Brandon Ramsey, Corporate Liaison/ Mortgage Loan Officer 311070

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Virginia Beach, VA
Brandon Ramsey, Corporate Liaison/ Mortgage Loan Officer 311070

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I have helped many individuals throughout the Mid-Atlantic region achieve their dream of home ownership.

I will work hard to make sure your mortgage will be processed and closed here locally, and on time, with minimal stress. Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010. Our experienced management team has served the Mid-Atlantic region for almost thirty years. Presidential Bank Mortgage has 16 retail branches conveniently located throughout Virginia, Maryland, and Pennsylvania. Our local offices offer our customers fast and convenient service within their communities. The key to our success is that we offer a wide array of affordably priced mortgage programs and provide professional, experienced, local service that is second to none.

11/03/2026

📉 The latest Fed announcement didn't bring a major shift in mortgage rates.

On October 28, the Federal Reserve's decision had a limited market reaction, and mortgage rates moved only modestly.

It's a helpful reminder that the relationship between the Fed and mortgage rates isn't always as straightforward as it may seem.

Mortgage rates are shaped by the bond market, inflation expectations, and other economic factors. A Fed announcement is just one piece of the puzzle.

For homebuyers, understanding these market dynamics can help you make more informed decisions instead of trying to time the perfect rate.

Have questions about what today's mortgage market means for your plans? Let's connect!

11/01/2026

Don’t forget to “fall back”! 🍂
As we turn our clocks back and gain an extra hour, it’s the perfect time to get ahead on your homeownership goals. ⏰🏡

10/31/2026

Finding the right mortgage does not have to be scary! 👻🏡Let's guide you through your options and help you move closer to your homeownership goals.

Let's chat to learn more and get started today!

10/28/2026

The Federal Reserve decided to hold its benchmark interest rate steady today, but that doesn't mean mortgage rates are standing still.

Here's why:

The Fed's benchmark rate primarily influences short-term borrowing costs. Mortgage rates, especially 30-year fixed rates, are more closely tied to longer-term market expectations, including Treasury yields and inflation.

That means mortgage rates can move up or down even when the Fed makes no changes.

For prospective homebuyers, this is an important reminder: Waiting for the Fed to lower rates doesn't necessarily mean you'll get a better mortgage rate later.

Your timing, budget, and financing options all matter.

Thinking about buying a home? Let's discuss your options and build a plan that works for you.

10/28/2026

🏡💰 Is paying off your mortgage early the best financial move, or could investing your extra money be a better option?

There’s no one-size-fits-all answer! Understanding your options can help you make decisions that align with your financial future.

Check out our new blog post, “Mortgage Payoff vs. Investing: Which Move is Right for You?” to learn more!

https://www.onepresidentialmtg.com/post/mortgage-payoff-vs-investing-which-move-is-right-for-you

10/27/2026

Looking for a mortgage option with a little more flexibility? An adjustable-rate mortgage (ARM) typically starts with a fixed interest rate for a set period before the rate can adjust over time.🏡

Wondering if an ARM could work for you? Let's connect today to chat about it!

10/26/2026

🏡 Homeowners have built up significant equity, and that value could open the door to new possibilities.

From home renovations to other major expenses, there may be ways to put your equity to work without replacing your current mortgage. 🔑

Curious about your options? Let's talk about what might make sense for you!

10/22/2026

From pre-approval to move-in day, every step brings you closer to homeownership! 🏡🔑 Visit our website to read the full blog and learn what to expect throughout the homebuying process.

https://www.onepresidentialmtg.com/post/are-you-paying-too-much-for-homeowners-insurance-strategies-to-keep-costs-in-line

What part of the homebuying process would you like to learn more about?

10/20/2026

A Bridge HELOC allows homeowners to access the equity in their current home to help bridge the gap between buying a new home and selling their existing one. The funds may be used toward expenses such as a down payment or other costs associated with purchasing your next home.

Keep in mind that Bridge HELOCs use your home as collateral and may have specific borrowing terms, interest rates, and repayment requirements.

Thinking about making a move? Let's chat about whether a Bridge HELOC may be an option for you!

10/20/2026

🏡 A down payment doesn't have to be the only thing standing between you and homeownership.

Did you know there are thousands of down payment assistance programs available across the country? Depending on where you live and your individual circumstances, you may qualify for assistance that could help make buying a home more attainable.

At ONE Presidential Mortgage, we know every buyer's situation is different. That's why we work with you to explore available down payment assistance programs and help identify options that may fit your needs.

💬 Thinking about buying a home but unsure how you'll cover the upfront costs? Let's talk about what's possible!

Address

2101 Parks Avenue Suite 600
Virginia Beach, VA
23451

Telephone

+17572706226

Website

http://OnePresidentialMtg.com/brandon.ramsey

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