Stephanie Beutz- NMLS 501274 at Timberline Lending

06/25/2026

06/10/2026

Now offering the flexibility to use either VantageScore® or FICO® for your loan—whichever gives you the lowest rate. VantageScore® can consider just one month of credit history and includes on-time rent, utility, and phone payments, while FICO® typically looks for longer credit history and may weigh factors differently. Take advantage of these updates to save more on your next loan—call today to learn more!

03/20/2026

Unlock a 75 bps incentive on refinances now. Take advantage before it’s gone!

12/25/2025

From my family to yours, wishing you a very merry Christmas!

12/05/2025

Thinking about buying a home? Winter’s actually a great time to start your search—there’s usually less competition! Want to get ahead of the crowd? Let’s chat about getting you pre-approved. Call me anytime!

12/01/2025

Real estate agents, I could get your buyers a faster, cheaper, easier mortgage. Let’s partner up!

11/27/2025

Feeling extra thankful today for good friends, delicious food, and a cozy place to call home. Wishing everyone a Happy Thanksgiving! 🧡🍂

11/24/2025

FHA Loans: Low down payment (3.5%), easier credit requirements—perfect for first-time buyers, but mortgage insurance is required.

Conventional Loans: Higher credit score and down payment needed, but skip mortgage insurance with 20% down and enjoy flexible terms.

Bottom line: FHA = accessibility, Conventional = flexibility & savings (if you qualify). Not sure which fits you best? Let’s chat! 🏡✨