Jackson Thomas

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Jackson Thomas This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas" to the profile. www.nmlsconsumeraccess.org

Top 1% Loan Officer | Adrenaline Ju**ie | Follower of Jesus
Personal NMLS1190420 Branch NMLS3365 Company NMLS3029 Georgia Residential Mortgage Licensee
Licensed by the Virginia State Corporation Commission
Mississippi Licensed Mortgage Company CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

10/12/2026

You make plenty of money to afford the house but your tax returns make it look like you don’t. I hear this all the time from Realtors, consultants, photographers, salespeople and other self-employed borrowers. Usually the assumption is, “Well, I guess getting a mortgage is just going to be harder because I don’t have a normal W-2.” The problem isn’t necessarily how much money you make. It may be how a traditional mortgage is calculating your income. If you’re paid on a 1099, there are non-QM loan programs designed specifically for borrowers whose income doesn’t fit neatly into the traditional lending box. Instead of automatically relying on the same documentation and calculations used for a W-2 employee, we can look at alternative ways to document and qualify your income. I recently helped a Realtor use a 1099 loan to purchase her home and we were even able to use a portion of her commission toward buying down her interest rate. So if you’re self-employed or commission-based, don’t automatically assume your tax returns are the final word on how much home you can qualify for. There may be another way to structure the loan. If you want to talk through options, send me a message (even if you've been told no by another lender!). -

10/12/2026

One of the most underrated skills in real estate is knowing how to communicate with the person in front of you. Some clients want every number, spreadsheet and detail you can give them. Others want the three things they actually need to know and nothing more. Some want a phone call, others would prefer you never call them and just send a text! Vesta made a great point in our conversation: there isn’t one communication style that works for every client because there isn’t one type of client. Our job is to figure out how someone best receives information and meet them there. Whether you’re the Realtor, lender or anyone else involved in the transaction, I think that’s a big part of providing a great client experience. -

10/12/2026

McKinney is going to look a little different over the next few years. Apparently we’ve got a little bit of everything coming our way. A new amphitheater, continued growth around the airport, and potentially a 36-acre surf club bringing a little bit of California beach life to North Texas. Not exactly what you expect to hear when you ask what’s being built in McKinney 😂 Vesta lives there, works there and has had a front-row seat to how much the area has grown, so it was fun hearing what she’s watching next. Surf’s up in McKinney, I guess. 🏄 -

10/01/2026

A great real estate transaction is never the work of just one person. Your agent might be your main point of contact, but there are a lot of people behind the scenes who can either make the process better or create unnecessary friction. That’s why the people you choose to work alongside matter. Vesta and I talked about this on the podcast: when you have a strong network of people who communicate well, answer questions and know their role, the client feels the difference. Hearing that her clients come back saying, “We love Jackson. He explained something I never understood before,” is about as good of a compliment as I can get. Comment VESTA if you'd like to watch the full recording! -

10/01/2026

There’s a big difference between knowing how to complete a real estate transaction and knowing how to take care of the person going through it. Vesta has personally bought, sold, flipped and owned around 30 homes, so she’s experienced this process from the client side plenty of times both the good and the bad. What I appreciated hearing from her is that she remembers exactly how a great agent made her feel 11 years ago, and that experience still influences how she serves her own clients today. Buying or selling a home can be emotional. There are a lot of moving pieces and a lot of trust involved. As Vesta put it, her goal is simple: add to the transaction, not make it more complicated. I think that’s a pretty good standard for anyone in this business. Comment VESTA and I'll send you the full recording! -

5.0 star review received on Experience.com for Jackson Thomas by Leonardo S - We came to Jackson's team with a complicat...
09/26/2026

5.0 star review received on Experience.com for Jackson Thomas by Leonardo S - We came to Jackson's team with a complicated problem another lender had failed to come up with a solution for. At that point, we were at risk of either losing the deal after the option period or having to completely rethink how we had planned to invest. Worse: we came to them only 14 days before closing. Jackson and his team worked their magic and got us through to the finish line, and we were able to sign our closing papers 3 days EARLY. Everything he told us he could pull off he actually did. So glad we made the decision to switch gears and work with Jackson's team at Crosscountry on this purchase!

Read more: https://experience.com/reviews/jackson-thomas-334399/1ff15ccb-92be-40a1-b2e2-6c8e4d1e1ae8?V=1790439321&utm_source=facebook&utm_medium=autopost&utm_content=13675750

09/23/2026

My grandfather never sat me down and taught me how to be a good husband. He showed me. He called my grandmother "babe" for 65 years. I never once heard him say a critical word about her. He told people he was her biggest fan, and he meant it every single time. When they walked together, his hand rested on the small of her back. It wasn't for show. It was just how he moved through the world next to her. After her stroke, I watched him care for her through the wheelchair years with that same steadiness. Then she passed. A while later, we were walking together and he saw an old photo of her. He started telling me about her, and without thinking, his hand came up and out, exactly the way it would if he were about to rest it on her back again. She wasn't there. His body didn't know that yet. "Louise was great," he'd say. "I couldn't have asked for anyone better." That's 65 years of practice, still showing up in a hand reaching for someone who wasn't there anymore. I think about that a lot now that Haley and I have been married for twenty years, because the business I'm in makes commitment complicated in a way most people don't see from the outside. Mortgage work doesn't have an off switch. I'm on calls at night. I'm answering messages on weekends. Travel is part of the job, and that could easily become an excuse to disappear from my own family for weeks at a time. That's the trap. Work gives you a legitimate reason to check out of what actually matters, and nobody would even question it because the job is demanding and the job is real. My grandfather never let his work become that excuse, and I learned from watching him that I couldn't either. Twenty years in, that's still the lesson he gave me without ever saying a word. You show the people you love that they matter more than the thing that's demanding your attention. You don't tell them. -

09/23/2026

She spends her career walking companies through crisis and transformation. This client works at a well known consulting firm and she's paid to be the calm voice in the room when everything is falling apart for someone else. So when she called me about buying a new home, I figured she had this handled. She makes $400,000 a year as a W2 employee. She already owns a $1,000,000 property outright and wanted to move into something closer to $1,500,000. On paper this looked simple. Sell the old house, buy the new one, done. Except that plan would have left a massive amount of money on the table, and she had no idea. We sat down and asked one question first. Do you sell this house, or do you keep it and let it work for you? That single question changed everything. Instead of selling, we walked her through turning her current home into a rental. I connected her with a CPA who structured an LLC so the property could be titled correctly and protected from tenant liability. Then we looked at the land value on that property, which is roughly $500,000, and ran the numbers on a cost segregation study paired with a short term rental strategy. The result on paper was a deduction large enough to offset her entire tax bill for the year. We are still confirming the exact figures with her CPA before anything is finalized, but the strategy itself is real and it is available to W2 earners who know where to look. While all of that was happening, we also connected her with a trust attorney so her new primary residence could be purchased inside a trust, building long term protection into the deal from day one. She is brilliant. She advises other people for a living. And she still needed a lender who understood how to connect the dots between real estate, tax strategy, and estate planning. That is exactly what we cover at the Trusted Advisor Series this Wednesday. If you are a realtor and you want to have these conversations confidently with your higher net worth clients, this is where you learn the strategy and meet the CPAs, trust attorneys, and specialists who make it possible. -

09/17/2026

Everybody is obsessed with when rates will finally drop. That might be the wrong question to be asking. I get it, 6%+ feels like a hard pill to swallow, and there is a real chance rates stay right here for years or even climb higher with everything going on globally. Nobody actually knows where they are headed no matter how confident the headlines sound. However, people get stuck when they fixate on the rate and completely lose sight of the real estate itself. Picture getting sent back to 1995 with a chance to buy a home in Highland Park for $500,000. You take that deal every time, even though rates back then were near 10%. That home is worth $5,000,000 today. Nobody made money because of the rate. They made money because they held onto great real estate in a great location for a long time. The real question was never is now a good time to buy. It is whether it is ever a bad time to own great real estate. Rates drop, you refinance. Rates hold, you still own a strong asset. Rates rise, you're glad you got in before they did. This was never about timing the market. It's about time in the market. -

Address

4849 Greenville Avenue, Suite 1560
Dallas, TX
75206

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

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