Chad Ogburn Magis Lending Powered by IMB

09/08/2025

Home price growth has been decelerating in 2025, but it remains positive at the national level and in most of the big cities. While a few cities are seeing modest declines in their price indexes, it's important to keep perspective: the long-term returns from owning a home have been spectacular, especially if you consider the positive impact of leverage (a 20% down payment = 5x the return).

07/08/2025

This is why I do what I do. Makes my heart sing. Wonderful review:
Our experience with Nova Home Loans and Chad Ogburn was outstanding. Needing a new mortgage and a bridge loan to tap equity from our old home, we faced a tricky process in a tough 2025 market with high rates. Chad’s expertise and personalized approach made it seamless. He secured us a competitive rate, explained our options clearly, and guided us through both loans with transparency. His responsiveness and attention to detail ensured a smooth closing with no surprises. Chad’s dedication made us feel valued, and we’re thrilled in our new home thanks to him and Nova. Highly recommend!
-Ian H.

01/28/2025

Feeling “locked-in” by your low existing mortgage rate? If you're carrying large, higher interest debt balances (credit cards or car loans), your "blended" rate may be much higher than you realize. You might even have the opportunity to buy a new home, consolidate your debt with a slightly larger loan, and end up with a lower monthly payment! Ask me about my blended rate calculator and I’ll walk you through your options!

01/20/2025

Let us never forget.

I Have a Dream" is a public speech that was delivered by American civil rights activist Martin Luther King Jr. during the March on Washington for Jobs and Fr...

01/18/2025

Builders have an uncanny ability to be the canary in the housing marketing.
Homebuilder confidence rose one point to 47 in January as builders balance their hopes for an improved regulatory environment with concerns about elevated costs, home prices and rates.

09/04/2024

The more you know! Here are the latest stats for 80112. If you've questions about the pre-approval or the loan process, send me a message or if you want to learn more about the current market, I can connect you with expert agents who can help!