The PowersTeam at Fairway Home Mortgage

The PowersTeam at Fairway Home Mortgage We accomplish this by guiding clients through the loan process, respecting their goals. NMLS ID # 224947. DORA ID # 100009261. Branch ID # 1911395.

The Powers Team at Fairway Home Mortgage - focused on outstanding service in our community & in the financial industry for all those inquiring about home ownership. Summit Funding, Inc. NMLS ID # 3199 www.nmlsconsumeraccess.org. Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic # 0925837, GA Lic # 39456, Illinois Residential Mortgage Licensee. Equal Housing Opportunity

09/08/2026

How do I get the lowest mortgage rate? Tips you can use.
Mortgage rates are currently hovering around 6.75%, and many homebuyers in Denver and across Colorado are wondering how to secure the lowest rate possible. Through my work with the Powers Team at Fairway Independent Mortgage Corporation, I've seen firsthand how a few strategic moves can make a significant difference. Strengthening your credit score, lowering your debt-to-income ratio, and increasing your down payment all play a role in qualifying for better rates. Exploring options like discount points, buydowns, adjustable-rate mortgages, or shorter-term loans can also create savings over time. And don’t forget the value in shopping around—comparing lenders can reveal opportunities you might otherwise miss. Every buyer’s situation is unique, but a thoughtful approach to these factors sets the foundation for a more affordable mortgage.

09/08/2026

Reverse Mortgages: Should Retirees Consider One? | Visit here for more info: https://mobile.fairwaynow.com/dr/c/j0osv
There are plenty of myths swirling around mortgage refinancing, and as someone who guides Colorado homeowners and buyers through these decisions every day, I want to shed some light on what really matters. First, it pays to shop around—pull at least three same-day quotes and compare the APRs, not just the interest rates, to get a clear picture of lender fees. This approach strengthens your negotiating leverage. Remember, refinancing isn’t free; closing costs typically run between 2% and 5% of your new loan, so be sure to calculate your break-even point before you move forward. It’s also important to realize that a lower rate doesn’t always mean you’ll save money—refinancing into a new 30-year term can reset the clock and ultimately increase your total interest paid. If you’re concerned about selling in the future, know that refinancing simply replaces your primary lien, so it shouldn’t complicate a later sale. For those considering a cash-out refinance, extra caution is warranted. And expect a credit check: strong credit and a debt-to-income ratio under 36% will help you secure the best offers. Even if you’ve been denied in the past, there are often ways to improve your profile and try again. My aim with the Powers Team is to arm you with the facts so you can make confident decisions about your home financing.

Commercial, Multifamily Borrowing Up 16% in Q2 2026I’ve been keeping a close eye on lending trends, and the latest numbe...
09/05/2026

Commercial, Multifamily Borrowing Up 16% in Q2 2026
I’ve been keeping a close eye on lending trends, and the latest numbers from Q2 2026 are telling. Commercial and multifamily borrowing jumped 16% compared to last year, with especially strong activity in office and retail loans. Interestingly, industrial lending showed a remarkable 38% increase from last quarter, while health care property originations dipped by 19%. As someone who leads a mortgage team here in Denver, I know how shifts like these can impact both the local market and broader financing opportunities. Staying informed on these trends helps me guide clients with the latest insights and options—whether you’re exploring investment properties or rethinking your current financing.
https://www.housing-trends.com/agent-news/ed-powers/1923142-Commercial%2C-Multifamily-Borrowing-Up-16%25-in-Q2-2026

09/01/2026

Breaking down barriers to achieve the American dream: How first-time homeownership is possible
Let’s connect and talk about the latest insights in the industry!

Address

6860 S Yosemite Court, Suite 2130
Denver, CO
80112

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13039141302

Website

Alerts

Be the first to know and let us send you an email when The PowersTeam at Fairway Home Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share

Category