Shane Masterman - Mortgage Lender

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

10/20/2026

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/12/2026

Across their careers, Johnson and Masterman have collectively originated over $2 billion in residential mortgage loans.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/04/2026

A few weeks in - we’re just getting started!

Over the past several weeks, we’ve been immersed in onboarding with New American Funding | Mortgage Lender, collaborating with incredible people across the country, learning new tools and products, and building a foundation for what comes next!

At the same time, we’re hard at work bringing the Cantera vision to life - from our new brand and website to marketing, systems, and the client experience we’re creating from the ground up.

The best part? Our mission hasn’t changed.

We’re still approving loans, giving our clients the same personal attention, thoughtful guidance, and dependable communication they’ve come to expect from us. Now, we simply have more resources behind us to help you.

We’re so excited about where Cantera is headed, grateful for everyone who’s supported us along the way, and looking forward to helping more families in the months ahead.

Here’s to building something that lasts.

- Christian & Shane

08/03/2026

New American Funding Adds Christian Johnson and Shane Masterman, with $2 Billion in Combined Career Volume, to Launch Cantera Home Lending in Dallas Fort-Worth.

"As two of the top 1% of mortgage originators in the nation and among the most respected originators in North Texas, Shane and Christian have built exceptional businesses by putting their customers and referral partners first,” said Pat Bolan, chief production officer at New American Funding.

“I’m honored they have chosen to join the New American Funding family,” Bolan continued. “Their commitment to excellence aligns perfectly with our culture, and we're excited to provide the support, innovation, and resources they need to continue growing their success. We look forward to celebrating everything they'll accomplish as part of our team.”

Read the full press release:

FOR IMMEDIATE RELEASE SANTA ANA, Calif., AUGUST 3, 2026 -- New American Funding , one of the nation’s leading independent mortgage lenders, announced that award-winning industry veterans Shane Masterman and Christian Johnson have joined the company as Cantera Home Lending.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/24/2026

Excited to share that Christian Johnson and I have launched Cantera Home Lending, powered New American Funding - one of the largest and most respected mortgage lenders in the country.

After almost 50 years of combined experience helping families with their mortgage needs - and well north of $2B in personal production - we created the company we’ve always wanted to work for: one where the client relationship comes first, every single time.

Cantera is Spanish for quarry - the place where the stone that becomes a home’s foundation, its walls, its very bones, begins. Quarried stone isn’t fast. It’s cut, shaped, and set with intention, built to outlast whatever comes next. That’s the kind of company we have set out to build: not quick and disposable, but solid - the kind of foundation a family can truly stand on.

For you, nothing changes in terms of the experience you’ve come to expect. Same direct line, same commitment, and the same focus on getting you to the closing table as smoothly and efficiently as possible. What DOES change is that we now have even more flexibility, more tools, and a platform built to serve you at the highest level.

We’re always just a phone call away.

📧 [email protected]
📱 214.274.6089

📧 [email protected]
📱 214.763.8767

Thank you - genuinely - for the trust you’ve placed in us over the years. This next chapter exists because of you, and we’re grateful to continue serving you for many years to come.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

04/29/2026

Honored to be featured in Greet Lakewood this month. You can read our full feature article here:

https://greetmag.com/locations/lakewood-tx/articles/-d8b745/

04/23/2026

The latest mortgage data tells a clear story: buyers are paying attention again.

• Applications up 7.9%
• Purchase demand up 10%
• Rates down to 6.35%

When rates improve, activity follows. It happens quickly.
If buying is on your radar this year, the best time to plan is usually before the market feels obvious again.

www.rate.com/shanemasterman

Mortgage applications rose 7.9% weekly as the 30-year fixed fell to 6.35%, purchases up 10% and refis up 6%.