Michael Easton: Mortgage Loan Originator NMLS 1964732

08/17/2026

🚫 VA Loan Myth: "You can't use rental income with a VA loan."

As a fellow veteran and loan officer, I hear crap like this all the time and unfortunately, it'll keep a lot of veterans from taking advantage of a benefit they've earned.

If you're thinking about buying a duplex, triplex, or quadplex, you may be able to use projected rental income from the other units to help qualify, as long as the property and loan meet VA and lender requirements.

Don't let bad information cost you an opportunity to build long-term wealth.

Swipe through to separate fact from fiction and learn how VA financing can work for multi-unit properties.

If you've got questions about your situation, send me a message or drop a comment below. I'm always happy to help a fellow veteran understand their options.

Homeownership isn't a dream. It's a mission.

08/14/2026

Just felt like this needed to be shared again 😉

🗽This Memorial Day, Let’s Turn “Someday” into “Move-In Day”🏠

Check out this Down Payment Assistance Program that gives eligible buyers a 2% or 3.5% GRANT toward their down payment.
That’s right -
🔓 No repayment
🚫 No second lien
🎁 Just real help toward buying a home

If you're thinking about homeownership or helping clients get there, now might be the perfect time. Message me to learn more!

01/02/2026

🏡 Your goals don’t need to wait for perfect timing. They need a mission.

2026 isn’t about wishing for homeownership.
It’s about moving with clarity and taking the right steps.

I work with Veterans, first-time buyers, and families who want more than rent receipts.
Whether it’s 0% down, a second home, or a construction loan, we make it happen!

This mission starts with a conversation.
📲 Click Send Message or comment “READY” below. I’ll send over your custom game plan.

📍Licensed in TN, KY, AL, AZ, FL, GA, IN, MO, NC, TX | 🇺🇸 VA Focused | No fluff, just facts.

12/22/2025

Before the week gets away from us, I just want to say thank you.

To every client who trusted me this year; being part of your journey means everything!

To the Agents, Processors, Underwriters, Title reps & Transaction Coordinators; you’re the reason we make it to the finish line!

I know it’s a short week, and the holidays are coming fast, but I couldn’t let this moment pass without letting you know…

I see you.
I appreciate you.
And I’m here if you need me, holiday or not.

Merry Christmas & thank you for being part of something I’m proud to show up for every day. ❤️🏡

10/25/2025

🧠 My “aha” moment from Fuse 2025 🧠

We’ve been waiting literal YEARS for this!

Buyers sat out in 2021 and 2022 because homes were flying off the market in hours, sellers called all the shots, and competition was brutal.

Then came 2023 and early 2024, when rates went up and uncertainty hit hard. Buyers said, “I’ll wait until rates come down.”

Well… RIGHT NOW is what we were waiting for!
• Rates are back in a range that makes sense
• Inventory is climbing
• And for the first time in years, buyers have leverage again

✅ Negotiating power
✅ Concessions are back
✅ Fewer bidding wars
✅ More time to think before making the biggest financial decision of your life!

This isn’t 2021 chaos. It’s not 2023 fear.
It’s a market with options and opportunity; and buyers finally have the upper hand!

If you’ve been waiting… this is your moment.
Let’s talk strategy before it shifts again!

📲 931-436-6581

09/16/2025

🚨 Jobs Report Update = Mortgage Rate Moves 🚨
Recently Jobs Report threw a curveball, and the bond market reacted fast which means mortgage rates shifted. 📉
If you bought your home in the last 3+ years, this could be a window to:
✅ Lower your monthly payment
✅ Shorten your loan term
✅ Tap into equity for cash-out needs
Here’s why working with me matters: I’m a broker, not a bank. That means I shop 100+ lenders to find you the best deal not just one set of rates.
📲 Shoot me a message and let’s see if a refinance makes sense for you right now. 931-436-6581