Stacey Seim, Sr. Mortgage Banker

Stacey Seim, Sr. Mortgage Banker Stacey Seim offers Hampton Roads homebuyers over 25 years of knowledge, experience, and availability. NMLS 116909 Seim and 947887 Kirk

NMLS #116909
Licensed In: VA; NC; MD; DC: DE
Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender The Seim-Kirk Team offers Virginia Beach homebuyers knowledge, experience, and availability. While Stacey and Matthew help all types of homebuyers, they both specialize in helping members of the military and first-time homebuyers. The Seim-Kirk Team has over

25 years of combined experience, supported by each member’s individual knowledge and abilities. Stacey has a reputation for getting challenging loans done. “I ask tough questions upfront that other mortgage bankers may not ask. Sometimes it’s about credit, sometimes it’s about saving money, and sometimes it’s wait until you’re making more money,” says Stacey. “I put in that extra effort to help my clients qualify.”

Matthew has an infectious energy and deep compassion for his clients that transforms the business relationship and deepens it into a lifelong friendship. “Buying a home is so scary to the real world. My job is to make it as clean, comfortable, and easy as possible,” says Matthew. “I need to give my clients the peace of mind that they’re not alone.”

Stacey and Matthew support their community through many organizations. Stacey is secretary/treasurer of the Women’s Council of Realtors Board. She also volunteers for EQUI-KIDS Therapeutic Riding Program, a group that helps physically and mentally challenged children through horseback riding. Matthew is involved with the American Foundation for Suicide Awareness, the American Society for the Prevention of Cruelty to Animals (ASPCA), Norfolk SPCA, the Foodbank of Southeastern VA, Children’s Hospital of The King’s Daughters (CHKD), and the March of Dimes.

Today’s housing market is made up of buyers from every generation, each with different goals, timelines, and financial s...
06/10/2026

Today’s housing market is made up of buyers from every generation, each with different goals, timelines, and financial strategies. 🏡 Whether you're purchasing your first home, making a move-up purchase, downsizing, or investing in your next chapter, there’s no one-size-fits-all path to homeownership. The right loan strategy starts with understanding your unique needs and where you are in life. If you’re thinking about buying, send me a message and let’s explore your options!

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down p...
06/09/2026

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down payment. The good news? Some loans require as little as 3% down, and there are options for different financial situations! Let’s go over your numbers and find the best path to homeownership. 💬 Send me a message to get started!

More buyers are exploring moves across state lines in search of affordability, lifestyle changes, and new opportunities....
06/08/2026

More buyers are exploring moves across state lines in search of affordability, lifestyle changes, and new opportunities. 🏡 Whether you're relocating for work, family, retirement, or simply a fresh start, having the right financing strategy can make the transition much smoother. Every market is different, and understanding your loan options ahead of time can help you move with confidence. If an out-of-state move is on your radar, send me a message and let’s talk through your options!

The habits you build today can create powerful opportunities for your future. 🏡 Small steps like improving credit, reduc...
06/08/2026

The habits you build today can create powerful opportunities for your future. 🏡 Small steps like improving credit, reducing debt, and growing savings can make a meaningful difference when you’re ready to buy a home. Progress doesn’t have to happen all at once, it happens through consistent moves in the right direction. If homeownership is on your radar, send me a message and let’s build a plan together!

Closing day gets all the attention, but the weeks after are just as important. Here's a checklist to help you settle in ...
06/08/2026

Closing day gets all the attention, but the weeks after are just as important. Here's a checklist to help you settle in with confidence.
https://myoc.io/staceyseim/cbY9J

NMLS # 116909

The “20% rule” is, in fact, not a rule. It’s a myth that’s kept a lot of people renting longer than they needed to. Find...
06/07/2026

The “20% rule” is, in fact, not a rule.

It’s a myth that’s kept a lot of people renting longer than they needed to.

Find out what your actual number looks like by messaging me.

NMLS # 116909

Sun, sand, and a spot officially secured.Big congrats to our latest Sales Trip qualifier, Stacey Seim! Hard work looks g...
06/06/2026

Sun, sand, and a spot officially secured.

Big congrats to our latest Sales Trip qualifier, Stacey Seim! Hard work looks good on you.


NMLS # 116909

Check out this week's mortgage rates! Got questions? Just DM me!   NMLS # 116909
06/05/2026

Check out this week's mortgage rates! Got questions? Just DM me!



NMLS # 116909

Planning to sell soon and thinking about a few upgrades first? If your home has a basement, transforming that space into...
06/04/2026

Planning to sell soon and thinking about a few upgrades first? If your home has a basement, transforming that space into something functional and buyer-friendly can add serious appeal when it’s time to list. 🏡 The right improvements may not only help attract more interest, but could also increase your home’s overall value. If you’d like to explore financing options for pre-sale renovations, send me a message and let’s talk through your goals!

Your credit score plays a big role behind the scenes when it comes to buying a home 🏡✨ It can impact everything from you...
06/04/2026

Your credit score plays a big role behind the scenes when it comes to buying a home 🏡✨ It can impact everything from your loan options to how competitive you are as a buyer. The good news is that understanding how it works puts you in a much stronger position to plan ahead. Even small improvements can make a meaningful difference over time. Send me a message if you want help getting your homebuying journey started!

Address

600 Lynnhaven Parkway #100
Virginia Beach, VA
23452

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