Terence Flannigan - Private Mortgage Advisor

Terence Flannigan - Private Mortgage Advisor I'm probably alot like you, doing my best to provide for my family, and I enjoy spending time with my kids.

At work, I help my clients with one of the biggest decisions in their lives, financing for their home purchases in the most honest way possible. Born and raised in Huntington Beach, California, Terence Flannigan graduated from Mater Dei High School and began his college education with a football scholarship at Cal Poly, San Luis Obispo, where he studied Psychology. He continued his higher educatio

n and received his Masters of Counseling at California State University, Fullerton while also receiving his Masters Certificate in Sports Psychology at JFK University. Terence's education in Psychology and his private practice in Marriage/Family Therapy nourished his passion to assist others. Seeking to utilize his skills in financial analysis, Terence coupled his two passions and in 2003 began a vibrant career as a full time professional mortgage broker. Providing comprehensive service and creating meaningful relationships are the keys to Terence’s success. He strives to assist each client by educating them on mortgage and lending practices and how to achieve financial growth through responsible fiscal management. He maintains relationships with his clients and provides continued lending services and guidance for years to come. Terence strives to offer his clients exceptional customer service, and his clients appreciate the value of his knowledge and expertise. They are excited to refer him to their friends and family, and Terence quickly follows up and takes great care of all of his referrals. Family values are at the heart of all things Terence. Born the fifth of six children to Marge and Bill Flannigan, Terence comes from a long line of hard working dedicated professionals. When Terence is not in the office, he can be seen on the ball field coaching his son Dylan or at the nearest park playing alongside daughter Kylie. Terence enjoys running marathons and 5k’s, working out regularly, golfing, taking cooking and photography classes and attending sporting events. Terence is licensed by the California Department of Real Estate ( #01852661) and the NMLS ( #345128). Specialties: • Home Purchase Loans • Home Refinance Loans * Cash Out Loans • Debt Consolidation Loans • FHA Loans • VA Loans

NMLS Consumer Access page (www.nmlsconsumeraccess.org)

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Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Are you a Civilian Federal Employee? Learn about state and local grants, local programs, and how to achieve homeownershi...
08/19/2026

Are you a Civilian Federal Employee? Learn about state and local grants, local programs, and how to achieve homeownership.

Are you a Civilian Federal Employee? Learn about state and local grants, local programs, and how to achieve homeownership.

Discover 8 practical strategies that can help make buying a home in a challenging market more achievable.
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Discover 8 practical strategies that can help make buying a home in a challenging market more achievable.

Discover 8 practical strategies that can help make buying a home in a challenging market more achievable.

Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your...
08/05/2026

Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your budget and goals.

Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your budget and goals.

Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for ...
07/29/2026

Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for your homebuying goals.

Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for your homebuying goals.

Learn which specialized home inspections may help uncover hidden issues before closing, from radon and mold to pest and ...
07/22/2026

Learn which specialized home inspections may help uncover hidden issues before closing, from radon and mold to pest and foundation concerns.

Learn which specialized home inspections may help uncover hidden issues before closing, from radon and mold to pest and foundation concerns.

Planning to buy a home this summer? Follow these 10 practical steps to prepare your finances, shop smart, and move forwa...
07/15/2026

Planning to buy a home this summer? Follow these 10 practical steps to prepare your finances, shop smart, and move forward with confidence.

Planning to buy a home this summer? Follow these 10 practical steps to prepare your finances, shop smart, and move forward with confidence.

Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with...
07/08/2026

Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.

Not sure if you should call a Lender or Real Estate Agent first? Find the answer and start your home buying journey with confidence.

Address

12230 El Camino Real Suite #100
Huntington Beach, CA
92130

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