Team Dean

07/05/2024

Awesome New Construction DU-PLEX in Central Phoenix, live in one unit and rent the other :)

Property receives a 1.75% Lender Credit because of the location, has no income restriction or occupancy restriction, call today to learn more about our CRA program!!

This 2520 square feet Multiple Occupancy home has 6 bedrooms and 2 bathrooms. It is located at 1011 W Roosevelt St, Phoenix, AZ.

01/29/2024

When your credit report is pulled, the credit bureaus are legally able to sell your information as a “trigger lead” to other lenders. You are able to prevent the credit bureaus from selling your information by visiting:
www.optoutprescreen.com
which is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-Out of firm offers of credit or insurance. We encourage all of our customers to complete the Opt-Out process to avoid non-stop phone calls and emails when applying for your home loan.

What? How Does This Happen?

Credit Bureaus are in the business of Big Data.

They profit when they charge you for a credit report.

Then they profit when they sell your personal data as a lead.

The selling of your information results in an onslaught of lenders calling you and sending you text messages. Some of these lenders may not have your best interests in mind.

What Can You Do to Prevent This?

The first step is awareness. Understanding how your data is bought and sold without your direct knowledge is important! Yet more important is how to prevent your data from being sold. Here are some tips.

Opt out of the sale of your data. This prevents the credit bureaus from selling your information to anyone. Visit www.optoutprescreen.com which is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance.

Make sure that your phone numbers are listed on the “Do Not Call List”. This prevents unwanted sales calls from any industry. To do this, visit www.donotcall.gov which is the official site of the Federal Trade Commission.

Getting a loan of any kind can also trigger unsolicited mail. To remove your data from the mailing lists, visit https://dmachoice.thedma.org/register.php

If you do receive unsolicited calls, you can choose whether or not to ignore them. No one requires you to call someone back or answer their text message.

03/14/2023

The housing market has been going through shifts lately.

03/13/2023

One of the benefits of being a homeowner is that you build equity over time. 

03/10/2023

Some HighlightsIf you’re trying to decide whether to rent or buy a home, there are a few things you should consider.Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation.

03/10/2023

Are you planning to buy a home this spring?

03/08/2023

A lot has changed over the past year, and you might be wondering what’s in store for the spring housing market. 

03/07/2023

During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones. 

03/06/2023

You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on.

03/03/2023

Some Highlights If you’re thinking of selling your house, be sure to explore all the options you have for your next home. Both newly built homes and existing homes offer plenty of unique benefits.

03/03/2023

Today’s homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates.