Matthew Berry Mortgage Loan Officer NMLS 237284

11/08/2024

Exciting news—I’ve moved! 🎉🏡 Ready to start this new chapter and make new memories.

09/18/2024

🏠💸 Are you looking to invest in property but your income proof is playing hide and seek? Worry not! With a DSCR loan, you can say goodbye to the paper chase and hello to property ownership. 🎩✨

No pay stubs? No problem! Our DSCR loans are like magicians – they make the need for income proof disappear. 🪄 Whether you're a seasoned investor or just dipping your toes into the real estate market, our loans don’t require a peek at your paycheck.

Investment savvy meets loan simplicity; it's time to expand your portfolio without traditional income verification hurdles. Because let’s face it, your money should work for you, not the other way around.

So why wait? Jump on the no-income bandwagon and let's get that investment property under your belt. With a DSCR loan, 'no proof of income' is no longer an obstacle—it's an opportunity! 🚀

08/24/2024

Your next real estate transaction will be different. As of August 17th, home shoppers must agree on services and payment with their buyer's agent before touring homes. If you're in the market, we have strategies for paying your agent, including asking the seller to pay as in the old days. Please reach out with any questions. SUCCESS® Lending is an Equal Housing Lender.

08/21/2024

Exciting News for Homebuyers!

At Success Lending, we’re making the dream of homeownership more accessible than ever with our 1% Down Payment loan program!
Imagine owning a home with just 1% down—yes, it's possible! Whether you’re a first-time buyer or just looking to upgrade, this program is designed to help you get into your dream home with less upfront cost.

Don’t let high down payments hold you back. Let’s make your homeownership goals a reality. Ready to get started? Reach out today, and let’s explore your options!
Contact me to learn more.

05/06/2024

What's Motivating Your Move?

Thinking about selling your house? As you make your decision, consider what's pushing you to think about moving. A recent survey from Realtor.com looked into why people want to sell their homes this year. Here are the top two reasons.

1. To Make a Profit

If you’re thinking about selling your house, you probably have a lot of questions on your mind. Well, here's some good news – the latest data shows most sellers get a great return on their investment when they sell.

That’s significant. And here’s one contributing factor. During the pandemic, home prices skyrocketed. There was way more buyer demand than homes available for sale and that combination pushed prices up.

Now, home prices are still rising, just not as fast. That ongoing appreciation is good news for your bottom line. Any profit you make can help offset some of today’s affordability challenges when you buy your next home.

2...

Thinking about selling your house?

05/03/2024

Builders Are Building Smaller Homes [INFOGRAPHIC]

Having a hard time finding a home in your budget? Builders may have a solution that can help. Builders are shifting their attention to what buyers want most right now – smaller, more affordable homes. If you want to see what’s available locally and in other areas nearby, let’s connect and explore your options together.

Having a hard time finding a home in your budget? Builders may have a solution that can help.

05/02/2024

What Is Going on with Mortgage Rates?

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data.

Economic Factors That Impact Mortgage Rates

When it comes to mortgage rates, things like the job market, the pace of inflation, consumer spending, geopolitical uncertainty, and more all have an impact. Another factor at play is the Federal Reserve (the Fed) and its decisions on monetary policy. And that’s what you may be hearing a lot about right now.

Basically, long story short, inflation and its impact on the broader economy are going to be key moving forward. As Greg McBride, Chief Financial Analyst at Bankrate, says: “It’s the longer-term outlook for economic growth and inflation that have the greatest bearing on the level and direction of mortgage rates. Inflation, inflation, inflation — that’s really the...

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.

05/01/2024

The Perks of Buying over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Rent just keeps going up over the years. Sure, it might be cheaper to rent right now in some areas, but...

Thinking about buying a home?

04/30/2024

What More Listings Mean When You Sell Your House

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. As Realtor.com says: “. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on the market in your area runs the risk of pulling buyer...

The number of homes for sale is playing a big role in today’s housing market.

04/29/2024

Now’s a Great Time To Sell Your House

Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.

Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is on the rise.

Why Are Sellers Feeling so Optimistic?

One reason why is because right now is traditionally the best time of year to sell a house.
These are the seasons when most people move. That means buyer demand grows. And because there still aren’t enough homes for sale to meet that demand, sellers see some serious perks. According to Rocket Mortgage: “Homes that are listed at the end of spring and the beginning of summer typically sell faster at a higher sales price.”

What Does This Mean for You?

More sellers are coming to realize...

Thinking about selling your house?