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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

The O'Brasky Team / nmls #236692/ Homeowners Financial Group

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United States
Scottsdale, AZ
The O'Brasky Team / nmls #236692/ Homeowners Financial Group

Serving Arizona, California, Florida & Michigan- home loans made easy! Jeff O'Brasky/ nmls #236692 Jeff is a graduate of Colgate University.

The O’Brasky Team

Jeff O’Brasky:
Jeff has a respected career spanning over 25 years as a qualified financial advisor to high net worth individuals. He has a unique advantage of advising his clients on their mortgage needs, from a homeowner’s perspective as well as an investment specialist. Jeff has been with Homeowners since November, 2005. He is married to Jennifer and has four children. When not working on loans he is chasing his twins Jack and Bo around Scottsdale. Contact Jeff at [email protected]

Jessica Alietti:
Jessica is a California native that relocated to Arizona with her husband 10+ years ago. She has an extensive background in real estate, customer service and business development. Over the past 10 years she has worked as a Real Estate Agent, Transaction Coordinator and as Operations Manager for a top producing real estate brokerage. Jessica’s experience in working with realtors and buyers gives her a complete understanding of what it takes to buy and finance a property. Over the years Jessica has earned a reputation for delivering A+ customer service by putting clients first. Tiffany Sharp:
Tiffany has been a Senior Loan Processor of residential mortgages for over 18 years. Her rise through the ranks of the mortgage industry provided her with a strong understanding and extensive knowledge in all facets of loan processing and origination. The expertise Tiffany has gained throughout the years is invaluable and she is well versed in processing all types of financing including FHA, Conventional, USDA and VA loan products. Tiffany excels during the loan process, keeping open communication with all parties involved and doing whatever she can to facilitate a smooth and on-time closing. An Arizona native, Tiffany has been employed with Homeowners Financial Group since its inception and is the mother of two children. Homeowners Financial Group USA
16424 N Scottsdale, RD #145
Scottsdale, AZ 85254
BK #0906222/ NMLS # 93718
Equal Housing Lender

10/31/2026

Wishing you a Halloween full of treats, laughs, and cozy-at-home vibes. Bonus points for a well-lit walkway and a candy stash you don’t “accidentally” finish early.
https://myoc.io/jeffob

NMLS #236692 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587 | homeownersfg.com/licensing

10/30/2026

As October comes to a close, the housing market is showing signs of softer buyer demand and increasing negotiating opportunities. Mortgage rates improved slightly this week, but remain above 7%. Meanwhile, pending sales are declining, inventory is growing, and sellers are facing greater pressure to price competitively.
https://myoc.io/jeffob

NMLS #236692 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587 | homeownersfg.com/licensing

10/26/2026

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss your window. Let’s find the home that fits you best.
https://myoc.io/jeffob

NMLS #236692 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587 | homeownersfg.com/licensing

10/19/2026

Rent payments disappear — mortgage payments build equity. Let’s turn your monthly payment into long-term value.
https://myoc.io/jeffob

NMLS #236692 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587 | homeownersfg.com/licensing

10/16/2026

Mortgage rates eased slightly this week, but affordability remains a challenge for many buyers. Meanwhile, housing inventory continues to grow, pending sales are running below last year's pace, and sellers are facing more competition.
https://myoc.io/jeffob

NMLS #236692 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587 | homeownersfg.com/licensing

10/12/2026

Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they make it easy to split purchases into smaller payments, they can also affect your debt-to-income ratio and potentially delay or derail your mortgage approval.

If homeownership is your goal, let's discuss how these pay later services can impact the buying process!
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

10/09/2026

This week's housing market offers a mixed picture: mortgage rates eased slightly, more homes are available, and buyers have greater negotiating opportunities. However, affordability remains a challenge, and pending sales continue to trail last year's pace.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

10/05/2026

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss your window. Let’s find the home that fits you best.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

10/04/2026

AssetAdvance is Homeowners Financial Group’s short-term bridge financing program designed to provide flexibility between the sale of your current home and the purchase of your next one.

• Loan amounts up to $750,000
• 6-month loan term with no monthly payments
• Available to borrowers with an active purchase transaction with HFG
• Additional requirements & restrictions apply.

Message me to learn more!

https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

10/02/2026

Mortgage rates remain a major affordability headwind, but buyers are seeing more choices. The Mortgage News Daily 30-year fixed rate sits at 7.49%, up 6 basis points from last Friday, while national active inventory has climbed above 1.16 million homes. At the same time, pending sales remain below last year’s pace, creating a market where financing strategy, realistic pricing, and negotiation matter more than ever.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

Address

Scottsdale, AZ
85254

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://homeownersfg.com/jeffobrasky/

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