Brandon Ramsey, Corporate Liaison/ Mortgage Loan Officer 311070

09/18/2026

Ever wonder what’s actually included in your escrow account? 🏡 Understanding where your money goes can help make homeownership feel a little simpler.

Have questions about escrow or the mortgage process? Reach out to our team today to learn more! 💙

09/16/2026

Planning a home renovation? 🏡🔨 Choose projects that improve how you live today while adding lasting value for the future. From updated kitchens and bathrooms to energy-efficient upgrades and curb appeal, the right improvements can make a big difference.

Looking for a flexible way to finance your next project? Visit our website to learn more about HELOC options! 💻🔑

https://www.onepresidentialmtg.com/post/renovating-your-home-choose-projects-your-future-self-will-thank-you-for

09/16/2026

🏦 The Fed made a move. Should you? The Federal Reserve raised its benchmark rate by ¼ point today. But that doesn’t mean mortgage rates automatically move with the Fed. Mortgage rates respond to the broader market, including bond yields and inflation expectations.

So if you’ve been waiting for rates to come down before you start looking, don’t wait on a headline. Look at your numbers. Your payment. Your buying power. Your options. The right time to buy is about more than one rate announcement. 🏡 Ready to see what today’s market looks like for you? Track your mortgage like you track your packages. Reach out today!

09/15/2026

A home inspection and appraisal may seem similar, but they serve two different purposes. 🏡

An inspection checks the home’s condition for the buyer, while an appraisal determines its value for the lender. Both are important steps in the homebuying process!

Ready to map out your homebuying journey? Contact One Presidential Mortgage today.

09/14/2026

🏡 Have you checked how much equity you’ve built in your home lately?

Homeowners across the U.S. are sitting on an estimated $18 trillion in home equity 💰, with nearly $12 trillion considered tappable.

If you have a low mortgage rate you don’t want to give up, options like a HELOC or second mortgage could allow you to access some of that equity without refinancing your existing loan. 🔑

Whether you’re thinking about home improvements, paying off higher-interest debt, or another financial goal, it may be worth taking a closer look at what your home could offer.

09/11/2026

As we welcome Rosh Hashanah, may your year be filled with abundance, good health, and the warmth of family and friends. 🌟 Shanah Tovah! 🍏🍯

09/11/2026

Today, we remember and honor the lives lost and the heroes who showed extraordinary courage on September 11, 2001.

09/10/2026

5.0 star review received on Experience.com for Brandon Ramsey by Ashley M M - Brandon, was very helpful

Click to see all 43 reviews of Brandon Ramsey, Mortgage Loan Officer | NMLS 311070

09/09/2026

👮‍♂️👩‍🚒👩‍🏫 New York police officers, firefighters and teachers—put this one on your radar!

We’re preparing to add SONYMA (State of New York Mortgage Agency) to our mortgage offerings for eligible New York buyers.

The program may offer:

🏡 Down payments as low as 3%
💰 Down payment assistance options
📉 Competitive fixed interest rates
🔒 Extended rate locks
📋 Flexible qualifying guidelines

For eligible first-time homebuyers, SONYMA offers programs designed to make homeownership more attainable—including Achieving the Dream, which offers SONYMA’s lowest available interest rates.

If you’re ready to explore your homebuying options, let’s talk.

09/08/2026

Purchase applications rose 2% last week, and more buyers are exploring adjustable-rate options. The fixed year loan is the default, not the only answer. If you're not planning to stay 30 years, it's worth asking whether a different structure fits better. Want to compare?