11/04/2026
More money down isn't always the better move!
More money down isn't always the better move!
If you've saved extra cash for a home purchase, you might assume putting it all toward your down payment is the smartest choice.
But have you considered a permanent rate buydown?
Depending on the program, using some of that money to lower your mortgage rate could help reduce your monthly payment while leaving more cash in your pocket for other needs.
Every buyer's situation is different. I can help you compare scenarios and see where your money could make the biggest difference.
Let's run the numbers!