Rosemary Voshell - NOVA Home Loans

06/18/2026

Did you know a home's assessed value and market value can be very different?

The assessed value is determined by the local government for property tax purposes. Market value reflects what the home could sell for based on current market conditions.

Knowing the distinction can help you better understand your tax bill and your property's overall value.

06/17/2026

Many homeowners think refinancing is only worth considering when rates drop significantly.

Did you know refinancing can also help adjust the length of your loan? Some homeowners refinance to pay off their mortgage faster, while others choose a longer term to improve monthly cash flow.

A refinance should align with your goals, not just the market. Contact me anytime!

06/16/2026

Market headlines can create uncertainty, but successful homeownership is typically built on years of equity growth, stability, and financial planning.

While it's important to stay informed, major life decisions are best made based on your personal goals and readiness, not today's news cycle.

Focus on the bigger picture and the opportunities homeownership can create over time.

06/15/2026

06/13/2026

Just a reminder! Shred Event today! Hope to see you there!

Reminder! This Saturday!

Our FREE Shred-A-Thon & E-Waste Recycling Event is almost here!

- Shred sensitive documents
- Recycle old electronics
- Enjoy lunch from our food truck (on us)

📅 Saturday, June 13
⏰ 11 AM – 2 PM
📍 NOVA Home Loans | 8055 E Tufts Ave, Denver

We hope to see you there!

See image for full details.

06/12/2026

Colorado has a special connection to one of our nation's most iconic songs.

After visiting Pikes Peak in 1893, writer Katharine Lee Bates was inspired by the incredible mountain views and penned the words that would become America the Beautiful. Many believe the lyric "purple mountain majesties" was inspired by the scenery she witnessed right here in Colorado.

Pretty amazing what a mountain view can inspire.

06/11/2026

Your mortgage servicer is the company responsible for collecting your monthly mortgage payments and managing your loan account after closing.

In many cases, the servicer is different from the lender who helped you obtain your mortgage. This is a normal part of the mortgage industry and does not affect your interest rate or loan terms.

Knowing who services your loan helps ensure payments and questions are directed to the right place.

06/10/2026

Reminder! This Saturday!

Our FREE Shred-A-Thon & E-Waste Recycling Event is almost here!

- Shred sensitive documents
- Recycle old electronics
- Enjoy lunch from our food truck (on us)

📅 Saturday, June 13
⏰ 11 AM – 2 PM
📍 NOVA Home Loans | 8055 E Tufts Ave, Denver

We hope to see you there!

See image for full details.

06/10/2026

A less-than-perfect credit score doesn't automatically mean you have to put your homeownership goals on hold.

There are mortgage programs available for many different financial situations, and every borrower's story is unique. Knowing your options is the key to creating a plan that works for you.

06/09/2026

DTI measures how much of your monthly income goes toward debt payments. In some cases, paying down existing debt before applying for a mortgage may help strengthen your financial profile and improve affordability.

A little preparation today can help set the stage for a smoother homebuying experience tomorrow.