Todd Rego - Loan Officer

06/01/2026

It's rent increase season.

For many renters, that means opening a renewal notice and finding out they'll be paying even more each month for a property they'll never own.

Meanwhile, many homeowners have a fixed principal and interest payment that stays the same year after year while continuing to build equity.

If your rent keeps going up, it may be time to explore what owning your home could look like.

You might be surprised to learn that your monthly payment could be closer to your current rent than you think.

Before you sign another lease renewal, let's have a conversation and compare your options.

📩 Send me a message and let's run the numbers together.

05/29/2026

Did you know your 401(k) could potentially help you purchase your first home?

Many buyers are surprised to learn there may be options available through their retirement savings that can help with a down payment or closing costs. The key is understanding the pros, cons, and long-term impact before making a move.

Every situation is different, which is why it's important to have a strategy that helps you achieve your goal of owning your home while keeping your future financial plans on track.

If you've been wondering whether your retirement savings could help you get into your next home sooner, let's have a conversation. I can help you explore your options and connect you with the right resources to make an informed decision.

Send me a DM and let's see what's possible.

05/26/2026

Reminder! Our FREE Shred-A-Thon & E-Waste Recycling Event is coming up and we’d love to see you there.

Bring your old confidential documents, unwanted electronics, and sensitive paperwork for safe on-site disposal and recycling. It’s a great way to protect your information, clean out clutter, and connect with the community.

We’ll also have lunch provided, so stop by, say hello, and take advantage of this free event.

Saturday, June 13, 2026
11AM–2PM
NOVA Home Loans
8055 E Tufts Ave
Denver, CO 80237

Don’t wait until the last minute to clear out those old files and electronics. We’ll see you there!

05/24/2026

5.0 star review received on Experience.com for Riley Young by James R H J - Riley was an amazing resource and provided consistent and valuable insight throughout the process. I cannot recommend Riley and Nova Homeloans enough. Thank you Riley!

Click to see all 65 reviews of Riley Young, Loan Officer – The Rego Group | NMLS #1848083

05/21/2026

Inflation is still running hotter than expected… and that could mean interest rates stay elevated longer than many buyers were hoping for.

But here’s the thing: waiting for the “perfect” rate environment has kept a lot of people stuck on the sidelines while prices, rent, and competition continued to rise.

Today’s market is all about strategy.
For buyers, that means understanding your payment options, timing your rate lock correctly, and having a game plan before opportunities hit the market.

For current homeowners, it means staying informed about future refinance opportunities and knowing how market shifts could impact your long-term goals.

The market may not shift overnight, but the people who stay prepared will always be in the best position to win.
If you have questions about rates, affordability, or your next move, let’s talk through your options together.

05/20/2026

5.0 star review received on Experience.com for Riley Young by William K - The best service I have had in my 10 years working with a lender. Riley and Todd's expertise and professionalism gave me the confidence to end my business relationships with my two previous lenders of 10 years. I had complete confidence in explaining to my clients why I want to work with the Rego Group from this point forward.

Click to see all 64 reviews of Riley Young, Loan Officer – The Rego Group | NMLS #1848083

05/20/2026

5.0 star review received on Experience.com for Riley Young by Vicki L R - Professional and efficient

Click to see all 63 reviews of Riley Young, Loan Officer – The Rego Group | NMLS #1848083

05/18/2026

Meanwhile… Denver rent prices just keep climbing.

Over the last several years, renters across Denver have watched monthly payments rise dramatically while getting little in return except another lease renewal.

At some point, it makes sense to start building your own future instead of continuing to pay more every year for a place you don’t own.

The truth is, many buyers are more qualified than they think, and there are still programs and options available that can help make owning your home possible.

If rising rent prices have you wondering whether buying makes more sense, let’s talk through your options and create a plan that fits your goals.

05/15/2026

🗂 It’s time to clean out those file cabinets and safely get rid of old electronics! ♻️

Join us for our FREE Shred-A-Thon & E-Waste Recycling Event at NOVA Home Loans! Bring your confidential documents and unwanted electronics for secure on-site disposal with Data-Destruction.

📅 Saturday, June 13, 2026
⏰ 11AM – 2PM
📍 NOVA Home Loans
8055 E Tufts Ave, Denver, CO 80237

🍴 Lunch will be provided
🚚 Food truck on site
🔒 Safe & secure shredding
♻️ Responsible e-waste recycling

Protect your information, clear out the clutter, and enjoy a great community event with us. We’d love to see you there!

05/12/2026

We’re truly grateful for clients who trust our team throughout one of the biggest financial decisions of their lives and take the time to share their experience afterward.

Our goal is always to make the mortgage process feel clear, smooth, and stress-free by staying proactive, communicating consistently, and helping solve problems quickly when challenges come up.

No matter how complex the situation may be, we believe staying calm, responsive, and focused on solutions makes all the difference for our clients and referral partners.

If you’re thinking about buying a home, refinancing, or just want guidance from a team that will keep you informed every step of the way, let’s connect and put a plan together.