Alex Hubble NMLS 739527

11/29/2022

Great quick read on the state of things in the housing market.

This time around, the US financial system is better prepared for a housing market downturn, and a national crisis is less likely, writes Erik Lundh.

11/28/2022

Do you need money for a home improvement project or other major one-time expenses?

Home equity loans are a popular way to finance such things, but they’re not your only option. 💁🏻‍♂️

Other methods can have advantages, such as not putting your home at risk, easier qualification, getting cash in your bank account faster, or costing less in the long run.

Alternatives can also have disadvantages, such as limits on how much you can borrow, higher interest rates, or requiring you to give up more control of your future finances and living situation.

Don’t hesitate to reach out!

Alex Hubble | Branch Manager
Direct: (949) 208-9698
[email protected]
NMLS 739527

https://prod.lendingpad.com/west-capital-lending-inc-/pos #/?loid=9ebae86e-9642-464e-aea5-955b38035181

11/24/2022

Tis the season to celebrate with friends and family. Personally, I love how the holidays can magically put everyone in a better mood 😊

A new year is around the corner and as we wrap up 2022 it is a great time to reflect on what we’d like to accomplish in 2023. I’m here for that conversation and to make those goals a reality. Purchasing a new home or making a college fund, paying off your mortgage in 10 years or freeing up thousands in cash flow with lower payments. Leveraging 12 years of experience to make navigating your financial life as worry free as a kid on Christmas Eve!

From my family to yours
Happiest of holidays!

Call, text, email or fb messenger

https://prod.lendingpad.com/west-capital-lending-inc-/pos #/?loid=9ebae86e-9642-464e-aea5-955b38035181

11/22/2022

👉Four essentials for getting pre-approved for a mortgage.👈

Shopping for a home may be exciting, but serious homebuyers need to start the process in a lender's office, not at an open house. Most sellers expect buyers to have a pre-approval letter and will be more willing to negotiate with those who prove that they can obtain financing.

Mortgage pre-approvals are documents that verify that you can get approved for a mortgage loan. Pre-approvals don’t mean you have final approval, though, only the green light to shop around and find the perfect home.