Lisa Nichols at Atlantic Coast Mortgage

08/17/2026

5.0 star review received on Experience.com for Lisa Nichols by Ophelia B - Great customer service.

Click to see all 772 reviews of Lisa Nichols, SVP | Sales Manager & Sr. Loan Officer | NMLS ID #193453

08/05/2026

5.0 star review received on Experience.com for Lisa Nichols by Sisay D - Super fast response

Click to see all 770 reviews of Lisa Nichols, SVP | Sales Manager & Sr. Loan Officer | NMLS ID #193453

08/04/2026

🏡 Think you need a 20% down payment to buy a home? Think again.

Mortgage Insurance (MI) is often misunderstood—but for many buyers, it's the tool that makes homeownership possible years sooner.

Here are a few key facts:

✅ You may be able to buy with as little as 3% down (depending on the loan program).

✅ Mortgage insurance protects the lender, not the homeowner.

✅ It's often temporary—many homeowners can remove it once they build enough equity (depending on the loan type and eligibility).

✅ The cost varies based on factors like your credit score, loan program, down payment, and loan-to-value ratio.

For many buyers, paying a little in mortgage insurance today is worth getting into a home now instead of waiting years to save a larger down payment.

If you've been holding off because you thought you needed 20% down, let's have a conversation. You may have more options than you realize.

📩 Send me a message or comment "HOME" and I'd be happy to answer your questions.

07/31/2026

Some journeys begin with a single step. Others begin with believing you can take it.

Confidence isn't about having all the answers—it's about trusting yourself enough to keep moving forward, even when the path is uncertain.

Wear the boots. Chase the dream. Climb the mountain.

The world belongs to those who dare to go after it. 💜

07/28/2026

Did You Know? You May Be Able to Buy a Home with a VA Loan... Without Getting a New Mortgage.

It's called a VA Loan Assumption, and it could be one of the best-kept secrets in today's housing market.

Here's how it works:
✅ Take over a seller's existing VA loan
✅ Keep their current interest rate (if approved)
✅ Potentially save hundreds of dollars each month compared to today's market rates
✅ Lower monthly payment = greater affordability

07/24/2026

5.0 star review received on Experience.com for Lisa Nichols by Wondimeneh H - Good advice throght out the process and always available for any questins

Click to see all 769 reviews of Lisa Nichols, SVP | Sales Manager & Sr. Loan Officer | NMLS ID #193453

07/23/2026

🌸 Live Each Day to Its Fullest 🌅

Life moves fast—don't wait for the "perfect" moment to enjoy it.

Take the trip. Call the friend. Watch the sunset. Laugh a little louder. Love a little deeper. Appreciate the little things that often become the big things.

Today is a gift. Make memories, spread kindness, choose joy, and be grateful for every opportunity that comes your way.

✨ Live with purpose.
❤️ Love without hesitation.
🌼 Make today count.

How are you making the most of today? Share one thing you're grateful for in the comments!

07/22/2026

4.83 star review received on Experience.com for Lisa Nichols by Edward S - Great communication and honest advice .

Click to see all 769 reviews of Lisa Nichols, SVP | Sales Manager & Sr. Loan Officer | NMLS ID #193453

07/21/2026

07/15/2026

🏡 The Rule of 100.

What if just 18 minutes a day could help change your future?

Whether you're:
🏠 Saving for your first home
💰 Paying down debt
📈 Building your credit
📚 Learning about investing
🔑 Planning your next move

Small, consistent actions add up over time.

You don't have to make huge changes overnight. The people who reach their goals are usually the ones who keep showing up—even on the days they don't feel like it.

Success isn't built in a day...
It's built 18 minutes at a time.

If homeownership is one of your goals, let's create a plan that fits your timeline. Whether you're ready now or a year from now, I'm here to help you take the next step with confidence.

📩 Send me a message anytime to get started.