Jovan Cardoza NMLS #1804505

04/08/2026

CTC in just 3 days on this one.

01/12/2026

Follow MG Team, like our post and comment to enter. 🥰💕♥️

"Valentine's Dinner on Us!" ❣️
We're giving away $150 for dinner to one lucky winner.
How to enter:
💌Like this post
💌Follow our MG Team FB page
💌Comment who you'd take to dinner and why

Winner announced Feb 13th @ 4pm

12/02/2025

🎄✨ Santa is almost here… come capture the magic. 🎅📸☕

Bring your favorite people—your little ones, your besties, your parents, your whole crew—to take cozy holiday photos with Santa! 🤍✨
This is your chance to slow down, smile, and save a memory that will last forever. ❄️❤️

🧣 Cozy outfits encouraged
👧🧒 Kids, families, couples, friends—ALL welcome
🎁 Limited spots available
🔗 Reserve yours now: https://docs.google.com/forms/d/e/1FAIpQLSck32ZUbkHKs5E8_y-Cm8ZIlHqS4ujPz1MK2TaIk4MnkEGO3w/viewform

12/13/25 11am to 1 pm

📍 Hosted with love by:
MG Team

✨ A special thank you to our amazing sponsors:
5281 Exclusive Homes Realty & Allstate for supporting community moments like this. 🌟

Let’s make this Christmas feel warm again, one photo at a time. 🫶🎄❄️

11/20/2025

So listen… this Grinch Christmas tree was not supposed to be up this early 😂💚

My daughter needed reindeer ears for her play, and I couldn’t remember which box they were in… so I started digging.
One box turned into two… two turned into “well, maybe her costume needs a little more DIY”…
And before I knew it, the entire game room was decorated like Whoville 🎄🤣

But here’s the thing, it reminded me of something important:

✨ It doesn’t matter how small the step is, or where you’re starting.
Little by little, things snowball.
And before you know it, you’re exactly where you dreamed of being. ✨

So go search for those reindeer ears, take that tiny first step, and start the conversation with me, your loan girl Jovan. 🏡💁🏽‍♀️
Together, we’ll chip away at the process until it snowballs… right into YOUR new home. ❄️🔑

11/19/2025

Cozy Fall Flavors Are Here! 🍂🍁
Pumpkin Spice Horchata + Pumpkin Spice Salsa 🧡

If you're looking for the perfect Thanksgiving twist on a classic favorite, you have to try this delicious Pumpkin Spice Horchata paired with a festive Pumpkin Spice Salsa! These flavors bring warmth, comfort, and a little seasonal magic to your table. 🎃✨

Save this recipe and let me know if you try it, your holiday guests will love it!


🎃 Pumpkin Spice Horchata Recipe

Ingredients

1 cup long-grain rice

2 cups hot water

4 cups milk (or almond milk)

1 cup sweetened condensed milk

1 tsp vanilla

1–2 tsp pumpkin spice

1 cinnamon stick

Ice

Instructions

Blend rice + hot water lightly 5–10 seconds.

Add cinnamon stick and soak 3–4 hours or overnight.

Strain and mix the rice water with milk, condensed milk, vanilla, and pumpkin spice.

Serve over ice and sprinkle pumpkin spice on top. 🤎

🌶️ Pumpkin Spice Salsa

Ingredients

4 roma tomatoes

1 jalapeño or serrano

1 garlic clove

¼ onion

½ tsp pumpkin spice

Salt to taste

Optional: roasted pumpkin purée (1–2 tbsp)

Instructions

Roast tomatoes, jalapeño, onion & garlic until charred.

Blend until smooth and season with pumpkin spice + salt.

Serve with chips or pour over tacos for a holiday twist!

11/12/2025

😋

🦃 100 Turkey Giveaway! 🦃
We’re so excited to give back to our community this Thanksgiving!

Come pick up your FREE turkey no questions asked, just gratitude and love. ❤️
📍 Pick-Up Location:
12015 E 46th Ave, Denver, CO 80239
📅 Date: Sunday, November 23rd
⏰ Time: 11:00 AM – 1:00 PM

👉 Reserve your turkey by clicking the link below!
https://docs.google.com/forms/d/e/1FAIpQLSfp6nv8Ojvp9W3IGtxVd-TSJDuu09kCePh18ZAEqZt_o7KkEw/viewform?usp=header
We’ll call a few days before as a reminder.

Let’s make sure every table in our neighborhood has a turkey this Thanksgiving.

Sponsored by:
MG TEAM – Your Neighborhood Lender
Araceli with Keller Williams GVR Office
Allstate Alex Cole Office (Marcus Lucero & Monica Campos)
Colorado Inspections – Jovan Amaya
🧡 Together, we’re thankful to serve and celebrate with our amazing community!

¡Regalaremos 100 Pavos! 🦃
¡Estamos muy emocionados de poder ayudar a nuestra comunidad este Día de Acción de Gracias!
Ven por tu pavo GRATIS, sin preguntas, solo con gratitud y cariño. ❤️

📍 Lugar de entrega:
12015 E 46th Ave, Denver, CO 80239
📅 Fecha: Domingo, 23 de noviembre
⏰ Hora: 11:00 AM – 1:00 PM

👉 Reserva tu pavo haciendo clic en el enlace abajo.
https://docs.google.com/forms/d/e/1FAIpQLSfp6nv8Ojvp9W3IGtxVd-TSJDuu09kCePh18ZAEqZt_o7KkEw/viewform?usp=header
Te llamaremos unos días antes para recordarte.
¡Queremos asegurarnos de que todas las familias tengan un pavo en su mesa este Día de Acción de Gracias!

Patrocinado por:
MG TEAM – Tu prestamista de confianza
Araceli con Keller Williams Oficina GVR
Allstate Oficina Alex Cole (Marcus Lucero & Monica Campos)
Colorado Inspections – Jovan Amaya

🧡 ¡Juntos, agradecidos de servir y celebrar con nuestra hermosa comunidad!

11/05/2025

🎄🏠✨ Still dreaming of being HOME for the holidays?
Good news — it’s NOT too late! 🎁💫
We can still get you pre-approved, find your perfect home, and close before Christmas! 🎅🏽
Let’s make “Home for the Holidays” your reality this year. ❤️
📲 DM me today or click the link in my bio to get started!
💻 Apply now: https://prod.lendingpad.com/emci/pos...
📞 Call/Text: 720.435.4767

10/23/2025

💛 $25,000 Down Payment Assistance for Families with Disabilities 💛
As a parent of a child with a permanent disability, I know firsthand how overwhelming it can be to navigate doctors, therapies, and insurance the last thing families should worry about is housing insecurity.

Having a stable home changes everything for your peace of mind and your child’s well-being.

🏡 If you or someone you know has a permanent disability or is a parent of a child with one, you could qualify for up to $25,000 in down payment assistance.

Let me guide you through the process and help you take one big thing off your to-do list.
📲 720-435-4767



💛 Asistencia para el Pago Inicial de $25,000 para Familias con Discapacidades 💛
Como mamá de un niño con discapacidad permanente, sé lo difícil que puede ser manejar doctores, terapias y seguros lo último de lo que deberíamos preocuparnos es la inseguridad de vivienda.

Tener un hogar estable cambia todo por tu tranquilidad y el bienestar de tu hijo(a).

🏡 Si tú o alguien que conoces tiene una discapacidad permanente o es padre/madre de un niño con una, podrían calificar para hasta $25,000 en asistencia para el pago inicial.

Permíteme guiarte en el proceso y ayudarte a quitarte una gran carga de encima.
📲 720-435-4767

09/29/2025

Mi David hermoso😍🥹 Love you to the moon and back Sonshine 🎓❤️🥹

08/31/2025

Love that we serve as a family! Blessed to go out into the community and as Pastor said we are planting seeds, growing His church. Can’t think of a better way to spend our Sunday. As the Orchard continues to grow, a wonderful harvest we will have🙌🏾