C2 Financial - Mortgage Broker - Andris Lauzums

08/23/2026

https://www.loom.com/share/a316e114ffca4245bd3a4b89fc5f7898

This Loom explains how a real estate investor’s financing strategy needs to evolve as the portfolio grows and deal complexity increases. Over the last 3 years, the lender supported more than 19 loans for the investor, starting with distressed Detroit gut rehabs refinanced to pull capital back out....

08/17/2026

What changes when you stop renting and start controlling your housing future? 🏡

A lot more than just the name on the deed.

This buyer was hesitant to make the move into homeownership, so we didn’t start with the loan.

We started with the decision.

Once the decision made sense, we structured the financing around it:

90% LTV | 30-year fixed

Darren Shay and Jason Thompson did a great job negotiating the purchase, and the appraisal ultimately came in above the purchase price, creating some equity from day one.

Now the buyer has greater control over where he lives, less exposure to future rent increases, and the freedom to make the home his own.

And the financing strategy doesn’t stop at closing. We’ll continue watching for opportunities to remove PMI and improve the structure over time.

A forever home doesn’t have to be a forever loan.

Congratulations to the new homeowner, and great teamwork all around.

The structure mattered more than the rate.

08/08/2026

Hi, I'm Andris.

07/31/2026

The first question I ask isn't, "What loan are you looking for?"

It's:

"What are you trying to accomplish?"

The financing should support the strategy.

Not the other way around.

Finance the portfolio, not the property.

07/29/2026

Your home is more than a place to live. It’s also an important part of your financial picture.

I’m now offering a complimentary Home Equity Report to help homeowners keep an eye on estimated home value, equity and local market trends.

Scan the QR code below if you’d like yours. And as always, I’m happy to be a second set of eyes if you have questions.

07/28/2026

Es esmu lepns LACC Biedrs! 🇱🇻

07/28/2026

Cathedral City, California.

Every real estate investor starts with a first property.

This purchase went under contract during a period of significant market volatility. As rates moved and headlines changed, it would have been easy to second guess the decision.

Instead, we stayed focused on the financing strategy, worked through underwriting, and closed on a home that fit the borrower's long-term goals.

Good financing isn't about predicting markets. It's about making good decisions through them.

Markets can be chaotic. Good decisions don't have to be.

If you're considering your first investment property or would like a second set of eyes on your financing strategy, I'd be happy to help.

06/29/2026

Merritt Island, Florida.

Multiple income streams. One financing strategy.

45% LTV cash-out refinance for self-employed borrowers with 1099 income, rental properties, and business ownership.

The best financing starts with understanding the whole picture.

06/22/2026

Birmingham, Michigan.

This project began with an acquisition bridge loan at 80% LTV for a property scheduled for demolition.

The objective wasn't the existing home. The objective was securing the lot and positioning the borrower for a refinance into a ground-up construction loan.

Every construction project starts with acquiring the dirt.

The first loan is rarely the final strategy.

06/10/2026

Just closed on an investment property refinance in Austin, TX.

The first answer isn't always the final answer. Sometimes the right path only becomes clear after taking a step back, understanding the full picture, and considering options that may not be obvious at first glance.