Dena Cooke Loan Officer NMLS #1858237

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Dena Cooke Loan Officer NMLS #1858237 Local Loan Officer. I’m your home town loan girl! Born and raised in the Fredericksburg VA
New American Funding NMLS #6606
Sr Loan Consultant NMLS #1858237

5.0 star review received on Experience.com for Dena Cooke by Christy D - Dena was always ready to answer any questions w...
10/31/2026

5.0 star review received on Experience.com for Dena Cooke by Christy D - Dena was always ready to answer any questions we had throughout the process. Her team was also great! They were efficient and always a step ahead of underwriting. Got our Clear to Close early. Thanks again event.

Read more: https://experience.com/reviews/dena-cooke-nafinc-com-dena-cooke-nafinc-com-454445/72516c67-3715-47b7-87f9-0c59c85a146a?V=1793410637&utm_source=facebook&utm_medium=autopost&utm_content=13796583

5.0 star review received on Experience.com for Dena Cooke by Michael D - Fast,  super  responsive,  smart  and very  inf...
10/29/2026

5.0 star review received on Experience.com for Dena Cooke by Michael D - Fast, super responsive, smart and very informative. They make a stress process seem simple and that's make a big difference. Plus they are also very easy totalk to and bounce ideas off of. Can't recommend Dena Cooke and Abigail Graziani enough.

Read more: https://experience.com/reviews/dena-cooke-nafinc-com-dena-cooke-nafinc-com-454445/ea9b03bc-af0d-4328-a690-8575d9ec0f4d?V=1793295919&utm_source=facebook&utm_medium=autopost&utm_content=13791983

Thank you for trusting us, Glenda! It means so much to be part of your homebuying journey!
10/27/2026

Thank you for trusting us, Glenda! It means so much to be part of your homebuying journey!

5.0 star review received on Experience.com for Dena Cooke by Glenda M - Dena  and  her  team  made  the  loan  applicati...
10/19/2026

5.0 star review received on Experience.com for Dena Cooke by Glenda M - Dena and her team made the loan application process so smooth. Excellent communication throughtout the transaction. We had clear to close well ahead of schedule. Thank you Dena and team for an amazing experience!!

Read more: https://experience.com/reviews/dena-cooke-nafinc-com-dena-cooke-nafinc-com-454445/1fab4285-26a9-460f-9154-8bc3a51b73bd?V=1792419511&utm_source=facebook&utm_medium=autopost&utm_content=13763878

Renting and owning both come with a monthly housing payment but homeownership may give you the opportunity to build equi...
10/14/2026

Renting and owning both come with a monthly housing payment but homeownership may give you the opportunity to build equity over time. 🏡💰 Curious if buying could make sense for you? I’m here to help!

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you ma...
10/08/2026

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you may have more options than you realize. I’m here to help you explore them! Let’s chat. 📲

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached simil...
10/07/2026

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached similar levels before, and your options depend on much more than one number. Let’s look at your goals, budget, and loan options together. 📲

When searching for a home, don’t forget to look beyond the front door.The neighborhood you choose can influence your eve...
09/03/2026

When searching for a home, don’t forget to look beyond the front door.
The neighborhood you choose can influence your everyday routine, including your commute, access to shopping and restaurants, nearby parks, and the overall lifestyle you enjoy. 🏘️✨
Finding the right home means finding the right fit for your life.
🔑 NAF is here to help guide you through the financing side of your homebuying journey while you search for a place you’ll love. Reach out to get started!

“I’ll never qualify for a home.”It’s a thought many potential homebuyers have, but assumptions can sometimes keep you fr...
09/02/2026

“I’ll never qualify for a home.”
It’s a thought many potential homebuyers have, but assumptions can sometimes keep you from exploring what may be possible. 🏠
Your income, credit, assets, and overall financial situation all play a role. That’s why talking with a mortgage professional can help you better understand your options and next steps. 💙
🔑 Don’t let uncertainty stop you from asking the question. Reach out today and let’s explore your path toward homeownership!

Thinking about investing in real estate but worried your personal income or credit history could make financing difficul...
08/27/2026

Thinking about investing in real estate but worried your personal income or credit history could make financing difficult?

A DSCR loan may offer a different path for real estate investors. Instead of qualifying primarily based on traditional personal income documentation, a Debt Service Coverage Ratio (DSCR) loan can focus on the income potential of the investment property.

Depending on the program and borrower qualifications, options may include no minimum FICO requirement, gift funds, no tradeline requirement, and ITIN eligibility. 📊

Real estate investing looks different for everyone, which is why understanding your financing options matters. At New American Funding, we're here to help you explore what may fit your investment goals. 🤝

📩 Want to learn if a DSCR loan could work for your next investment property? Send me a message!

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Fredericksburg, VA

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