Tony Dayton NMLS 1775389

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Tony Dayton NMLS 1775389 Edge Home Finance, LLC
NMLS 891464
www.nmlsconsumeraccess.org/

I am a thinker, a developer, a strategist, and an advocate when it comes to your VA Home Loan

A thinker, a developer, a strategist, and an advocate. Tony Dayton is a successful entrepreneur here in the south sound region, during the day he serves as a Mortgage Broker for Team Dayton Powered by Edge Home Finance, LLC, helping military families and veterans secure their first home; he also serves on the Board of Directors for NineLine Veteran Services, investing his time and energy into managing vulnerable and at-risk military, veterans, and their families.

11/02/2026

Congrats to my buyers! 🎉 CLOSED in Toledo — a week early!

Another land-home package done: land purchased, a brand-new manufactured home on its way, one loan and one closing — and closed a full week ahead of schedule.

And they didn't just buy a home — they bought it with $100,000 in instant equity. That's how you build wealth from day one.

Shout-out to Alex Hughes with Hughes Realty for a smooth one on the real estate side.

Want to run the numbers on land + home for yourself? Call/text me.

Tony Dayton | Loan Originator & Branch Manager | NMLS 1775389
Edge Home Finance | Company NMLS #891464 | Call/Text (253) 878-8871
Equal Housing Opportunity | Not a commitment to lend. Subject to credit and property approval.

👻🎃 **HAPPY HALLOWEEN, BOO!** 🎃👻No tricks here, just wishing you a Halloween filled with plenty of treats, good times, an...
10/31/2026

👻🎃 **HAPPY HALLOWEEN, BOO!** 🎃👻

No tricks here, just wishing you a Halloween filled with plenty of treats, good times, and maybe a little spooky fun! 🍬🕸️

Whether you’re trick-or-treating, carving pumpkins, watching scary movies, or sneaking candy from the kids’ stash, we hope you have a safe and **BOO-tiful Halloween!** 👻🧡

And remember, mortgages don’t have to be scary. When you’re ready to talk homeownership, **Team Dayton** is here to help make the process a little less frightening. 🏡🔑

Have a fang-tastic Halloween! 🦇🎃

🎃 **DON’T GET SPOOKED BY A CHANGING RATE MARKET!** 👻🏡Mortgage rates can move up, down, and sometimes feel downright scar...
10/30/2026

🎃 **DON’T GET SPOOKED BY A CHANGING RATE MARKET!** 👻🏡

Mortgage rates can move up, down, and sometimes feel downright scary. But a changing market doesn’t mean your homeownership plans need to disappear into the night. 🕸️

The key is having a strategy that fits **your goals, your finances, and your timeline.**

Whether you’re thinking about buying, refinancing, or just wondering what today’s market means for you, let’s review your options and see what makes sense.

No tricks, no pressure, just a conversation about your mortgage strategy. 🎃🔑

📲 **Tony Dayton**
Originating Branch Manager
NMLS #1775389
253.878.8871
[email protected]

10/29/2026

Your home's equity, without a new monthly payment. 💰
A Home Equity Investment gives you $50,000–$600,000 upfront in exchange for a share of your home's future value — no monthly payments, no interest, no income requirements, credit scores from 500. Up to 30 years to settle, buy it back anytime with no prepayment penalty.
Call/Text (253) 878-8871.
Tony Dayton | Loan Originator & Branch Manager | NMLS 1775389 | Edge Home Finance, Company NMLS #891464. An HEI is not a loan; fees apply. Not all applicants will qualify.

🚨🏡 **HUGE NEWS FOR HOMEBUYERS!** 🏡🚨Your credit story may be about to get a broader look.**VantageScore 4.0 is expanding ...
10/29/2026

🚨🏡 **HUGE NEWS FOR HOMEBUYERS!** 🏡🚨

Your credit story may be about to get a broader look.

**VantageScore 4.0 is expanding into mortgage lending**, giving lenders another credit scoring option alongside traditional FICO models for certain conventional and VA loan scenarios.

Why does this matter? VantageScore 4.0 may evaluate aspects of your credit history differently, which could create **more qualifying opportunities for some borrowers.**

This could be especially worth exploring if you are:

🔑 A first-time homebuyer
📈 Working on building your credit
💼 Self-employed
🏠 Someone who previously struggled to qualify using traditional credit scoring

If you were told “no” before, or assumed your credit score would keep you from buying, **it may be time for another conversation.**

📲 **Let’s take a fresh look at your homebuying options!**

**Tony Dayton**
Originating Branch Manager
NMLS #1775389
📞 253.878.8871
📧 [email protected]

Equal Housing Opportunity | Edge Home Finance, LLC | NMLS #891464

*Credit scoring model availability varies by loan program, lender, and implementation requirements. Use of a particular scoring model does not guarantee qualification or loan approval.*

🏡🔨 **LOVE THE LOCATION, BUT NOT THE HOUSE?**Don’t automatically cross that fixer-upper off your list!With an **FHA 203(k...
10/28/2026

🏡🔨 **LOVE THE LOCATION, BUT NOT THE HOUSE?**

Don’t automatically cross that fixer-upper off your list!

With an **FHA 203(k) Renovation Loan**, qualified buyers may be able to finance the purchase of a home **and** eligible renovation costs with one mortgage.

That means the outdated kitchen, worn flooring, old bathroom, or home that simply needs some TLC could have more potential than you think. 🛠️✨

An FHA 203(k) can help you:

🏠 Purchase a home that needs improvements
🔨 Finance eligible repairs and renovations
💰 Roll qualified renovation costs into your mortgage
🎨 Turn an older property into a home that fits your vision

Instead of searching endlessly for the perfect house, you may be able to **create it.**

📲 **See a fixer-upper you love? Let’s talk before you pass it up!**

**Tony Dayton**
Originating Branch Manager
NMLS #1775389
📞 253.878.8871
📧 [email protected]

Equal Housing Opportunity | Edge Home Finance, LLC | NMLS #891464

*FHA 203(k) loans are subject to FHA guidelines, property eligibility, renovation requirements, underwriting, and credit approval.*

🎉 2 refinances closed this week!Here's the thing — even with rates up, a refinance can still make sense. Dropping mortga...
10/28/2026

🎉 2 refinances closed this week!

Here's the thing — even with rates up, a refinance can still make sense. Dropping mortgage insurance, shortening your term, or consolidating higher-interest debt can put real money back in your pocket every month.

Not sure if it pencils out for you? Let's run your numbers — no pressure either way.

Tony Dayton
NMLS 1775389 | Branch Manager | Edge Home Finance

10/28/2026

🏡 **Attention Listing Agents! This One Is for You!**

I wanted to highlight one of my trusted partners this week, **Dave with Floor Coverings International!**

Have a listing that could use new flooring to really make it shine, but your sellers don't want to spend the money upfront?

Dave and his team offer an **escrow holdback program** that may allow sellers to get new flooring installed before the home sells and pay for it out of their proceeds at closing!

✅ Improve your listing's first impression

✅ Help attract more buyers

✅ Potentially increase your home's marketability

✅ Avoid a large upfront flooring expense

Sometimes a simple flooring upgrade can make a huge difference in how a home shows!

🎥 Check out my video with Dave to learn more about how this program can help you and your sellers.

**Great partnerships create great solutions!**

Address

13921 Meridian E #201
Minnetonka, MN
98383

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