Cris Miller, Mortgage Loan Originator NMLS 251942

Home
United States
Virginia Beach, VA
Cris Miller, Mortgage Loan Originator NMLS 251942

Mortgage Broker
Licensed in VA, NMLS 251942
nmlsconsumeraccess.org NMLS 212405 Fun Fact: I'm a 6 time Iron Man Triathlete and Iron Man of the year in 2009.

I'm an experienced Mortgage Lender in Virginia Beach with a passion for finance and connecting 1st time home buyers into their new home. NMLS # 251942
Find Me On - https://lo.primelending.com/cris.miller/
Equal Housing Opportunity Lender. Licensed by Virginia. http://www.nmlsconsumeraccess.org

03/31/2026

Would you rather pay 100% of your own mortgage… or 100% of your landlord’s?

It’s a simple question, but it hits home. Every rent payment you make is building someone else’s future—not yours. You’re covering their investment, their equity, their long-term wealth.

Now imagine that same monthly payment going toward something with your name on it. Your home. Your investment. Your future.

Homeownership isn’t just about having a place to live—it’s about creating stability, building equity, and giving yourself options down the road.

And here’s the truth: a lot of people who think they “can’t buy yet” are actually closer than they realize.

So the real question is… how much longer do you want to keep paying someone else’s mortgage?

Let’s talk. I’d love to show you what’s possible.

03/09/2026

Happy Monday!
Calling all self-employed business owners, entrepreneurs, and hustlers — getting a mortgage can look a little different for you, but it’s absolutely doable!
One of the biggest challenges is that lenders look closely at your tax returns and documented income. Many self-employed borrowers take great tax write-offs (which is smart!), but those write-offs can sometimes make the income used for qualifying look lower on paper.
The key is preparation. Having the last two years of tax returns, year-to-date income, and clean business records can make a big difference.
The good news? With the right planning and guidance, many self-employed buyers successfully become homeowners every year.
If you’re self-employed and thinking about buying a home, I’d be happy to help you review your numbers and create a plan.

03/06/2026

⏰ Don’t be late for your weekend runs… LOL LOL

Daylight Saving Time begins this weekend!

That’s right… it’s time to spring FORWARD! 🌷

Before you go to bed Saturday night, make sure to set your clocks forward one hour so you’re not running late Sunday morning.

Yes, we lose an hour of sleep… but the good news is longer daylight in the evenings is on the way! ☀️

Enjoy the extra sunshine and have a great weekend everyone!

03/04/2026

Happy National Son Day !!! Love you very much

02/24/2026

🏡 Weekly Mortgage Update – Let’s Make a Move!
If buying a home is on your mind this year, here’s your reminder: you don’t have to have it all figured out to get started.
This week’s focus 👉 Preparation beats perfection.
✔️ Check your credit
✔️ Avoid large new purchases
✔️ Keep your bank statements organized
✔️ Ask questions (lots of them!)
You don’t need 20% down.
You don’t need perfect credit.
You just need a plan.
If homeownership is on your 2026 vision board, let’s talk strategy. 📲
Who’s thinking about making a move this year?

02/06/2026

Veterans—your dream of homeownership is within reach. 🇺🇸

With a VA loan offering 100% financing and no lender fees, there’s no reason to wait for “someday.”

Owning a home is more than just having a place to live—it’s about creating a space for your family, building equity, and investing in your future.

Ready to live the dream?
Reach out today, and let’s get started.

02/04/2026

Real talk .... you don't need perfect credit to buy a home. You just need a plan. That's where I come in !!!

02/02/2026

NATIONAL TATER TOT DAY
On February 2nd, National Tater Tot Day recognizes a kitchen staple. In the United States, we consume approximately 3.5 billion of these nuggets of potato goodness per year.

01/23/2026

Sunsets remind us to slow down, breathe and appreciate the beauty around us.

In the rush of everyday life, it's easy to forget how important it is to pause , take a moment, and soak in the view. Weather you're chasing dreams or simply enjoying a quiet evening, there's always time to reflect on how far you've come and where you're headed next!!!!

With Cris Miller, I believe in helping you create a future you can truly enjoy- starting with the home of your dreams.

Don't hesitate to reach out with any questions I can help you with.

01/22/2026

I'm here to help you with all your needs !!!!

01/20/2026

Touch Base Tuesday 🏡📊

Thinking about buying a home but wondering if now is the right time? Let’s touch base on today’s market 👇

✔️ Inventory is improving in many areas, giving buyers more options
✔️ Sellers are more open to negotiations than we’ve seen in a while
✔️ Rates fluctuate, but smart strategies can still create strong buying opportunities

The key right now isn’t timing the market — it’s having the right game plan. Preparation, education, and the right lender can make all the difference.

If you’ve been on the fence, let’s have a quick conversation and see what makes sense for you. No pressure — just clarity.

📩 DM me or comment “TOUCH BASE” and let’s get started.

Address

1612 Centerville Tpke Ste 307
Virginia Beach, VA
23464

Website

http://www.cmsmortgage.com/

Alerts

Be the first to know and let us send you an email when Cris Miller, Mortgage Loan Originator NMLS 251942 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Virginia Beach?