Grace Williams - Edge Home Finance

Grace Williams - Edge Home Finance Whether you're buying, selling, refinancing or building your dream home, you have a lot riding on your loan specialist. NMLS # 2212661

Ensuring you make the right choice for you and your family is my goal.

No tricks – I work with multiple lenders to ensure you get a customized mortgage solution for your exact needs. There's ...
10/31/2023

No tricks – I work with multiple lenders to ensure you get a customized mortgage solution for your exact needs. There's no one shoe fits all when it comes to buying your home. Let's connect and go over what options might be best for you!

It's about that time again when the temperatures are dropping and the exterior faucets need stopping. It’s a simple, yet...
10/31/2023

It's about that time again when the temperatures are dropping and the exterior faucets need stopping. It’s a simple, yet easy-to-overlook step to prepare your home for winter.

Remember to shut off water to exterior faucets before the weather dips below freezing. If you forget, your pipes could freeze, or even burst. Save yourself from a potential mess and a headache.

The seasons are changing and the time is right to find your dream house. Get pre-approved now and you could be well sett...
10/30/2023

The seasons are changing and the time is right to find your dream house. Get pre-approved now and you could be well settled in a new home by the time the holidays roll around. Let's connect!

Worried about your down payment? We can make the dream of homeownership possible with down payments as low as 3%! Call t...
07/26/2023

Worried about your down payment? We can make the dream of homeownership possible with down payments as low as 3%! Call today to see if you qualify.

πŸ“’ Attention all homebuyers! πŸ‘πŸ’°Just a friendly reminder: resist the temptation to splurge on big-ticket items before your...
07/25/2023

πŸ“’ Attention all homebuyers! πŸ‘πŸ’°

Just a friendly reminder: resist the temptation to splurge on big-ticket items before your mortgage loan is officially closed! πŸš«πŸ›οΈ

Although it may be tempting to start furniture shopping or snagging those fancy appliances, hold off on making any major purchases until your loan is finalized. Why? πŸ€”

The reason for is that these large purchases can throw a wrench in the mortgage process. Lenders carefully assess your financial situation before approving your loan, and any sudden changes could raise red flags. β›”οΈπŸ’Έ

So, as exciting as it may be to imagine your dream home fully furnished, exercise some patience and wait until you've officially closed that deal. Your future self will thank you! πŸ™ŒπŸ’Ό

Congratulations to another Vet closing on his home in Hastings! Zach and I had been working together for about 18 months...
04/03/2023

Congratulations to another Vet closing on his home in Hastings! Zach and I had been working together for about 18 months getting him ready to purchase his home. It's not an if but a when. Taking my advice he was able to save thousands of dollars on his purchase.

Thank you Dan Meyer Edina Realty for doing an AMAZING job in helping Zach achieve the dream of homeownership.

Thank you Zach for trusting in my team and I to get you to the finish line. Enjoy the new home! 🏑

Attention all homeowners! Did you know that you can deduct interest and discount points on your taxes? Don't miss out on...
03/30/2023

Attention all homeowners! Did you know that you can deduct interest and discount points on your taxes? Don't miss out on potential savings - talk to your accountant and make sure you're taking advantage of every deduction you qualify for.

If you're ready to start house hunting, don't forget to get a pre-approval letter from an independent mortgage professio...
03/28/2023

If you're ready to start house hunting, don't forget to get a pre-approval letter from an independent mortgage professional like me. This will give you a better idea of your price range and help you in case of a bidding war. DM me to know more!

Looking to buy a house but worried about your credit score? Don't stress! With an FHA loan, you can still get a great mo...
03/15/2023

Looking to buy a house but worried about your credit score? Don't stress! With an FHA loan, you can still get a great mortgage rate even if your credit isn't perfect. So don't wait any longer to start your homeownership journey. Give me a call and let's explore your options today!

Attention self-employed individuals! Are you tired of the hassle that comes with applying for a mortgage? Look no furthe...
03/12/2023

Attention self-employed individuals! Are you tired of the hassle that comes with applying for a mortgage? Look no further! With Bank Statement loans, you can qualify using your bank statements only. No more worrying about traditional income verification methods. Let me guide you through the process and get you closer to your dream home. Message me today to learn more!

Buying a house is one of the most significant investments you'll make in your lifetime. It's a decision that requires ca...
03/10/2023

Buying a house is one of the most significant investments you'll make in your lifetime. It's a decision that requires careful consideration and planning. However, before you start browsing homes on Zillow or attending open houses, it's essential to determine how much house you can afford.

At first glance, determining how much home you can afford may seem like a daunting task. But don't worry, our team of experts is here to help. We understand that every buyer's financial situation is unique, and we'll work with you to evaluate your financial position and determine what you can afford.

So, how do we help you evaluate your next big purchase? Here's a breakdown of our process:

1. Review Your Finances

The first step in determining how much house you can afford is to review your finances. This includes looking at your income, your monthly expenses, and your debt-to-income ratio. We'll take a detailed look at your finances to get a clear understanding of your financial position.

2. Determine Your Maximum Monthly Payment

Once we've reviewed your finances, we'll work with you to determine your maximum monthly payment. This takes into account your current monthly expenses, debt-to-income ratio, and other financial obligations. We'll also factor in the estimated costs of homeownership, such as property taxes, insurance, and maintenance.

3. Calculate Your Home Affordability

Using your maximum monthly payment, we'll calculate your home affordability. This will determine the price range of homes that you can afford based on your financial situation. We'll also consider other factors, such as your down payment, interest rates, and loan terms.

4. Provide Guidance and Advice

Our team of experts will provide guidance and advice throughout the home-buying process. We'll help you understand the different types of mortgages available, provide insight into the current housing market, and offer recommendations on neighborhoods and home features that fit your budget.

5. Help You Find Your Dream Home

Once we've determined how much house you can afford and provided guidance and advice, we'll work with you to find your dream home. We'll use our extensive network to help you find properties that fit your budget and meet your needs.

In summary, determining how much house you can afford is a crucial step in the home-buying process. Our team of experts can help you evaluate your financial position and determine what you can afford. We'll provide guidance and advice throughout the process and help you find your dream home.

Contact me today to get started!

Are you struggling to save up enough money for a down payment on your dream home? Don't let that be a barrier to homeown...
03/09/2023

Are you struggling to save up enough money for a down payment on your dream home? Don't let that be a barrier to homeownership any longer! Our borrower assistance program offers up to $2,500 for income-qualified borrowers to use toward their down payment or closing costs. Reach out to learn more and take the first step towards owning your own home.

Address

4300 Baker Road, #200
Minnetonka, MN
55343

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