Frye Lending Team - Fredericksburg VA Mortgage, NMLS 213439

06/19/2026

5.0 star review received on Experience.com for Heather Frye by Aaron N - How up front, easy to talk with and working through the entire process. Help and made everything as simple as easy to understand.

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06/19/2026

5.0 star review received on Experience.com for Heather Frye by Glenn W H - What made my experience great was the communication was excellent. The team was very knowledgeable and everything was done in a timely manner with follow ups. The overall whole experience was absolutely excellent!

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06/19/2026

5.0 star review received on Experience.com for Heather Frye by Jesse L - GREAT TEAM

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06/18/2026

Many Veterans are surprised to learn they may not need a down payment to buy a home. That's why understanding your VA loan benefits is so important. A VA loan was designed to help those who served achieve homeownership with less money upfront, making it easier to move into a home while preserving savings for emergencies, moving expenses, or future goals.

As a mortgage lender, one of my favorite conversations is helping Veterans discover benefits they've earned but may not know they have. Whether you're buying your first home, relocating, or considering a new chapter, your military service may have opened doors to opportunities you haven't explored yet.

Send me a message today to see if you're eligible and let's create a plan that works for you. 🔑

06/17/2026

Thinking about buying a new construction home? You may have more negotiating power than you realize. With 60% of builders currently offering incentives to attract buyers, now could be a great time to explore your options. From mortgage rate buydowns and closing cost assistance to upgraded finishes and even price reductions, these incentives can help make homeownership more affordable and stretch your budget further.

Every builder and community is different, which is why having a lender on your side can help you understand how these incentives impact your monthly payment and overall savings. Ready to see what's available in your area? Send me a message and let's explore your opportunities! ✨

06/16/2026

5.0 star review received on Experience.com for Heather Frye by Karen J - Personable, pleasant, efficient, swift service we can trust.

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06/15/2026

5.0 star review received on Experience.com for Heather Frye by Linda J P - The whole staff was always very helpful and pleasant. No one ever made me feel like I had a "stupid question". They made my home buying process easy. I will definitely recommend them to anyone I know looking to buy or sell a house.

Click to see all 277 reviews of Heather Frye | The Frye Lending Team, Area Manager

06/11/2026

Homeownership isn't just a dream, it's a goal that may be more attainable than you think.

With 2,619 down payment assistance programs available nationwide, many buyers are finding ways to purchase a home with less money out of pocket than expected. 🏡

If saving for a down payment has been holding you back, now may be the perfect time to explore your options. From assistance programs to specialized loan solutions, there are opportunities designed to help qualified buyers move forward with confidence.

At New American Funding, we're here to educate, guide, and support you every step of the way. 🤝📲 Send me a message to see if down payment assistance could help make your path to homeownership a reality.

06/10/2026

Your path to homeownership should feel clear, not complicated. That’s why I focus on helping you understand your options, choose a payment that feels comfortable long-term, and feel fully prepared before you ever make an offer. I’m here to take the pressure off the mortgage process so you can focus on what really matters, finding the right home for you and your future 🔑💬 Have questions about getting started? Reach out anytime!