Frye Lending Team - Fredericksburg VA Mortgage, NMLS 213439

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Fredericksburg, VA
Frye Lending Team - Fredericksburg VA Mortgage, NMLS 213439

Heather Frye | New American Funding Area Leader. 25+ years in mortgages. Serving Fredericksburg, Stafford & Northern VA.

VA, FHA, USDA, conventional, DSCR, Non-QM & assumable loans. Helping first-time buyers, veterans, self-employed borrowers & investors. Heather Frye is a mortgage loan officer and Area Leader with New American Funding, proudly serving Fredericksburg, Stafford County, Spotsylvania County, Northern Virginia, and homebuyers across multiple states. With more than 25 years of mortgage industry experience, Heather specializes in helping first-time homebuyers, military families, veterans, self-employed borrowers, and real estate investors find financing solutions that fit their goals. Mortgage options include VA loans, FHA loans, conventional mortgages, USDA loans, jumbo loans, Virginia Housing programs, DSCR investment property loans, non-QM financing, renovation loans, HELOCs, refinancing, and assumable mortgages. A lifelong Stafford County resident, licensed real estate professional, and active real estate investor, Heather combines extensive mortgage knowledge with firsthand experience in buying, financing, and managing investment properties. Whether you're purchasing your first home, refinancing, investing in real estate, or exploring creative mortgage solutions, Heather and The Frye Lending Team provide personalized guidance throughout the financing process. Heather Frye | NMLS #213439
New American Funding | NMLS #6606
Equal Housing Lender

www.fxbgmortgage.com
540-923-2891

11/02/2026

Why would anyone assume a mortgage AND bring a down payment? Because the monthly payment can look completely different. I walk through the real math.
🎥 Watch the full video: https://youtu.be/CE0DB3J073I
👇 Comment ASSUME or DM me ASSUME and I'll send you my free assumption guide!

10/31/2026

you don’t have to have it all figured out first. most people who message me are still in the just curious stage. that’s a good stage.

10/30/2026

it’s ok to steal this energy. if you’re thinking about buying in Fredericksburg, Stafford, or Spotsylvania, ask what the payment looks like before you fall in love with a house. send me a message and we’ll run real numbers.

10/29/2026

Fall doesn't end at Halloween! Save this one for next Saturday, Nov 7. 🍂

Close to home:
Belvedere Plantation for the last day of the Harvest Festival, 10 to 10.
Hurkamp Park for the Farmers Market 8 to 1, plus the SPCA Animal Rescue Festival 10 to 2.
The Eagles Car & Truck Show on Cool Spring Rd, 9 to 2.
A walk on the Rappahannock River Heritage Trail.

Worth the drive:
Montpelier Hunt Races in Orange. Gates open at 9 and the first race is at noon. Online tickets close Oct 26, so grab them early!
Urbanna Oyster Festival 🦪 Free entry, parade at 2 on Saturday. This is our 7th year going, so if you see us, say hi!

So which one is your Saturday? Close to home or worth the drive?

10/28/2026

Your Halloween candy map for this week in FXBG 🎃

Wednesday: Howl O Ween in Stafford, 4 to 6
Friday: Laudenbach Cruisin for Charity 4:30 to 7:30, then Cops and Cars 5 to 9. Hit both stops and call it a win!
Saturday morning: Downtown Costume Stroll (meet 8:30 at VRE Lot B on Caroline St, stroll at 9:30) and Halloween at the Market in Hurkamp Park, 9 to 1. Little ones will love the Haunted FXBGO Bus in Market Square, 10 to 12.
Saturday 10 to noon: Treats on the Streets. Our office on Caroline Street is handing out candy, so come say hi! 🍬

Event links are in the first comment. Save this and share it with your trick or treat crew 👻

10/28/2026

Seeing "assumable loan" on more listings lately? Here's what that actually means for you as a buyer, and why it's worth paying attention to right now.
🎥 Watch the full video: https://youtu.be/CE0DB3J073I
👇 Comment ASSUME or DM me ASSUME and I'll send you my free assumption guide!

10/27/2026

Okay Fredericksburg, where are we trick or treating this year?

My picks if you want the full experience:
Washington Ave and the streets around it downtown. Big old houses, great decorations, full size candy bars if you're lucky.
Idlewild. Houses close together and people really go all out.
Out in Stafford, Embrey Mills and Stafford Lakes are packed with trick or treaters every year.
Treats on the Streets downtown Saturday, 10 to noon. Details and RSVP: https://www.facebook.com/share/1CB7ePmyvp/?mibextid=wwXIfr Our office on Caroline St is handing out candy, so come say hi! 🍬 The Costume Stroll starts on Caroline at 9:30.

And if you want a head start, Laudenbach Brewing is doing a free trunk or treat Friday from 4:30 to 7:30.

Tell me your neighborhood. Who's the house on your street that goes way overboard? I want names. Well, addresses. 🎃

10/26/2026

Alright, let's indulge in a little fantasy! If you could snap your fingers and swap houses with any celeb, who's it gonna be?

Picture yourself lounging poolside at their place...whose keys are you grabbing?

10/25/2026

In real estate, price and value are not always the same thing. 🏡📈

The highest-priced home is not necessarily the best opportunity, and the lowest-priced home is not always the best deal. True value comes from a combination of factors, including location, condition, future potential, market trends, and how well a property aligns with a buyer's long-term goals.

That's why successful real estate decisions are about looking beyond the price tag and understanding the bigger picture!

10/23/2026

Looking to refresh your home without taking on a major renovation? 🎨🏡

A fresh coat of paint can change the look and feel of a space while helping worn areas feel polished again. Try these five updates:

💥 Create a bold accent wall: Add depth and personality to a living room, bedroom, or home office.
🖌️ Refresh your kitchen cabinets or island: Painting can give dated cabinetry a new look without replacing everything.
🚪 Update your front door or shutters: This update can make a noticeable difference to your home's exterior and curb appeal.
⭐️ Brighten interiors with a neutral palette: Soft, versatile shades can make rooms feel fresh and easier to style.
✨ Touch up baseboards and trim: Repainting scuffed or worn trim is a simple way to make an entire room feel more finished.

Save these ideas for the next time your home needs a refresh!

Address

611 Caroline Street
Fredericksburg, VA
22401

Website

http://www.fxbgmortgage.com/, https://www.newamericanfunding.com/mortgage-loans/heatherfrye/, https://www.nafbonzo.com/l

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