Zephra Clement Mortgage Loan Originator NMLS# 681707

09/03/2026

From hurricanes and floods to wildfires and severe storms, emergencies can happen anywhere 🌪️ 🔥
How can you prepare your home for the unexpected? 🏠 Check out our tips: https://www.homemortgageadvisors.com/mysite/zephra-clement/blog/national-preparedness-month-from-hurricanes-to-winter-storms-is-your-home-ready-2026-09-03

09/01/2026

Whether facing hurricanes, flooding, tornadoes, severe storms, or wildfires, preparation can help protect your home and family. Secure outdoor items, clear gutters and debris, protect important documents, identify a safe shelter area, review your insurance coverage, enable local emergency alerts, and know your evacuation routes.
A little preparation today can make a big difference when the unexpected happens.

08/27/2026

Summer is winding down, though it’s not *quite* time to dive into spooky season. Read here for five subtle ways to transition your home for fall: https://www.homemortgageadvisors.com/mysite/zephra-clement/blog/put-down-the-pumpkin-5-subtle-ways-to-transition-your-home-for-fall-2026-08-27

08/26/2026

CHFAs new down payment assistance program for public school teachers, this one is a big deal

08/25/2026

Closing day is exciting, but a quick 5-minute phone call can help keep last-minute surprises off the table. 📞🏡

A few questions now can make for a much smoother closing day. 🔑✨
Have questions about what to expect before closing? Reach out. We’re here to help!

08/21/2026

Gen Z 🤝 Mortgage Jargon
We’re back with Part 2 of translating mortgage talk into terms that just make sense. 👀🏡
Because understanding home financing shouldn’t require its own dictionary.
Stay tuned... there’s plenty more jargon to decode. 🔑✨

08/20/2026

PMI vs. MIP vs. guarantee fee—what’s the difference? 🤔
We’re decoding three mortgage terms every home buyer should have on their radar. Read here to brush up on your mortgage vocabulary: https://www.homemortgageadvisors.com/mysite/zephra-clement/blog/understanding-mortgage-insurance-pmi-mip-and-guarantee-fee-2026-08-20

08/18/2026

Sharing more mortgage stuff from my business page— solar panels part 2

Find out the lease payment if there is one, to make sure you’re sti...

08/18/2026

Solar panels part 2, know that lease payment if there is one

08/18/2026

Solar panels part 2, know the payment if there is one, as soon as possible.

Find out the lease payment if there is one, to make sure you’re sti...