Sherry Huhn, President and Mortgage Consultant at VA Mortgage Corp

Sherry Huhn, President and Mortgage Consultant at VA Mortgage Corp I am excited about my 26 years of experience assisting homeowners in the homebuying and refinance pr

How Buy Now Pay Later Debt Can Affect Your Mortgage Application: Buy Now Pay Later services have become a popular way to...
12/23/2025

How Buy Now Pay Later Debt Can Affect Your Mortgage Application: Buy Now Pay Later services have become a popular way to spread out small purchases, and for many buyers, these plans feel harmless. The payment amounts are usually small, the approval process is quick, and the apps are easy to use. What many future homebuyers do not realize is that Buy Now Pay Later activity can affect a mortgage application in ways that may not be obvious. Understanding how this type of debt shows up in your financial profile can help you prepare before you apply for a mortgage.

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What’s Ahead For Mortgage Rates This Week – December 22nd, 2025: The Consumer Price Index was scheduled to be released t...
12/22/2025

What’s Ahead For Mortgage Rates This Week – December 22nd, 2025: The Consumer Price Index was scheduled to be released this week but has once again been delayed, with no explanation provided. This left the unemployment data as the only notable economic release from last week. The data showed that unemployment numbers came in higher than expected; however, this result is somewhat tempered by the fact that the figures are supported by a more limited data set.

http://dlvr.it/TPyJQm

Preparing Your Mortgage for Life on One Income When a Baby Is on the Way: Welcoming a new baby is an exciting milestone,...
12/19/2025

Preparing Your Mortgage for Life on One Income When a Baby Is on the Way: Welcoming a new baby is an exciting milestone, but it often comes with financial changes, especially when a household shifts to one primary income. Managing a mortgage during this transition can feel overwhelming at first, but many families successfully navigate it every day. With thoughtful planning and a few smart adjustments, it is possible to maintain stability while focusing on what matters most.

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What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach: Not all mortgage loans ar...
12/18/2025

What Makes Jumbo Mortgages Different and Why Refinancing Them Requires a Specialized Approach: Not all mortgage loans are created equally, and jumbo mortgages are a clear example of that difference. These loans are designed for higher priced homes and come with unique guidelines that affect both buying and refinancing decisions. Understanding how jumbo mortgages work and why refinancing them is different can help you make smarter long-term financial choices.

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Will You Need Private Mortgage Insurance on Your Mortgage Loan?: When preparing to buy a home, many borrowers focus on t...
12/17/2025

Will You Need Private Mortgage Insurance on Your Mortgage Loan?: When preparing to buy a home, many borrowers focus on the interest rate and monthly payment, but mortgage insurance is another important factor to understand. Private mortgage insurance is often required when a borrower makes a smaller down payment and knowing how it works can help you plan more confidently and avoid surprises during the loan process.

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Smart Ways to Protect Your Credit Score Before Applying for a Mortgage: Your credit score plays a major role in the mort...
12/16/2025

Smart Ways to Protect Your Credit Score Before Applying for a Mortgage: Your credit score plays a major role in the mortgage process. It helps determine whether you qualify for a loan, how much you can borrow, and the interest rate you may receive. Even small changes to your credit profile can impact your long-term cost of homeownership. The good news is that there are clear steps you can take to protect your score and position yourself for better mortgage options.

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What’s Ahead For Mortgage Rates This Week – December 15th, 2025: The Federal Reserve Interest Rate decision occurred the...
12/15/2025

What’s Ahead For Mortgage Rates This Week – December 15th, 2025: The Federal Reserve Interest Rate decision occurred the prior week, with the Federal Reserve cutting interest rates another quarter as expected by many industry analysts. This has given the market a lot of optimism that the trend will still continue and the Chairman Jerome Powell has stated it's a good time to wait and see where the economy is headed before cutting rates further, giving further confidence more will be coming next year.

http://dlvr.it/TPqcP8

What Really Happens If You Miss a Mortgage Payment: Missing a mortgage payment can feel scary, especially when you are w...
12/12/2025

What Really Happens If You Miss a Mortgage Payment: Missing a mortgage payment can feel scary, especially when you are working hard to manage your finances and stay on track. Life happens, and sometimes unexpected situations make it difficult to pay on time. The good news is that one missed payment does not mean you will lose your home. Understanding what happens behind the scenes, what lenders look for, and how quickly you should take action can help you stay calm, fix the issue, and protect your credit.

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How to Avoid Overpaying for Homeowners Insurance with Your Mortgage: When you buy a home with a mortgage, homeowners' in...
12/10/2025

How to Avoid Overpaying for Homeowners Insurance with Your Mortgage: When you buy a home with a mortgage, homeowners' insurance is not optional, it is required. Lenders need to know the property is protected, and you need the peace of mind that comes with knowing your largest investment is covered. The challenge is that many homebuyers end up paying too much for their policy without even realizing it. With a little preparation, you can avoid overpaying and make sure your insurance matches your true needs rather than one size that fits all approach.

http://dlvr.it/TPl3ps

What Are the Pros and Cons of No Deposit Mortgage Loans: No deposit mortgage loans can sound appealing to buyers who wan...
12/09/2025

What Are the Pros and Cons of No Deposit Mortgage Loans: No deposit mortgage loans can sound appealing to buyers who want to purchase a home without spending years saving for a down payment. While these loans offer clear advantages, they also come with risks and responsibilities that every buyer should consider before moving forward.

http://dlvr.it/TPjzVT

What’s Ahead For Mortgage Rates This Week – December 8th, 2025: The PCE Index reports have come in--albeit delayed--and ...
12/08/2025

What’s Ahead For Mortgage Rates This Week – December 8th, 2025: The PCE Index reports have come in--albeit delayed--and show inflation numbers that fell within expectations. The data also indicates that inflation has not worsened since before the government shutdown. It is widely believed that the Federal Reserve will likely cut rates once more.

http://dlvr.it/TPhvrT

You Ask, We Answer: How to Choose Between Expanding Your Current Home and Buying a New One: Does your home feel like it'...
12/05/2025

You Ask, We Answer: How to Choose Between Expanding Your Current Home and Buying a New One: Does your home feel like it's starting to burst at the seams? Many homeowners across the country can relate to this feeling having bought a home only to run out of space due to a growing family or for other reasons. Let's take a quick look at a few questions that will help you to determine whether buying a new home or expanding your current home is the best choice when you're in need of some extra space.

http://dlvr.it/TPfPnP

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Virginia Beach, VA
23453

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