your home, staying on top of interest rates is crucial — especially in this economy. So now ...
03/18/2025

When it comes to mortgaging your home, staying on top of interest rates is crucial — especially in this economy.

So now we want to ask you:

Do you know the difference between an adjustable-rate mortgage and a fixed-rate mortgage?

For those who do know the difference, which mortgage would you rather have?

Share your thoughts in the comments!

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” - Maya Angelou Y...
03/14/2025

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” - Maya Angelou

You deserve a safe place to retreat to, a soft place to land, a shelter during the harshest of storms.

We want to make sure that you do.

If you’re on the hunt for a home but need a little help getting your hands on the keys, send us a message or give us a call. We’re happy to tell you more about the lending services we have to offer :)

For all the mortgage moguls out there… We want to hear from you: When it comes to paying off a mortgage, what is the bes...
03/13/2025

For all the mortgage moguls out there…

We want to hear from you:

When it comes to paying off a mortgage, what is the best piece of advice you can offer new homeowners?

Explain your answer in the comments down below!

When it comes to buying a home, a little advice can go a long way. So, homeowners, we want to hear from you:[One thing I...
03/12/2025

When it comes to buying a home, a little advice can go a long way.

So, homeowners, we want to hear from you:

[One thing I wish I knew before taking out a mortgage is ____ ]

Considering taking out a mortgage but not sure what your options are? Hello 👋, we can help with that! It is our passion ...
03/11/2025

Considering taking out a mortgage but not sure what your options are?

Hello 👋, we can help with that!

It is our passion to help others find the home of their dreams, and we are proud to offer our lending services to folks from all walks of life. So if you’re on the hunt for a new home and could use some help in the buying process, we encourage you to reach out!

Our DMs are always open ;)

Calling all mortgage moguls and finance fiends out there!It’s time to put your expertise to the test ;)[There are two di...
03/07/2025

Calling all mortgage moguls and finance fiends out there!

It’s time to put your expertise to the test ;)

[There are two different kinds of mortgages you can get. An ‘FRM’, which stands for ______, or an ‘ARM’, which stands for _____]

Mortgaging a home is a serious endeavor, one that requires extensive planning, strategizing, and commitment. So for all ...
03/06/2025

Mortgaging a home is a serious endeavor, one that requires extensive planning, strategizing, and commitment.

So for all the homeowners out there, please do us a favor and share your wisdom with the class:

What did your mortgage plan look like when you first bought your house, and how has it changed since then?

For all the mortgage moguls out there…It’s time to put your knowledge to the test ;)[The word ‘mortgage’ comes from the ...
03/06/2025

For all the mortgage moguls out there…

It’s time to put your knowledge to the test ;)

[The word ‘mortgage’ comes from the French word ‘mort gaige,’ which means ‘dead pledge’.]

Here’s a fun financing fact for you: Mortgage pre-qualification and mortgage pre-approval are completely different thing...
03/04/2025

Here’s a fun financing fact for you:

Mortgage pre-qualification and mortgage pre-approval are completely different things!

It’s a real shocker, we know ;)

Regarding pre-qualification, applicants provide information to the lender that supports their ability to pay their bills consistently and on time. This can include income, employment status, debts, credit scores, etc.

While this information is usually enough to pre-qualify the applicant for a mortgage, it is not yet verified. This means that the applicant is not yet approved, and additional information could disqualify them from applying.

To prevent this, we encourage you to go after pre-approval. Get your information verified first and spare yourself from the hassle!

Leave a comment down below or send us a message if you have any questions or need assistance navigating the lending process — we’re more than happy to help :)

How well do you understand lending lingo?Let’s find out ;)[APR is an acronym for ‘annual percentage rate’. It is the cos...
02/28/2025

How well do you understand lending lingo?

Let’s find out ;)

[APR is an acronym for ‘annual percentage rate’. It is the cost you pay annually to borrow money.]

Address

513 19th Street Suite 201
Virginia Beach, VA
23451

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