The Jordan Team at Nova Home Loans

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The Jordan Team at Nova Home Loans

Guiding homebuyers through the mortgage process without confusion or sales pressure so they can make confident financial decisions.

The Jordan Team
Matt Jordan, Senior Loan Officer, NMLS #794800 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | Phone: 720-279-5916 | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Equal Housing Opportunity |

11/02/2026

"Just wait for rates to come down." It sounds like common sense. But the math behind waiting is rarely as clean as it seems.

If rates drop, prices often rise. If you wait and rates don't drop, you've lost time. If they do drop, you're competing with every other buyer who was also waiting. There are scenarios where waiting makes sense and scenarios where it doesn't - the answer depends on your market, your timeline, and what you're comparing against.

We put together a guide walking through the math on both sides so you can see what the trade-offs actually look like for your situation.

Read the full guide: mortgageclaritycenter.com/buy-now-vs-wait

10/30/2026

Don't forget to turn your clocks back one hour on Sunday, November 1.

10/30/2026

10/28/2026

Not every qualified buyer fits neatly into traditional mortgage guidelines.

Non-QM financing can provide additional options for borrowers with unique income, asset or property scenarios—including certain self-employed borrowers and real estate investors.

Here’s a quick overview of what agents should know about this growing part of the mortgage market.

10/23/2026

Colorado Heroes, This One's for You!

The CHFA Colorado Champions program is coming soon!

Eligible law enforcement professionals, firefighters, and EMTs may qualify for up to $25,000 in down payment assistance with 0% interest and no monthly payments!

You serve our communities. Let us help you find a place to call home!

Contact us to learn more!

10/22/2026

Buying a new home before selling your current one?

If you have enough funds for an initial down payment and can qualify to carry both mortgages temporarily, you may be able to purchase without a home-sale contingency.

That can make your offer more attractive to a seller by removing the uncertainty of another home needing to sell first.

Once your existing home sells, the proceeds can potentially be applied toward your new mortgage through a process called a recast.

A recast reduces your required monthly principal and interest payment without refinancing or changing your existing interest rate.

The result can be similar to having made a larger down payment from the beginning.

Recast availability and requirements vary by loan servicer, and mortgage insurance may be affected differently.

10/22/2026

It sounds counterintuitive. Why would anyone choose a higher interest rate?

Because a higher rate can come with a credit toward your closing costs - meaning less cash out of pocket on day one, in exchange for a slightly higher monthly payment. If you're likely to refinance in a few years, or you need to preserve cash for other priorities, it can be a strategic choice.

This is one of those areas where the "right" answer depends entirely on your plans and your numbers. We put together a guide walking through how it works and when the trade makes sense.

Read the full guide: mortgageclaritycenter.com/why-would-i-take-a-higher-rate

Address

8055 E Tufts Avenue #101
Denver, CO
80237

Website

http://www.jordanloanteam.com/, https://www.linkedin.com/in/matthew-jordan-3404b882/, https://www.google.com/maps/place/

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