Brian Dearing NMLS# 622126

09/17/2025

Timing is everything — and the time is now.
Take advantage of today’s rates and let’s find the home that’s right for you.
Rate info as of 9/17/25, subject to change.
© 2025 Highland HomeLoans, LLC℠ (NMLS: 124684). Equal Housing Lender. All loans subject to borrower qualifications, including income, property evaluation, and final credit approval. Rates and fees subject to change. Equal Housing Lender. Highland HomeLoans, LLC is a subsidiary of PlainsCapital Bank and exempt from mortgage banker licensing in Florida, Louisiana, Oklahoma and Texas. Highland HomeLoans is an affiliated business arrangement between Highland LoanSource, Ltd. and PrimeLending Ventures Management, LLC.

01/13/2025

As we step into 2025, there's no better time to turn the page and make your dreams a reality. If buying a new home has been on your vision board, now’s the perfect moment to make it happen! 🌟

Whether you're upgrading, downsizing, or finding your very first place to call your own, this year is all about creating the life you’ve envisioned. Let’s make 2025 your year of milestones and memories!

Here’s to fresh starts and finding the perfect place to call home. 🥂

Don't hesitate to reach out to me for help with financing getting into your new home. If you need a realtor referral I am happy to help you with that as well.

07/12/2024

Playing the waiting game with mortgage rates? You'd like to buy but ideally you want to wait for a lower interest rate – I totally get it! Here are my two cents about why waiting for rates might not be the best idea if you can afford to buy sooner rather than later:

When mortgage rates dropped in 2020-21, more buyers entered the market resulting in home price increases and bidding wars. Potential homebuyers priced out of today's market will be itching to buy if rates come back down. You may want to avoid the competition from other buyers flooding the market.

While waiting for rates to come down, rising home prices could make the overall cost of homeownership more expensive. Not only have home prices increased but rent prices have increased too. You can lock in a steady mortgage payment now and enjoy the equity that you build in the years to come.

Just waiting can be stressful. Analyzing market trends and monitoring the housing market can be draining. Plus, if you have specific time constraints (like your lease ending), waiting for rates may not be feasible.

Ultimately, deciding to wait or not to wait depends on your individual circumstances. Chat with a financial advisor or send me a DM to help you weigh the pros and cons!

11/17/2023

09/22/2023

Wondering what the homestead exemption raise means for you? If Texas voters pass the tax relief plan on the ballot in November, the maximum exemption amount would increase from $40,000 to $100,000. That’s another $60,000 in home value that could be exempt from public school property taxes. Get more information in this article >>>https://www.highlandhomeloans.com/_assets/documents/homestead-exemption.pdf
This is just general information and shouldn’t be considered legal or tax advice. That said, if you have any general questions, DM me to start a conversation.

https://lo.highlandhomeloans.com/bdearing

12/16/2022

Did you know, getting prequalified* can help let sellers know you're a preferred and serious potential buyer? The prequalification process is entirely free and can help you get one step closer to your homebuying goals. Give me a call today to get started.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.

- https://lo.highlandhomeloans.com/bdearing

11/02/2022

Highland HomeLoans has got you covered! Contact me for details!