Amie Dail, Home Loan Consultant

Amie Dail, Home Loan Consultant Home financing for residential purchases and refinances in VA

Buying a home is one of if not the largest financial transaction of one's lifetime-whether it's your first or whether you're up-sizing, down-sizing, purchasing a vacation home, or even a rental property. Therefore, choosing a lender you can trust - one who is experienced, responsive, empathetic, approachable, and just easy to talk with is important. In my 25 year lending career, I've been afforde

d many opportunities to assist individuals, families, and small and commercial business owners with various financial needs and I'm very passionate when it comes to serving as a lender who is someone you can count on to be a trusted advisor who consistently embodies all of these qualities. My entire career has been in the financial services industry, and I’m able to apply my experience from my banking background and approach each individual’s unique situation with focus, attention, and appreciation for their overall financial goals. Arbor Home Loans/ OneTrust allows me to provide my clients with competitive rates and a variety of products that aren’t available from traditional financial institutions, along with the latest technology that ensures an efficient process. Having lived in the Hampton Roads community all my life, I’m very familiar with the surrounding market, which allows me to be a resource to those who may not be as familiar with the area and all it has to offer. I have a passionate commitment to delivering the highest level of service to each individual and family I have the opportunity to assist, and I pride myself in making the home financing experience smooth, educational, and a truly positive one!

First impressions can influence everything, especially when your home is hitting the market. 🏡 Buyers often decide how t...
06/15/2026

First impressions can influence everything, especially when your home is hitting the market. 🏡 Buyers often decide how they feel about a property within moments, which makes thoughtful preparation incredibly valuable. If selling is part of your next chapter, I can also connect you with trusted real estate professionals who know how to position your home for success. If you’re planning a move and want guidance on both financing and your next steps, send me a message and let’s connect! 📲💬

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The strongest jobs week we’ve seen in a long time was followed by surprisingly strong existing home sales and a relative...
06/13/2026

The strongest jobs week we’ve seen in a long time was followed by surprisingly strong existing home sales and a relatively mild rise in “core” CPI. The Fed will meet next week to vote on the direction of interest rates, with no change to policy rates expected.



National news and local views for the week

One of the most common questions about reverse mortgages is when repayment occurs. In most cases, repayment is typically...
06/11/2026

One of the most common questions about reverse mortgages is when repayment occurs. In most cases, repayment is typically required once the home is no longer the borrower’s primary residence. Understanding repayment structure, homeowner responsibilities, and long term planning considerations can help create more clarity when evaluating reverse mortgage options. Borrowers remain responsible for property taxes, insurance, and upkeep.

For many homeowners, one of the long term benefits of owning a home is the opportunity to build equity over time. As mor...
06/09/2026

For many homeowners, one of the long term benefits of owning a home is the opportunity to build equity over time. As mortgage balances are paid down and property values change, homeownership may become an important part of long term financial planning.

Beyond the financial side, owning a home can also provide stability, personalization, and a place to create lasting memories.

If homeownership is a future goal, I’m always happy to help answer questions and discuss available options.

Life changes, and sometimes your home needs change right along with it. 🏡 Whether you're looking for more room to grow, ...
06/09/2026

Life changes, and sometimes your home needs change right along with it. 🏡 Whether you're looking for more room to grow, less space to maintain, or a home that better fits your current lifestyle, a move could make more sense than you think. The good news is that there are financing options available for all kinds of transitions, not just first-time homebuyers. If you're wondering what your next move might look like, send me a message and let's explore your options! 📲💬

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"Jobs week" started with a stunning 11% month-over-month jump in the total number of job openings in April. Meanwhile, t...
06/05/2026

"Jobs week" started with a stunning 11% month-over-month jump in the total number of job openings in April. Meanwhile, the extreme uncertainty in the Middle East is keeping bond yields (and mortgage rates) elevated.

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National news and local views for the week

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to tho...
06/05/2026

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to thoughtful touches that make your experience smoother (and sweeter), I’m here to go above and beyond. Think of me as your home loan secret ingredient. 💁‍♀️🏡

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June is National Homeownership Month.It’s a time to recognize the value of owning a home and why making it more accessib...
06/04/2026

June is National Homeownership Month.

It’s a time to recognize the value of owning a home and why making it more accessible matters.

Because for many families, homeownership isn’t just about property.

It’s about building wealth, stability, and a place to create lasting memories.

When it comes to buying versus renting, there's no one-size-fits-all answer. But understanding the benefits of homeowner...
06/04/2026

When it comes to buying versus renting, there's no one-size-fits-all answer. But understanding the benefits of homeownership is a great place to start. If you're considering buying a home—or just want to learn more—reach out! 📲💬
I'm here to answer your questions and help you make the best decision for your future. 🏡✨

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Some buyers choose new construction because it offers the opportunity to personalize layouts, finishes, and features to ...
06/02/2026

Some buyers choose new construction because it offers the opportunity to personalize layouts, finishes, and features to better fit their lifestyle and long term goals. New construction homes may also include modern designs, updated materials, and energy efficient features that appeal to today’s buyers.

Understanding both the building process and available financing options can help buyers feel more prepared as they explore whether building may be the right fit.

I’m happy to help walk through construction financing options and what the process may look like from start to finish.

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Virginia Beach, VA

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