Hulya Yilmaz PNC Mortgage Loan Officer NMLS 768011

06/15/2026

Quick market check 👇

Consumers are still holding up really well right now, spending is up 5.6% year-over-year (a 4-year high), even with higher gas prices.

So what does that mean for housing? 🏡
Buyers haven’t disappeared, they’re just adjusting. Strong employment and steady finances are still supporting demand.

My take: this is starting to look like a more normal, balanced market, not a slowdown.

If you’ve been wondering whether now is a good time to make a move, I’m always happy to talk it through👍

Read the full report:https://www.pnc.com/content/dam/pnc-com/pdf/aboutpnc/EconomicReports/consumer_health_check/PNC_Research_Consumer_Health_Check_June_2026.pdf

06/13/2026

Not every conversation I have with a buyer turns into a loan, and that’s okay.

Sometimes the right advice is to wait, plan, or ask more questions first.

06/11/2026

I’m curious… 🏡
What year did you purchase your first home, and what was your rate?

Crazy to see how much things have changed!

06/11/2026

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after closing.

For example, a new car could change your credit score or debt ratios.

Remember, I'm here to guide you every step of the way, so DO reach out with questions! 303-210-6585

Applying for a mortgage may seem overwhelming, but there are ways to simplify the process. Follow these mortgage dos and don'ts from the experts at PNC.

06/09/2026

Can’t talk during the day? I’ll meet you on your time.

pncmortgage.com/HulyaYilmaz

06/08/2026

Buying a home is a big step, but having the right info makes all the difference. And if you’re ready to take that step, I’d love to help guide you through it.

Feel free to reach out anytime! 303-210-6585

Discover the essential steps to buying a house in our comprehensive guide. Learn about budgeting, securing financing, house hunting, and closing the deal.

06/07/2026

It’s 6/7… we understood the assignment ✅

CHELOCs closing in 6–7 days means faster access when it matters.
What would you do with your home equity?

Certain restrictions apply. Results may vary. All loans subject to underwriting and processing requirements.

06/05/2026

Love seeing the incredible work our teammates are doing across the country 👏

Shoutout to the Pittsburgh team for hosting an Affordable Lending Show this past weekend, helping more families feel confident in their path to homeownership.

Still reflecting on an impactful Saturday in Pittsburgh at the 2026 Affordable Housing Roadshow. Moments like this are a reminder that when we meet people where they are—with the right information, the right resources, and the right support—we can make a real difference. From meaningful conversa...

06/05/2026

I'm so grateful to be part of an industry that helps people achieve their dream of homeownership. Referrals from friends, family, and past customers mean the world to me - they're the heart of my business. Thank you for your continued support!

pncmortgage.com/HulyaYilmaz

06/04/2026

Most people think “I need 20% down”. 🛑That myth stops more buyers than anything else.

Reality is, most buyers I work with don’t put 20% down.

Call me, let's talk through your options! 303-210-6585

Understand how your down payment affects your mortgage and overall home-buying strategy. Discover various options and tips for financial preparation.