Chris Fountain, NMLS #136526

09/08/2026

Growing an investment portfolio usually isn't about finding the next opportunity - it's about capital. Every dollar tied up in a down payment is a dollar that can't go toward your next deal.

Investor Plus was built to change that: as little as 10% down on an investment property, no mortgage insurance on single units, and short-term rentals are eligible.

If you've been waiting until you have "enough," let's figure out what that actually looks like for you. DM me and let's talk.

09/07/2026

Whatever the weekend looks like for you — home or away on vacation — I hope it's the kind where the only agenda is none at all. No alarms, no to-dos, just a playlist on low and time to relax. Happy Labor Day.

09/04/2026

Helping first-time homebuyers to the closing table never gets old.

Big congratulations to my borrowers on closing on their new Home Associates of Virginia townhome in Cedar Glenn with Donna Melzer of The Real Estate Group! Thank you for trusting me to guide you through the mortgage process and to the closing table.

09/03/2026

Best builder in town!

Building a home takes skill and committment from concrete workers, plumbers, electricians, carpenters, framing crews,roofers and so many more and the suppliers. We want to acknowledge those specialty fields during the Labor Day weekend. Thank you for your committment to HAV, INC. in building the quality homes HAV, INC. is known for.

09/02/2026

Appraisals are changing, and if you're buying, selling, or refinancing this fall you need to be aware of them.

Starting November 2, appraisals delivered to Fannie Mae and Freddie Mac move to a new, more detailed format (UAD 3.6). Your home's value is still determined the same way — just reported and reviewed differently, with a little more time built into the process while everyone adjusts.

Swipe through for what to expect →

Got a closing near this date? Let's talk timing.

08/31/2026

Getting approved for a certain loan amount doesn't mean that's what you have to spend.

Before you start house hunting, think through the monthly payment that actually fits your budget, not just what you qualify for. That means looking past principal and interest to property taxes, insurance, HOA dues, utilities, and everyday life.

Knowing your comfort zone upfront lets you shop with confidence, without stretching your finances too thin.

08/28/2026

Ending the week on a high note celebrating two closed clients! One of these deals was a rescue deal that helped the client get into her first home! Thank you both for allowing me to be part of your homebuying journey.

08/28/2026

Whether buying a home or going back to school, it's always a good idea to be prepared, with your "supplies" ready to go.

If you've checked a few items on this Homebuyer Checklist, it might be time to explore your options and see what's possible.

To all the teachers and families heading back to school, I hope you have a fantastic year!

08/26/2026

I hear it all the time — buyers assuming they're out of the game because of student loans, credit concerns, not enough saved, or some financial bump along the way.

Truth is, every situation is different. Having one of those things (or a few) doesn't automatically take homeownership off the table.

The only way to really know where you stand is to have an actual conversation. If you're curious about what your numbers could look like, I'm always happy to chat.

08/26/2026

Every homebuyer's circumstances are different. More loan product options can mean more opportunities to find your path to homeownership.

Maybe that means a jumbo loan for a home above conventional limits, a low down payment option to make ownership possible, a non-QM loan like bank statement, DSCR, or ITIN for income that doesn't fit a traditional box, a renovation loan to bring a fixer-upper to life, or a buy now, sell later option that lets you purchase your next home before you've sold your current one. Understanding your possible options can help guide you, and it all starts with a conversation.

Looking to buy in the 757? Let's connect.