Reece Williams, Mortgage Loan Officer

Reece Williams, Mortgage Loan Officer NMLS 1257647 and NC I-181922 I am authorized to do business in the state of Virginia and North Carolina. Guildmortgage.com/licensing

Guild Mortgage Company is an Equal Housing Lender, Company NMLS ID 3274(www.nmlsconsumeraccess.org/).

Wrapping up summer with a few closings and events to kick off the start of school!
08/27/2026

Wrapping up summer with a few closings and events to kick off the start of school!

Big announcement made today!
05/13/2026

Big announcement made today!

Some construction loan programs allow interest rates to be locked before construction begins, providing added certainty ...
05/07/2026

Some construction loan programs allow interest rates to be locked before construction begins, providing added certainty as the home is being built. With one-time close options, the loan may transition into permanent financing once construction is complete. Exploring how rate locks work in construction financing may help buyers plan and feel better prepared.

Planning for a home purchase often includes more than just the monthly mortgage payment. Buyers may also consider upfron...
05/05/2026

Planning for a home purchase often includes more than just the monthly mortgage payment. Buyers may also consider upfront costs like down payment and closing costs, along with ongoing expenses such as property taxes, insurance, and maintenance. Creating a thoughtful budget early can help make the transition into homeownership feel more manageable.

I’m happy to help outline what to expect so you can have a better idea of what you’ll need to budget to buy a home.

One of the most exciting parts of building a new home is the planning stage. This is when future homeowners begin choosi...
04/30/2026

One of the most exciting parts of building a new home is the planning stage. This is when future homeowners begin choosing floor plans, exploring design features, and imagining how each space will come together. From layouts and finishes to the overall vision for the home, this stage is full of creativity and possibilities. Reviewing financing options and timelines early in the process can help ensure those ideas move smoothly from planning to construction.

Over time, many homeowners build significant equity in their homes. For some retirees, exploring ways to use that equity...
04/28/2026

Over time, many homeowners build significant equity in their homes. For some retirees, exploring ways to use that equity becomes part of broader financial planning discussions. Options may vary depending on individual goals, eligibility, and financial circumstances. Learning about available strategies can help homeowners make informed decisions about how housing fits into retirement plans.

Building a home involves coordination between builders, lenders, and other professionals involved in the project. A cons...
04/23/2026

Building a home involves coordination between builders, lenders, and other professionals involved in the project. A construction lender helps structure financing that supports the building process, often releasing funds in stages as progress is made. Understanding how construction financing works can help buyers feel more prepared as they move from planning a home to seeing it take shape.

Some buyers begin preparing for a home purchase months before actively searching for a property. Reviewing credit, explo...
04/21/2026

Some buyers begin preparing for a home purchase months before actively searching for a property. Reviewing credit, exploring financing options, and understanding estimated budgets can help create a clearer picture of what may be possible. Starting the conversation early may provide more time to plan and move through the homebuying process with confidence.

When families begin learning about reverse mortgages, several common questions often come up. These may include how the ...
04/16/2026

When families begin learning about reverse mortgages, several common questions often come up. These may include how the loan is repaid, what responsibilities homeowners maintain, and what options may be available for heirs in the future. Taking time to review these details together can help create clarity and support more informed decision making.

Address

2122 General Booth Boulevard Suite 104
Virginia Beach, VA
23454

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