Joshua Champneys - NMLS #1156263 - Empire Home Loans, Inc

Joshua Champneys - NMLS #1156263 - Empire Home Loans, Inc My mission in life is the be the same person 24/7 -- to my kids, to my clients, to my friends.

Joshua Champneys - NMLS 1156263
Company NMLS: 1839243 | CA DFPI/CFL Lic: 60DBO-98315 | CA DRE Lic: 02086593 | AZ Lic: MB-1012019
www.nmlsconsumeraccess.org - Equal Housing Opportunity I left the mega corporation life and work from home and help everyday families like mine make sense of everything mortgages, whether home-buying, refinancing or real estate investing and all without trying to sell anything. Instead my job is to listen to your goals and help you tailor your mortgage strategy to your needs and your family. I work for an amazing company that has the near-perfect balance of competitiveness, flexibility and service and it would be my honor to help you and your family!

5.0 star review received on Experience.com for Joshua Champneys by Jason H - We have used him twice and is our first cho...
08/24/2026

5.0 star review received on Experience.com for Joshua Champneys by Jason H - We have used him twice and is our first choice if needed again. What more can I say.

Click to see all 103 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Timothy G - So appreciate Josh hangin in there and ma...
08/23/2026

5.0 star review received on Experience.com for Joshua Champneys by Timothy G - So appreciate Josh hangin in there and making things work against all ofds ! We're truly blesses to have him as the engine driving the car .

Click to see all 103 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Michael W - The process of applying for a mortgage Lo...
08/22/2026

5.0 star review received on Experience.com for Joshua Champneys by Michael W - The process of applying for a mortgage Loan is complicated and can be very challenging, especially when it comes to providing documents and information to the prospective lender. I am thankful to Josh at Mortgage Dad for being a calming force when those requirements seemed pointless at times. He really understood our frustration and helped us through the whole process. Couldn't be happier, I went with his company.

Click to see all 103 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Jason S - Mortgage Dad did a great job helping us get...
08/21/2026

5.0 star review received on Experience.com for Joshua Champneys by Jason S - Mortgage Dad did a great job helping us get everything in that we needed for our loan. They walked us through the entire process, and made sure all the bumps got smoothed out. They also made sure to get us the best rate we could find anywhere.

Click to see all 101 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Krystal C - Joshua super amazing. He helped us with e...
08/21/2026

5.0 star review received on Experience.com for Joshua Champneys by Krystal C - Joshua super amazing. He helped us with everything that we needed. We spent 57 days in a hotel, two weeks in Florida, and finally into our new home. Josh carried us through and He made sacrifices for us as well to be here. We are forever grateful to him and his family. Josh carried us through everything that we were going through. He was there all along the way working with our Realtor and alongside with the lender I am very grateful to him and it’s a bonus that he’s a Christian, but we are amazed at the way that this turned out even dealing with my emotions going through and through Josh kept his cool and helped us through the process. We are now proud owners of a 5bed 3bath 4 acre lot in North Carolina. He’s amazing and you should use him if you have any home needs.

Catia Family

Click to see all 101 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Nicole B - Mortgage dad and all his team they are ama...
08/20/2026

5.0 star review received on Experience.com for Joshua Champneys by Nicole B - Mortgage dad and all his team they are amazing to work with. He was there to answer questions. No matter what they were. Josh was kind made me feel comfortable with the hole experience. He went to bat for myself and my other half. We are loving our new home. Thank you again.

Click to see all 101 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Frank S - We were short on time and options and Josh ...
08/20/2026

5.0 star review received on Experience.com for Joshua Champneys by Frank S - We were short on time and options and Josh made it happen! The process was both fairly simple and straightforward- Josh and his team were fantastic to work with every step of the way and we will continue to work through “The Mortgage Dad” in the future and we strongly recommend you do the same!

Click to see all 101 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Catia F - Josh was amazing everything we asked he mad...
08/16/2026

5.0 star review received on Experience.com for Joshua Champneys by Catia F - Josh was amazing everything we asked he made happen. This is a lengthy interview, but it’s all true. Josh had gotten us 6 to 7 months prior to what’s closing. We ended up losing out on a property because of old realtor and D due diligence that was due because of the client’s knowing that we had a rehab Loan so it just didn’t work out and we lost out on $500. This may not seem like a lot too many people, but it is for a family of six with Children. Not just any Children special ability babies. Josh was there to encourage us all the way there were times where we felt. He was a communicating well enough, and he felt as if he just didn’t know how to tell us that we had another hiccup however, Josh never gave up on us and we never gave up on him. It was tough. We had a lot of questions and he answered all of them. We had a lot of comments and he responded. We made sure that we were both in a good head space to make it To the end but we spent 57 days in a hotel too. Josh made sure that we were always OK. He checked in on us to make sure that everything was being accommodated for us. He went inn for us with the lenders, even having to switch different lenders for us to be able to be accommodated, he is amazing. He searched for us. He got our paperwork together. He always encouraged us. He kept our realtor Silvia Cruz involved all the way those two the power team, even to the fact that the sellers agent was amazing. Josh just communicated with the whole team. It may seem that things are not going fast enough for you but just remember Josh is the man to carry you through. We had days where we were just pulling out our hair. It was always more and more and more, but he encouraged us in The Lord, and behold we now have our 5 bedroom 3 bath, 4acre secluded area thanks to Josh following Gods Instructions. Our kids are able to roam, and have fun and we wake up Worry Free. God really used Josh to be a blessing to us. We are Christians and we thank God for choosing our team. It could not have been better without Josh again this is an honest review. I know some people may not want to go through it, but we were determined to have our second home even to the fact of making our finances work, Josh did it all so with that being said I leave this five star review along with my wife in hopes that you all will see the urgency and the earnest love we felt from Josh and team. I proceed to write that this about this man of God. He showed us our ethnicity didn’t matter, and how incredible this man of God is. He walked in our world. self employed and even fighting other battles. He treated us like his family immediately family. He was behind a work load at times, spent time away from his Family which is His world for us. This was all just to be able to do what he had to for my family. We as a family are forever grateful. So if you ask if we recommend him absolutely.

Click to see all 96 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Deborah H - Josh and Alicia were awesome to work with...
08/09/2026

5.0 star review received on Experience.com for Joshua Champneys by Deborah H - Josh and Alicia were awesome to work with. They tried to explain everything step by step, but I discovered that Real estate and Finance are career paths I clearly was not cut out for. It took a little longer than I had hoped which delayed us getting move out of my Landlord's house than I had planned, which became rather costly in the end. The overall experience and the caring professionalism I was shown throughout the process was awesome. Thank you.

Click to see all 95 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

5.0 star review received on Experience.com for Joshua Champneys by Eric S - I had a great experience. I appreciate how I...
08/08/2026

5.0 star review received on Experience.com for Joshua Champneys by Eric S - I had a great experience. I appreciate how I could always trust the team to communicate well and keep everything moving forward.

Click to see all 95 reviews of Joshua Champneys, Mortgage Broker | MortgageDad.com | NMLS # 1156263

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Serving WA OR CA AZ MT ID TX IL TN FL IN WI MA KA CO OH
South Hill, WA
98338

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